![\"\"](\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/04\/meld-five-retirement-planning-steps-facebook-1200x630-1.webp\")
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\u0627\u0644\u0639\u0645\u0631 \/ \u0646\u0645\u0648 \u0633\u0646\u0648\u064a \u0628\u0646\u0633\u0628\u0629 3% \/ \u0646\u0645\u0648 \u0645\u062a\u0642\u0637\u0639<\/u><\/p>\n
25 30,000$ 30,000$<\/p>\n
35 $40,317 $60,000<\/p>\n
45 $54,183 $120,000<\/p>\n
55 $72,818 $240,000<\/p>\n
65 $97,861 $480,000<\/p>\n
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\n- 161,000 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 (\u0623\u0639\u0632\u0628)<\/li>\n
- 240,000 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 (\u0645\u062a\u0632\u0648\u062c \u0648\u064a\u0642\u062f\u0645 \u0625\u0642\u0631\u0627\u0631\u064b\u0627 \u0636\u0631\u064a\u0628\u064a\u064b\u0627 \u0645\u0634\u062a\u0631\u0643\u064b\u0627)
\n\ud83d\udd17 \u0627\u0644\u0645\u0635\u062f\u0631: IRS.gov<\/u><\/a><\/li>\n<\/ul>\n\u0645\u062b\u0627\u0644: \u0627\u0644\u062a\u0646\u0627\u0642\u0635 \u0627\u0644\u062a\u062f\u0631\u064a\u062c\u064a \u0644\u062e\u0635\u0645 IRA \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a<\/h3>\n
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- 123,000 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0623\u0645\u0631\u064a\u0643\u064a\u064b\u0627 (\u0645\u062a\u0632\u0648\u062c \u0648\u064a\u0642\u062f\u0645 \u0625\u0642\u0631\u0627\u0631\u064b\u0627 \u0645\u0634\u062a\u0631\u0643\u064b\u0627)
\n\ud83d\udd17 \u0627\u0644\u0645\u0635\u062f\u0631: IRS.gov<\/u><\/a><\/li>\n<\/ul>\nIRMAA: \u0645\u0635\u0631\u0648\u0641\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u062e\u0641\u064a\u0629 \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0639\u0644\u0649 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<\/h3>\n
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\n\ud83d\udd17 Medicare 2025 Costs PDF<\/u><\/a>
\n\ud83d\udd17 Medicare Cost Overview<\/u><\/a><\/p>\n\u062a\u0644\u0627\u0634\u064a \u062f\u062e\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u062a\u062f\u0631\u064a\u062c\u064a\u0627\u064b<\/h3>\n
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\u0623\u0647\u0645\u064a\u0629 \u0630\u0644\u0643<\/strong> \u0641\u064a \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u062a\u0642\u0627\u0639\u062f<\/h2>\n\u0641\u064a \u0645\u0642\u0627\u0644\u062a\u064a “IRA, HSA, or Roth IRA: \u062e\u0637\u0648\u0627\u062a \u0636\u0631\u064a\u0628\u064a\u0629 \u0630\u0643\u064a\u0629 \u064a\u062c\u0628 \u0627\u062a\u062e\u0627\u0630\u0647\u0627 \u0642\u0628\u0644 15 \u0623\u0628\u0631\u064a\u0644<\/u><\/a>“\u060c \u0623\u062a\u062d\u062f\u062b \u0639\u0646 \u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0647\u0630\u0647 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0623\u0646 \u062a\u0639\u0632\u0632 \u0648\u0636\u0639\u0643 \u0627\u0644\u0636\u0631\u064a\u0628\u064a \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0642\u0635\u064a\u0631 \u0648\u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 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\u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a<\/a> \u0627\u0644\u064a\u0648\u0645 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u062a\u0642\u0627\u0639\u062f<\/a> \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/p>\n","protected":false},"excerpt":{"rendered":"\u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0628\u062f\u0623 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u062a\u0642\u0627\u0639\u062f \u0628\u0641\u0643\u0631\u0629 \u0628\u0633\u064a\u0637\u0629: \u062a\u0648\u0641\u064a\u0631 \u0645\u0627 \u064a\u0643\u0641\u064a \u0645\u0646 \u0627\u0644\u0645\u0627\u0644 \u0644\u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u062f\u062e\u0644\u0643. \u0648\u0644\u0643\u0646 \u0647\u0646\u0627\u0643 \u0645\u0634\u0643\u0644\u0629 \u0643\u0628\u064a\u0631\u0629. \u0645\u0639 \u062a\u0642\u062f\u0645\u0643 \u0641\u064a \u0627\u0644\u0639\u0645\u0631\u060c \u0645\u0646 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u064a\u0632\u064a\u062f \u062f\u062e\u0644\u0643. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0628\u0639\u0636 \u0627\u0644\u0645\u0647\u0646\u060c \u0642\u062f \u064a\u062a\u0628\u0639 \u0630\u0644\u0643 \u0646\u0645\u0637 \u0646\u0645\u0648 \u064a\u0645\u0643\u0646 \u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0647 \u0628\u0646\u0633\u0628\u0629 \u062a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 2 \u0625\u0644\u0649 4\u066a \u0633\u0646\u0648\u064a\u064b\u0627. \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0622\u062e\u0631\u064a\u0646\u060c \u0642\u062f \u064a\u0643\u0648\u0646 \u0627\u0644\u0646\u0645\u0637 \u0623\u0643\u062b\u0631 \u062a\u0642\u0637\u0639\u064b\u0627\u060c \u062e\u0627\u0635\u0629 \u0625\u0630\u0627 \u0633\u0639\u0649 …<\/p>\n","protected":false},"author":4,"featured_media":10460,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[103],"tags":[],"class_list":["post-10432","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"yoast_head":"\n
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\n\ud83d\udd17 \u0627\u0644\u0645\u0635\u062f\u0631: IRS.gov<\/u><\/a><\/li>\n<\/ul>\nIRMAA: \u0645\u0635\u0631\u0648\u0641\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u062e\u0641\u064a\u0629 \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0639\u0644\u0649 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<\/h3>\n
\u0643\u0644\u0645\u0627 \u0632\u0627\u062f \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0630\u064a \u062a\u0638\u0647\u0631\u0647 \u0641\u064a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u060c \u0632\u0627\u062f\u062a \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062f\u0641\u0639\u0647\u0627 \u0641\u064a \u0623\u0642\u0633\u0627\u0637 \u0628\u0631\u0646\u0627\u0645\u062c Medicare\u060c \u0648\u0647\u0630\u0627 \u0645\u0627 \u064a\u0639\u0631\u0641 \u0628\u0627\u0633\u0645 “\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0627\u0644\u0645\u0631\u062a\u0628\u0637 \u0628\u0627\u0644\u062f\u062e\u0644” (IRMAA). \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0625\u0630\u0627 \u0643\u0627\u0646 \u062f\u062e\u0644\u0643 \u064a\u062a\u062c\u0627\u0648\u0632 103,000 \u062f\u0648\u0644\u0627\u0631 (\u0644\u0644\u0645\u0641\u0631\u062f) \u0623\u0648 206,000 \u062f\u0648\u0644\u0627\u0631 (\u0644\u0644\u0645\u062a\u0632\u0648\u062c\u064a\u0646)\u060c \u0641\u0625\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 Medicare \u0627\u0644\u062c\u0632\u0621 B \u0648\u0627\u0644\u062c\u0632\u0621 D \u0633\u062a\u0631\u062a\u0641\u0639. \u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062f\u0642\u064a\u0642 \u0636\u0631\u0648\u0631\u064a \u0644\u062a\u0642\u0644\u064a\u0644 \u062a\u0623\u062b\u064a\u0631 IRMAA \u0639\u0644\u0649 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629.
\n\ud83d\udd17 Medicare 2025 Costs PDF<\/u><\/a>
\n\ud83d\udd17 Medicare Cost Overview<\/u><\/a><\/p>\n\u062a\u0644\u0627\u0634\u064a \u062f\u062e\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u062a\u062f\u0631\u064a\u062c\u064a\u0627\u064b<\/h3>\n
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\n\ud83d\udd17 \u0627\u0644\u0645\u0635\u062f\u0631: IRS.gov<\/u><\/a><\/li>\n<\/ul>\n
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…<\/p>\n","protected":false},"author":4,"featured_media":10460,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[103],"tags":[],"class_list":["post-10432","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"yoast_head":"\n\n
\n\ud83d\udd17 \u0627\u0644\u0645\u0635\u062f\u0631: IRS.gov<\/u><\/a><\/li>\n<\/ul>\nIRMAA: \u0645\u0635\u0631\u0648\u0641\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u062e\u0641\u064a\u0629 \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0639\u0644\u0649 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629<\/h3>\n
\n\ud83d\udd17 Medicare 2025 Costs PDF<\/u><\/a>
\n\ud83d\udd17 Medicare Cost Overview<\/u><\/a><\/p>\n\u062a\u0644\u0627\u0634\u064a \u062f\u062e\u0644 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u062a\u062f\u0631\u064a\u062c\u064a\u0627\u064b<\/h3>\n
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