{"id":17373,"date":"2026-09-03T12:08:52","date_gmt":"2026-09-03T09:08:52","guid":{"rendered":"https:\/\/www.dztecs.com\/money\/motley-fool-vs-morningstar\/"},"modified":"2026-09-03T14:29:26","modified_gmt":"2026-09-03T11:29:26","slug":"motley-fool-vs-morningstar","status":"publish","type":"post","link":"https:\/\/www.dztecs.com\/money\/motley-fool-vs-morningstar\/","title":{"rendered":"The Motley Fool vs. Morningstar: \u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<div class=\"vfocused-takeaways-box\">\n<h4 class=\"vfocused-takeaways-title\"><span class=\"vfocused-takeaways-icon\" aria-hidden=\"true\">\ud83d\udca1<\/span> \u0623\u0647\u0645 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0645\u0639\u0631\u0641\u062a\u0647<\/h4>\n<ul class=\"vfocused-takeaways-list\">\n<li>\u062a\u0631\u0643\u0632 The Motley Fool \u0639\u0644\u0649 \u062a\u0648\u0635\u064a\u0627\u062a \u0623\u0633\u0647\u0645 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u062a\u062e\u0635\u0635 Morningstar \u0641\u064a \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0634\u0627\u0645\u0644 \u0648\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs) \u0648\u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0642\u064a\u0645\u0629.<\/li>\n<li>\u062a\u0642\u062f\u0645 The Motley Fool \u062a\u0648\u0635\u064a\u0627\u062a \u0623\u0633\u0647\u0645 \u0645\u062d\u062f\u062f\u0629 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0646\u0641\u064a\u0630 \u0645\u0639 \u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0648\u0641\u0631 Morningstar \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u0627\u0645\u0644\u0629 \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0645\u0633\u062a\u0642\u0644\u0629 \u0648\u0623\u062f\u0648\u0627\u062a \u062a\u062d\u0644\u064a\u0644 \u0630\u0627\u062a\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0641\u0636\u0644\u0648\u0646 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0648\u0627\u0644\u0623\u0633\u0647\u0645.<\/li>\n<li>\u062a\u0639\u062a\u0645\u062f The Motley Fool \u0639\u0644\u0649 \u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0633\u0646\u0648\u064a\u0629 \u0645\u0646\u0641\u0635\u0644\u0629 \u0644\u0643\u0644 \u062e\u062f\u0645\u0629 \u062a\u0648\u0635\u064a\u0629 (\u0645\u062b\u0644 Stock Advisor \u0628\u0633\u0639\u0631 99 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0644\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0627\u0644\u062c\u062f\u062f)\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0648\u0641\u0631 Morningstar \u0627\u0634\u062a\u0631\u0627\u0643\u064b\u0627 \u0645\u0645\u064a\u0632\u064b\u0627 \u0648\u0627\u062d\u062f\u064b\u0627 (Morningstar Investor \u0628\u0633\u0639\u0631 199 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627 \u062d\u0627\u0644\u064a\u064b\u0627) \u0644\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u0634\u0627\u0645\u0644 \u0644\u0623\u0628\u062d\u0627\u062b\u0647\u0627 \u0648\u0623\u062f\u0648\u0627\u062a\u0647\u0627.<\/li>\n<\/ul>\n<\/div>\n<nav class=\"vfocused-toc-box\" aria-label=\"\u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a\"><strong class=\"vfocused-toc-title\">\ud83d\udccc \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a<\/strong><\/p>\n<ul class=\"vfocused-toc-list\">\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-1\">\u0645\u0627 \u0647\u0648 The Motley Fool\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-2\">\u0645\u0627 \u0647\u064a Morningstar\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-3\">\u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0628\u064a\u0646 The Motley Fool \u0648 Morningstar<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-4\">\u0644\u0645\u0646 \u064a\u0646\u0627\u0633\u0628 The Motley Fool\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-5\">\u0644\u0645\u0646 \u062a\u0646\u0627\u0633\u0628 Morningstar\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-6\">\u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-7\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-8\">\u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 The Motley Fool \u0645\u0642\u0627\u0628\u0644 Morningstar<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-9\">\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 The Motley Fool \u0648 Morningstar\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-10\">\u0645\u064a\u0632\u0627\u062a The Motley Fool \u0648 Morningstar<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-11\">\u0627\u0644\u062e\u0637\u0637 \u0648\u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-12\">\u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-13\">\u0645\u0646 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0633\u062a\u062e\u062f\u0645 \u0643\u0644 \u0645\u0646\u0635\u0629\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-14\">\u0628\u062f\u0627\u0626\u0644 The Motley Fool \u0648 Morningstar<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-15\">Motley Fool vs. Morningstar \u2013 \u0645\u0644\u062e\u0635<\/a><\/li>\n<\/ul>\n<\/nav>\n<p>\u0639\u0646\u062f\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u062a\u0648\u062c\u064a\u0647\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u0648\u062b\u0648\u0642\u0629\u060c \u064a\u0628\u0631\u0632 \u0627\u0633\u0645\u0627\u0646 \u0643\u0628\u064a\u0631\u0627\u0646 \u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629: The Motley Fool \u0648 Morningstar. \u0643\u0644\u0627\u0647\u0645\u0627 \u064a\u0642\u062f\u0645 \u0631\u0624\u0649 \u0642\u064a\u0645\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646\u060c \u0644\u0643\u0646\u0647\u0645\u0627 \u064a\u062a\u0628\u0639\u0627\u0646 \u0645\u0646\u0647\u062c\u064a\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0648\u064a\u0633\u062a\u0647\u062f\u0641\u0627\u0646 \u0623\u0646\u0648\u0627\u0639\u064b\u0627 \u0645\u062a\u0628\u0627\u064a\u0646\u0629 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646. \u064a\u0647\u062f\u0641 \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u0625\u0644\u0649 \u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0627\u0645\u0644\u0629 \u0628\u064a\u0646 \u0647\u0627\u062a\u064a\u0646 \u0627\u0644\u062e\u062f\u0645\u062a\u064a\u0646 \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0623\u064a\u0647\u0645\u0627 \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629.<\/p>\n<div class=\"featured-image-container\" style=\"margin: 20px 0; text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-featured-og\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/Motley-Fool-vs-Morningstar-Feat2-1.jpg\" alt=\"The Motley Fool vs. Morningstar: \u0645\u0642\u0627\u0631\u0646\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\" width=\"1200\" height=\"675\" \/><\/div>\n<h2 id=\"section-1\">\u0645\u0627 \u0647\u0648 The Motley Fool\u061f<\/h2>\n<p>\u062a\u0623\u0633\u0633\u062a The Motley Fool \u0641\u064a \u0639\u0627\u0645 1993\u060c \u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0625\u0639\u0644\u0627\u0645\u064a\u0629 \u0645\u0627\u0644\u064a\u0629 \u062a\u0631\u0643\u0632 \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f. \u062a\u0634\u062a\u0647\u0631 \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0646\u0647\u062c\u0647\u0627 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0641\u064a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0645\u0648\u060c \u0645\u0639 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062d\u0642\u0642 \u0639\u0648\u0627\u0626\u062f \u0643\u0628\u064a\u0631\u0629 \u0639\u0644\u0649 \u0645\u062f\u0649 \u0633\u0646\u0648\u0627\u062a. \u0645\u0646 \u0623\u0628\u0631\u0632 \u062e\u062f\u0645\u0627\u062a\u0647\u0627:<\/p>\n<ul>\n<li><strong>Stock Advisor:<\/strong> \u062e\u062f\u0645\u0629 \u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0627\u062e\u062a\u064a\u0627\u0631\u064a\u0646 \u062c\u062f\u064a\u062f\u064a\u0646 \u0644\u0644\u0623\u0633\u0647\u0645 \u0634\u0647\u0631\u064a\u064b\u0627\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0642\u0627\u0626\u0645\u0629 &#8220;\u0623\u0641\u0636\u0644 \u0627\u0644\u0623\u0633\u0647\u0645 \u0644\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0622\u0646&#8221; (Best Stocks to Buy Now).<\/li>\n<li><strong>Rule Breakers:<\/strong> \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0645\u0628\u062a\u0643\u0631\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0643\u0648\u0646 \u0641\u064a \u0637\u0644\u064a\u0639\u0629 \u0635\u0646\u0627\u0639\u0627\u062a\u0647\u0627\u060c \u062d\u062a\u0649 \u0644\u0648 \u0643\u0627\u0646\u062a \u0645\u062d\u0641\u0648\u0641\u0629 \u0628\u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/li>\n<\/ul>\n<p>\u062a\u0639\u062a\u0645\u062f The Motley Fool \u0639\u0644\u0649 \u0641\u0631\u064a\u0642 \u0645\u0646 \u0627\u0644\u0645\u062d\u0644\u0644\u064a\u0646 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u064a\u0642\u0648\u0645\u0648\u0646 \u0628\u0625\u062c\u0631\u0627\u0621 \u0623\u0628\u062d\u0627\u062b \u0645\u0639\u0645\u0642\u0629 \u0644\u062a\u0642\u062f\u064a\u0645 \u062a\u0648\u0635\u064a\u0627\u062a\u0647\u0645\u060c \u0648\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0634\u062c\u0639 \u0639\u0644\u0649 \u0628\u0646\u0627\u0621 \u0645\u062d\u0641\u0638\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627 \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627 \u0644\u0633\u0646\u0648\u0627\u062a. \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0647\u062a\u0645\u064b\u0627 \u0628\u0645\u0642\u0627\u0631\u0646\u0629 The Motley Fool \u0628\u062e\u062f\u0645\u0627\u062a \u062a\u0648\u0635\u064a\u0627\u062a \u0623\u062e\u0631\u0649\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0645\u0642\u0627\u0644\u0646\u0627 \u062d\u0648\u0644 <a href=\"https:\/\/www.dztecs.com\/money\/motley-fool-vs-action-alerts-plus\/\" target=\"_blank\" rel=\"noopener noreferrer\">Motley Fool \u0623\u0645 Action Alerts PLUS \u0645\u0646 \u062c\u064a\u0645 \u0643\u0631\u0627\u0645\u0631: \u0623\u064a\u0647\u0645\u0627 \u0623\u0641\u0636\u0644\u061f<\/a><\/p>\n<h2 id=\"section-2\">\u0645\u0627 \u0647\u064a Morningstar\u061f<\/h2>\n<p>\u062a\u0623\u0633\u0633\u062a Morningstar \u0641\u064a \u0639\u0627\u0645 1984\u060c \u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u062a\u0634\u062a\u0647\u0631 \u0628\u0634\u0643\u0644 \u062e\u0627\u0635 \u0628\u062a\u062d\u0644\u064a\u0644\u0647\u0627 \u0644\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs). \u062a\u0642\u062f\u0645 Morningstar \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0645\u0633\u062a\u0642\u0644\u0629 \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0634\u0627\u0645\u0644\u0629 \u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0639\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u0633\u062a\u0646\u064a\u0631\u0629. \u0645\u0646 \u0623\u0628\u0631\u0632 \u0645\u064a\u0632\u0627\u062a\u0647\u0627:<\/p>\n<ul>\n<li><strong>\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0646\u062c\u0648\u0645 (Star Ratings):<\/strong> \u0646\u0638\u0627\u0645 \u062a\u0642\u064a\u064a\u0645 \u0634\u0647\u064a\u0631 \u0644\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0639\u062f\u0644 \u062d\u0633\u0628 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/li>\n<li><strong>Morningstar Premium:<\/strong> \u062e\u062f\u0645\u0629 \u0627\u0634\u062a\u0631\u0627\u0643 \u062a\u0648\u0641\u0631 \u0648\u0635\u0648\u0644\u0627\u064b \u0643\u0627\u0645\u0644\u0627\u064b \u0625\u0644\u0649 \u0623\u0628\u062d\u0627\u062b\u0647\u0645 \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a\u0647\u0645 \u0648\u0623\u062f\u0648\u0627\u062a \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0645\u062b\u0644 &#8220;X-Ray&#8221; \u0627\u0644\u062a\u064a \u062a\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0645\u0643\u0648\u0646\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0645\u062d\u0641\u0638\u062a\u0643.<\/li>\n<li><strong>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0623\u0633\u0647\u0645:<\/strong> \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642\u060c \u062a\u0642\u062f\u0645 Morningstar \u0623\u064a\u0636\u064b\u0627 \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0644\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0641\u0631\u062f\u064a\u0629\u060c \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0642\u064a\u0645\u064a.<\/li>\n<\/ul>\n<p>\u062a\u064f\u0639\u062f Morningstar \u0645\u0635\u062f\u0631\u064b\u0627 \u0644\u0627 \u063a\u0646\u0649 \u0639\u0646\u0647 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u0643\u0632\u0648\u0646 \u0639\u0644\u0649 \u0628\u0646\u0627\u0621 \u0645\u062d\u0627\u0641\u0638\u0647\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0648\u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0641\u0647\u0645 \u0623\u0639\u0645\u0642 \u0644\u0623\u062f\u0627\u0626\u0647\u0627 \u0648\u0645\u062e\u0627\u0637\u0631\u0647\u0627. \u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0639\u0646 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629\u060c \u064a\u0645\u0643\u0646\u0643 \u0642\u0631\u0627\u0621\u0629 <a href=\"https:\/\/www.dztecs.com\/money\/what-are-mutual-funds\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629: \u062f\u0644\u064a\u0644\u0643 \u0627\u0644\u0634\u0627\u0645\u0644 \u0644\u0641\u0647\u0645 \u0645\u0627\u0647\u064a\u062a\u0647\u0627 \u0648\u062f\u0648\u0631\u0647\u0627 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a<\/a>.<\/p>\n<h2 id=\"section-3\">\u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0628\u064a\u0646 The Motley Fool \u0648 Morningstar<\/h2>\n<p>\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0643\u0644\u062a\u0627 \u0627\u0644\u0634\u0631\u0643\u062a\u064a\u0646 \u062a\u0647\u062f\u0641\u0627\u0646 \u0625\u0644\u0649 \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646\u060c \u0625\u0644\u0627 \u0623\u0646 \u0647\u0646\u0627\u0643 \u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u062c\u0648\u0647\u0631\u064a\u0629 \u0641\u064a \u0646\u0647\u062c\u0647\u0645\u0627:<\/p>\n<ul>\n<li><strong>\u0641\u0644\u0633\u0641\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631:<\/strong> The Motley Fool \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0623\u0633\u0647\u0645 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0630\u0627\u062a \u0627\u0644\u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u064a\u0629\u060c \u0628\u064a\u0646\u0645\u0627 Morningstar \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0634\u0627\u0645\u0644 \u0644\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs) \u0648\u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0642\u064a\u0645\u0629.<\/li>\n<li><strong>\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0627\u0644\u0623\u0633\u0627\u0633\u064a:<\/strong> The Motley Fool \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0645\u062d\u062f\u062f\u0629\u060c \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 Morningstar \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0648\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0623\u0633\u0647\u0645.<\/li>\n<li><strong>\u0645\u0646\u0647\u062c\u064a\u0629 \u0627\u0644\u0628\u062d\u062b:<\/strong> \u062a\u0639\u062a\u0645\u062f The Motley Fool \u0639\u0644\u0649 \u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u0644\u064a\u0646 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0623\u0628\u062d\u0627\u062b\u0647\u0645\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0633\u062a\u062e\u062f\u0645 Morningstar \u0645\u0632\u064a\u062c\u064b\u0627 \u0645\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0643\u0645\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0646\u0648\u0639\u064a \u0644\u0625\u0646\u0634\u0627\u0621 \u062a\u0642\u064a\u064a\u0645\u0627\u062a\u0647\u0627 \u0648\u062a\u0635\u0646\u064a\u0641\u0627\u062a\u0647\u0627.<\/li>\n<li><strong>\u0627\u0644\u062c\u0645\u0647\u0648\u0631 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641:<\/strong> The Motley Fool \u0645\u062b\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0627\u062e\u062a\u064a\u0627\u0631 \u0623\u0633\u0647\u0645 \u0641\u0631\u062f\u064a\u0629 \u0648\u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u062a\u0648\u062c\u064a\u0647\u0627\u062a \u0645\u0628\u0627\u0634\u0631\u0629. Morningstar \u0623\u0641\u0636\u0644 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0641\u0636\u0644\u0648\u0646 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642\u060c \u0623\u0648 \u0627\u0644\u0630\u064a\u0646 \u064a\u0628\u062d\u062b\u0648\u0646 \u0639\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u0627\u0645\u0644\u0629 \u0648\u0623\u062f\u0648\u0627\u062a \u062a\u062d\u0644\u064a\u0644 \u0644\u062a\u0642\u064a\u064a\u0645 \u0645\u062d\u0627\u0641\u0638\u0647\u0645.<\/li>\n<\/ul>\n<h2 id=\"section-4\">\u0644\u0645\u0646 \u064a\u0646\u0627\u0633\u0628 The Motley Fool\u061f<\/h2>\n<p>The Motley Fool \u0647\u064a \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0645\u062b\u0644 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646:<\/p>\n<ul>\n<li>\u064a\u0628\u062d\u062b\u0648\u0646 \u0639\u0646 \u062a\u0648\u0635\u064a\u0627\u062a \u0623\u0633\u0647\u0645 \u0645\u062d\u062f\u062f\u0629 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0646\u0641\u064a\u0630.<\/li>\n<li>\u064a\u0624\u0645\u0646\u0648\u0646 \u0628\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0641\u064a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0645\u0648.<\/li>\n<li>\u0639\u0644\u0649 \u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u062a\u062d\u0645\u0644 \u0645\u062e\u0627\u0637\u0631 \u0623\u0639\u0644\u0649 \u0646\u0633\u0628\u064a\u064b\u0627 \u0645\u0642\u0627\u0628\u0644 \u0639\u0648\u0627\u0626\u062f \u0645\u062d\u062a\u0645\u0644\u0629 \u0623\u0643\u0628\u0631.<\/li>\n<li>\u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0628\u0646\u0627\u0621 \u0645\u062d\u0641\u0638\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0641\u0631\u062f\u064a\u0629.<\/li>\n<\/ul>\n<h2 id=\"section-5\">\u0644\u0645\u0646 \u062a\u0646\u0627\u0633\u0628 Morningstar\u061f<\/h2>\n<p>Morningstar \u0647\u064a \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646:<\/p>\n<ul>\n<li>\u064a\u0631\u0643\u0632\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs) \u0643\u0623\u062f\u0648\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0631\u0626\u064a\u0633\u064a\u0629.<\/li>\n<li>\u064a\u062d\u062a\u0627\u062c\u0648\u0646 \u0625\u0644\u0649 \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u0627\u0645\u0644\u0629 \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0645\u0633\u062a\u0642\u0644\u0629 \u0644\u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0628\u0634\u0623\u0646 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0648\u0627\u0644\u0623\u0633\u0647\u0645.<\/li>\n<li>\u064a\u0641\u0636\u0644\u0648\u0646 \u0646\u0647\u062c \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0642\u064a\u0645\u064a \u0623\u0648 \u064a\u0628\u062d\u062b\u0648\u0646 \u0639\u0646 \u0623\u062f\u0648\u0627\u062a \u0644\u062a\u062d\u0644\u064a\u0644 \u0645\u062d\u0627\u0641\u0638\u0647\u0645 \u0627\u0644\u062d\u0627\u0644\u064a\u0629.<\/li>\n<li>\u064a\u0631\u064a\u062f\u0648\u0646 \u0641\u0647\u0645\u064b\u0627 \u0639\u0645\u064a\u0642\u064b\u0627 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a \u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u0647\u0645.<\/li>\n<\/ul>\n<h2 id=\"section-6\">\u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/h2>\n<p>\u0643\u0644\u0627 \u0627\u0644\u062e\u062f\u0645\u062a\u064a\u0646 \u062a\u0639\u062a\u0645\u062f\u0627\u0646 \u0639\u0644\u0649 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643. \u062a\u0642\u062f\u0645 The Motley Fool \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0645\u062b\u0644 Stock Advisor \u0648 Rule Breakers \u0628\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0633\u0646\u0648\u064a\u0629\u060c \u0645\u0639 \u0639\u0631\u0648\u0636 \u062a\u0631\u0648\u064a\u062c\u064a\u0629 \u0645\u062a\u063a\u064a\u0631\u0629. \u0623\u0645\u0627 Morningstar\u060c \u0641\u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u0629 Morningstar Premium \u0628\u0627\u0634\u062a\u0631\u0627\u0643 \u0634\u0647\u0631\u064a \u0623\u0648 \u0633\u0646\u0648\u064a\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0628\u0639\u0636 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0647\u0627.<\/p>\n<h2 id=\"section-7\">\u0627\u0644\u062e\u0644\u0627\u0635\u0629<\/h2>\n<p>\u0641\u064a \u0627\u0644\u0646\u0647\u0627\u064a\u0629\u060c \u0644\u0627 \u064a\u0648\u062c\u062f \u0641\u0627\u0626\u0632 \u0648\u0627\u062d\u062f \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 The Motley Fool \u0648 Morningstar\u061b \u0641\u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644 \u064a\u0639\u062a\u0645\u062f \u0643\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 \u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u060c \u0645\u0633\u062a\u0648\u0649 \u062e\u0628\u0631\u062a\u0643\u060c \u0648\u0646\u0648\u0639 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u062a\u064a \u062a\u0641\u0636\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a\u0647\u0627. \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0633\u062a\u062b\u0645\u0631\u064b\u0627 \u0646\u0634\u0637\u064b\u0627 \u064a\u0628\u062d\u062b \u0639\u0646 \u062a\u0648\u0635\u064a\u0627\u062a \u0623\u0633\u0647\u0645 \u0646\u0645\u0648 \u0645\u062d\u062f\u062f\u0629\u060c \u0641\u0642\u062f \u062a\u0643\u0648\u0646 The Motley Fool \u0647\u064a \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u0643. \u0623\u0645\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629\u060c \u0623\u0648 \u062a\u0628\u062d\u062b \u0639\u0646 \u062a\u062d\u0644\u064a\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u0627\u0645\u0644 \u0648\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0645\u0633\u062a\u0642\u0644\u0629 \u0644\u0628\u0646\u0627\u0621 \u0645\u062d\u0641\u0638\u0629 \u0645\u062a\u0646\u0648\u0639\u0629\u060c \u0641\u0625\u0646 Morningstar \u0633\u062a\u0643\u0648\u0646 \u062e\u064a\u0627\u0631\u064b\u0627 \u0623\u0642\u0648\u0649. \u0646\u0646\u0635\u062d\u0643 \u0628\u062a\u0642\u064a\u064a\u0645 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0628\u0639\u0646\u0627\u064a\u0629 \u0642\u0628\u0644 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0623\u064a \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u062a\u064a\u0646.<\/p>\n<p>\u062a\u064f\u0639\u062f \u062e\u062f\u0645\u0629 \u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0648\u062b\u0648\u0642\u0629 \u0623\u0645\u0631\u064b\u0627 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642. \u064a\u064f\u0639\u062f \u0643\u0644 \u0645\u0646 The Motley Fool \u0648 Morningstar \u0645\u0646 \u0623\u0634\u0647\u0631 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644\u060c \u0648\u0642\u062f \u0627\u0633\u062a\u062e\u062f\u0645\u062a \u0643\u0644\u064a\u0647\u0645\u0627 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639 \u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u062e\u0644\u0629\u060c \u0645\u062b\u0644 \u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u062d\u0644\u0644\u064a\u0646 \u0648\u0623\u062f\u0648\u0627\u062a \u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u062d\u0627\u0641\u0638\u060c \u0648\u0644\u062a\u0645\u064a\u064a\u0632 \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/p>\n<p>\u0639\u0646\u062f \u0645\u0642\u0627\u0631\u0646\u0629 The Motley Fool \u0628\u0640 Morningstar\u060c \u062d\u062f\u062f\u062a \u0646\u0642\u0627\u0637 \u0642\u0648\u0629 \u0643\u0644 \u0645\u0648\u0642\u0639 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0628\u0634\u0623\u0646 \u0627\u0644\u0623\u0641\u0636\u0644 \u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629.<\/p>\n<h2 id=\"section-8\">\u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 The Motley Fool \u0645\u0642\u0627\u0628\u0644 Morningstar<\/h2>\n<p>\u0639\u0646\u062f \u062a\u0642\u064a\u064a\u0645 \u0647\u0627\u062a\u064a\u0646 \u0627\u0644\u0645\u0646\u0635\u062a\u064a\u0646\u060c \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0641\u0647\u0645 \u062e\u0644\u0641\u064a\u062a\u0647\u0645\u0627 \u0648\u0623\u0647\u062f\u0627\u0641\u0647\u0645\u0627 \u0644\u062a\u062d\u062f\u064a\u062f \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0641\u0644\u0633\u0641\u062a\u0647\u0645\u0627 \u062a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u062a\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629. \u0641\u0628\u064a\u0646\u0645\u0627 \u064a\u0642\u062f\u0645 \u0643\u0644\u0627\u0647\u0645\u0627 \u0623\u0628\u062d\u0627\u062b\u064b\u0627 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u060c \u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631.<\/p>\n<h3>\u0645\u0627 \u0647\u0648 The Motley Fool\u061f<\/h3>\n<figure><\/figure>\n<p>\u064a\u0642\u062f\u0645 The Motley Fool \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062a\u0645\u064a\u0632\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631 \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 \u0627\u062e\u062a\u064a\u0627\u0631\u064a\u0646 \u0644\u0644\u0623\u0633\u0647\u0645 \u0634\u0647\u0631\u064a\u064b\u0627\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0623\u0633\u0628\u0648\u0639\u064a\u0629 \u0644\u0644\u0645\u062d\u0641\u0638\u0629. \u062a\u062a\u0636\u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a \u0623\u0633\u0647\u0645 \u0627\u0644\u0646\u0645\u0648 \u0645\u0639 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 &#8220;\u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638&#8221; (buy-and-hold)\u060c \u0628\u0647\u062f\u0641 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0643\u0644 \u0633\u0647\u0645 \u0644\u0623\u0643\u062b\u0631 \u0645\u0646 \u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a.<\/p>\n<p>\u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0635\u0629 \u0647\u064a \u0641\u0643\u0631\u0629 \u0627\u0644\u0623\u062e\u0648\u064a\u0646 \u062a\u0648\u0645 \u0648\u062f\u064a\u0641\u064a\u062f \u063a\u0627\u0631\u062f\u0646\u0631. \u0648\u0627\u0644\u064a\u0648\u0645\u060c \u062a\u064f\u0639\u062f \u062e\u062f\u0645\u062a\u0647\u0627 \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u0639\u0628\u064a\u0629 \u0647\u064a Motley Fool Stock Advisor\u060c \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0627\u0644\u0646\u0645\u0648 \u0644\u0636\u0645\u0627\u0646 \u0623\u0646 \u062a\u0648\u0635\u064a\u0627\u062a\u0647\u0627 \u0644\u0644\u0623\u0633\u0647\u0645 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629.<\/p>\n<p>\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0642\u0631\u0627\u0621\u0629 \u062a\u0642\u0631\u064a\u0631 \u062a\u062d\u0644\u064a\u0644\u064a \u0645\u0641\u0635\u0644 \u0644\u0643\u0644 \u062a\u0648\u0635\u064a\u0629 \u0633\u0647\u0645. \u0643\u0645\u0627 \u064a\u0645\u0643\u0646\u0643 \u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631: \u062d\u0630\u0631\u0629\u060c \u0645\u0639\u062a\u062f\u0644\u0629\u060c \u0648\u0639\u062f\u0648\u0627\u0646\u064a\u0629.<\/p>\n<p>\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u062a\u0634\u0627\u0631\u0643 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 (Foundational Stocks) \u0648\u0642\u0633\u0645 \u0627\u0644\u0623\u0639\u0644\u0649 \u062a\u0642\u064a\u064a\u0645\u064b\u0627 (Top-Rated) \u0628\u0639\u0636\u064b\u0627 \u0645\u0646 \u0623\u0641\u0636\u0644 \u0627\u0644\u0641\u0631\u0635 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0627\u0644\u064a\u0648\u0645\u060c \u0648\u0630\u0644\u0643 <strong>\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0639\u0644\u0649 \u0634\u0631\u0627\u0621 \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 25 \u062a\u0648\u0635\u064a\u0629<\/strong>. \u0648\u0628\u0635\u0641\u062a\u064a \u0645\u0634\u062a\u0631\u0643\u064b\u0627 \u0641\u064a Stock Advisor\u060c \u0644\u062f\u064a \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0644\u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0645\u0646 \u0628\u064a\u0646\u0647\u0627 \u0641\u064a \u0623\u064a \u0648\u0642\u062a.<\/p>\n<p>\u0644\u0633\u0648\u0621 \u0627\u0644\u062d\u0638\u060c \u0644\u0627 \u064a\u0646\u0637\u0628\u0642 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0645\u062a\u0639\u0645\u0642 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u062e\u0627\u0631\u062c \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0629. \u0648\u0644\u0643\u0646 \u0644\u062d\u0633\u0646 \u0627\u0644\u062d\u0638\u060c \u064a\u062d\u062a\u0648\u064a \u0643\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629.<\/p>\n<p><strong>\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f: <\/strong>\u0645\u0631\u0627\u062c\u0639\u0629 Motley Fool: \u0647\u0644 \u064a\u0633\u062a\u062d\u0642 Stock Advisor \u0627\u0644\u0639\u0646\u0627\u0621\u061f<\/p>\n<h3>\u0645\u0627 \u0647\u064a Morningstar\u061f<\/h3>\n<p>\u062a\u064f\u0639\u062f Morningstar \u0645\u0646 \u0623\u0648\u0627\u0626\u0644 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f\u0645\u062a \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u0645\u0648\u0641\u0631\u0629\u064b \u0623\u0628\u062d\u0627\u062b\u064b\u0627 \u0634\u0627\u0645\u0644\u0629 \u0639\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642. \u0644\u0642\u062f \u0627\u0639\u062a\u0645\u062f\u062a \u0639\u0644\u0649 \u062a\u0642\u064a\u064a\u0645\u0627\u062a\u0647\u0645 \u0648\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u062d\u0644\u0644\u064a\u0646 \u0644\u062f\u064a\u0647\u0645 \u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0644\u0633\u0646\u0648\u0627\u062a \u0639\u062f\u064a\u062f\u0629\u060c \u0648\u062a\u0648\u0641\u0631 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0623\u062f\u0648\u0627\u062a \u0628\u062d\u062b \u0625\u0636\u0627\u0641\u064a\u0629 \u0623\u0643\u062b\u0631 \u0634\u0645\u0648\u0644\u0627\u064b.<\/p>\n<p>\u062a\u0634\u062a\u0647\u0631 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0635\u0629 \u0628\u0646\u0638\u0627\u0645 Morningstar Rating \u0630\u064a \u0627\u0644\u062e\u0645\u0633 \u0646\u062c\u0648\u0645\u060c \u0627\u0644\u0630\u064a \u064a\u0635\u0646\u0641 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs) \u0648\u0627\u0644\u0623\u0633\u0647\u0645 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0623\u062f\u0627\u0626\u0647\u0627 \u0645\u0642\u0627\u0631\u0646\u0629\u064b \u0628\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u062e\u0631\u0649.<\/p>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a Morningstar Investor (\u0627\u0644\u062a\u064a \u0643\u0627\u0646\u062a \u062a\u064f\u0639\u0631\u0641 \u0633\u0627\u0628\u0642\u064b\u0627 \u0628\u0627\u0633\u0645 Morningstar Premium) <a class=\"vfocused-internal-link\" title=\"11 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0646\u062a\u062c\u0627\u062a \u0645\u062c\u0627\u0646\u064a\u0629 \u0648\u0625\u0639\u0627\u062f\u0629 \u0628\u064a\u0639\u0647\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0631\u0628\u0627\u062d \u0645\u062c\u0632\u064a\u0629\" href=\"https:\/\/www.dztecs.com\/money\/free-items-to-flip\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649<\/a> \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0648\u062a\u0642\u0627\u0631\u064a\u0631 \u0645\u062d\u0644\u0644\u064a\u0646 \u0645\u062a\u0639\u0645\u0642\u0629 \u062d\u0648\u0644 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642.<\/p>\n<p>\u0644\u0627 \u062a\u0642\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629\u060c \u0625\u0644\u0627 \u0623\u0646 \u0623\u062f\u0627\u0629 \u0641\u062d\u0635 \u0627\u0644\u0623\u0633\u0647\u0645 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\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629.<\/p>\n<p><strong>\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0645\u0632\u064a\u062f: <\/strong>\u0645\u0631\u0627\u062c\u0639\u0629 Morningstar Investor: \u0647\u0644 \u062a\u0633\u062a\u062d\u0642 \u0627\u0644\u0639\u0646\u0627\u0621\u061f<\/p>\n<h2 id=\"section-9\">\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 The Motley Fool \u0648 Morningstar\u061f<\/h2>\n<p>\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 \u062a\u062d\u0644\u064a\u0644 \u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644 \u0647\u0630\u064a\u0646 \u0627\u0644\u0645\u0648\u0642\u0639\u064a\u0646 \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0623\u064a\u0647\u0645\u0627 \u064a\u0646\u0627\u0633\u0628 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644.<\/p>\n<h3>\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 The Motley Fool\u061f<\/h3>\n<p>\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0631\u0624\u0649 \u0645\u0645\u064a\u0632\u0629\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u062e\u062f\u0645\u0629 \u0645\u0639\u064a\u0646\u0629 \u0645\u0646 \u062e\u062f\u0645\u0627\u062a The Motley Fool \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629. \u0648\u0646\u062a\u064a\u062c\u0629 \u0644\u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0645\u062a\u0639\u0645\u0642\u0629 \u062a\u0646\u0637\u0628\u0642 \u0641\u0642\u0637 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0645\u062f\u0631\u062c\u0629 \u0636\u0645\u0646 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0629.<\/p>\n<p><strong>\u0647\u0646\u0627\u0643 \u062e\u062f\u0645\u062a\u0627\u0646 \u0642\u062f \u062a\u0641\u0643\u0631 \u0641\u064a \u0627\u0644\u0627\u0646\u0636\u0645\u0627\u0645 \u0625\u0644\u064a\u0647\u0645\u0627:<\/strong><\/p>\n<ul>\n<li><strong>Stock Advisor: <\/strong>\u0623\u0633\u0647\u0645 \u0627\u0644\u0646\u0645\u0648 \u0648\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0645\u062e\u0627\u0637\u0631 \u0645\u0639\u062a\u062f\u0644\u0629\/\u0634\u0628\u0647 \u0639\u062f\u0648\u0627\u0646\u064a\u0629 \u0645\u0639 \u0627\u062e\u062a\u064a\u0627\u0631\u064a\u0646 \u0634\u0647\u0631\u064a\u064a\u0646 \u0644\u0644\u0623\u0633\u0647\u0645.<\/li>\n<li><strong>Epic<\/strong><strong>: <\/strong>\u062e\u0645\u0633\u0629 \u0623\u0633\u0647\u0645 \u0634\u0647\u0631\u064a\u0629 \u0645\u0639 \u062a\u0648\u0635\u064a\u0627\u062a \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0623\u0633\u0647\u0645 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0645\u0631\u062a\u0641\u0639 \u0630\u0627\u062a \u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u062f\u0648\u0627\u0646\u064a\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u064a \u062a\u062f\u0641\u0639 \u0623\u0631\u0628\u0627\u062d\u064b\u0627 \u0644\u062a\u062d\u0642\u064a\u0642 \u062a\u0648\u0627\u0632\u0646 \u0645\u062d\u0627\u0641\u0638.<\/li>\n<\/ul>\n<p>\u0639\u0644\u0627\u0648\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u0642\u062f \u064a\u0631\u063a\u0628 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0630\u0648\u0648 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u0633\u064a\u0648\u0644\u0629 \u0646\u0642\u062f\u064a\u0629 \u0648\u0641\u064a\u0631\u0629 \u0641\u064a \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0625\u062d\u062f\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629 \u0644\u0640 The Motley Fool\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0623\u0633\u0647\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 (small-cap)\u060c \u0623\u0648 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u060c \u0623\u0648 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u064a\u0646.<\/p>\n<p>\u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0642\u062f \u062a\u0643\u0644\u0641 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0627\u062a <strong>\u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 1,999 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627<\/strong>.<\/p>\n<p>\u0628\u064a\u0646\u0645\u0627 \u062a\u062a\u0645\u064a\u0632 \u0643\u0644 \u062e\u062f\u0645\u0629 \u0645\u0645\u064a\u0632\u0629 \u0628\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u062e\u062a\u0644\u0641\u0629\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u062a\u0648\u0642\u0639 \u0647\u0630\u0647 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629.<\/p>\n<h4>\u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0634\u0647\u0631\u064a\u0629<\/h4>\n<figure><\/figure>\n<p>\u0633\u062a\u062a\u0644\u0642\u0649 \u062a\u0648\u0635\u064a\u0629 \u0633\u0647\u0645 \u0645\u0631\u062a\u064a\u0646 \u0634\u0647\u0631\u064a\u064b\u0627 \u0645\u0639 \u062e\u062f\u0645\u0629 Stock Advisor\u060c \u0623\u0648 \u062e\u0645\u0633 \u0645\u0631\u0627\u062a \u0645\u0639 \u0645\u0633\u062a\u0648\u0649 \u0639\u0636\u0648\u064a\u0629 Epic. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0648\u0635\u0641 \u062a\u0641\u0635\u064a\u0644\u064a \u064a\u0648\u0636\u062d \u0646\u0642\u0627\u0637 \u0642\u0648\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648\u0636\u0639\u0641\u0647\u0627.<\/p>\n<p>\u0639\u0644\u0649 \u0639\u0643\u0633 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0646\u0634\u0631\u0627\u062a \u0627\u0644\u0625\u062e\u0628\u0627\u0631\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629\u060c \u0644\u0627 \u062a\u0648\u0635\u064a \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0628\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs) \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0629. \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0630\u0644\u0643\u060c \u062a\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0642\u062f \u0623\u0646\u0647\u0627 \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0641\u0648\u0642 \u0639\u0644\u0649 \u0623\u062f\u0627\u0621 \u0627\u0644\u0633\u0648\u0642.<\/p>\n<p>\u0623\u062c\u062f \u0639\u0645\u0642 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0642\u062f\u0645 \u0645\u0634\u0627\u0628\u0647\u064b\u0627 \u0644\u0645\u0627 \u062a\u0642\u062f\u0645\u0647 \u0627\u0644\u0646\u0634\u0631\u0627\u062a \u0627\u0644\u0625\u062e\u0628\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629\u060c \u062d\u064a\u062b \u064a\u062a\u0645 \u0639\u0631\u0636 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0627\u0644\u0646\u0645\u0648. \u0643\u0645\u0627 \u062a\u062a\u0636\u0645\u0646 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a \u062c\u0644\u0633\u0629 \u0641\u064a\u062f\u064a\u0648 \u0644\u0644\u0625\u062c\u0627\u0628\u0629 \u0639\u0644\u0649 \u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0642\u0631\u0627\u0621\u060c \u0645\u0645\u0627 \u064a\u0633\u0627\u0639\u062f \u0639\u0644\u0649 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0639\u0646 \u0623\u062d\u062f\u062b \u0627\u062e\u062a\u064a\u0627\u0631 \u0644\u0644\u0623\u0633\u0647\u0645.<\/p>\n<h4>\u0623\u0633\u0647\u0645 \u0627\u0644\u0628\u062f\u0627\u064a\u0629 (Starter Stocks)<\/h4>\n<p>\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0648\u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629 \u0642\u062f \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u062a\u0648\u0635\u064a\u0627\u062a \u0646\u0634\u0637\u0629 \u0645\u0646\u0630 \u0639\u062f\u0629 \u0633\u0646\u0648\u0627\u062a\u060c \u062a\u0648\u062c\u062f \u0642\u0648\u0627\u0626\u0645 \u0645\u0646\u0633\u0642\u0629 \u0645\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a\u0629 (Foundational Stocks) \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0625\u0636\u0627\u0641\u0629 \u062c\u064a\u062f\u0629 \u0644\u0645\u062d\u0641\u0638\u062a\u0643 \u0641\u064a \u0623\u064a \u0648\u0642\u062a.<\/p>\n<p>\u0646\u0638\u0631\u064b\u0627 \u0644\u0623\u0646 \u062e\u062f\u0645\u0629 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0623\u0633\u0647\u0645 \u062a\u0633\u0645\u064a\u0647\u0627 &#8220;\u0623\u0633\u0647\u0645 \u0627\u0644\u0628\u062f\u0627\u064a\u0629&#8221; (Starter Stocks)\u060c \u0623\u0642\u062a\u0631\u062d \u0645\u0631\u0627\u062c\u0639\u0629 \u0647\u0630\u0647 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0644\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u0625\u0636\u0627\u0641\u0629 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0625\u0644\u0649 \u0645\u062d\u0641\u0638\u062a\u0643 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0646\u062a\u0638\u0627\u0631 \u0627\u0644\u062a\u0648\u0635\u064a\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629.<\/p>\n<p>\u062a\u0648\u0635\u064a Motley Fool \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0628\u0634\u0631\u0627\u0621 \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 25 \u062a\u0648\u0635\u064a\u0629 \u0633\u0647\u0645 \u062a\u062f\u0631\u064a\u062c\u064a\u064b\u0627. \u062a\u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a\u0629 \u0639\u062f\u0629 \u0635\u0646\u0627\u0639\u0627\u062a\u060c \u0648\u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u0643\u0648\u0646 \u062c\u064a\u062f\u0629 \u0644\u0644\u0634\u0631\u0627\u0621 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u062a\u0631\u064a\u062f\u0647\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0646\u062a\u0638\u0627\u0631 \u062a\u0648\u0635\u064a\u0629 \u0628\u0627\u0644\u0634\u0631\u0627\u0621.<\/p>\n<h4>\u0644\u0627 \u064a\u0648\u062c\u062f \u0623\u0648\u0627\u0645\u0631 \u0648\u0642\u0641 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 (Stop Losses)<\/h4>\n<p>\u062a\u0648\u0635\u064a \u0627\u0644\u062e\u062f\u0645\u0629 \u0628\u0623\u0633\u0647\u0645 \u062a\u0639\u062a\u0642\u062f \u0623\u0646\u0647\u0627 \u0633\u062a\u062a\u0641\u0648\u0642 \u0639\u0644\u0649 \u0623\u062f\u0627\u0621 \u0627\u0644\u0633\u0648\u0642 \u0639\u0644\u0649 \u0645\u062f\u0649 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b \u0625\u0644\u0649 \u0627\u0644\u062e\u0645\u0633 \u0627\u0644\u0642\u0627\u062f\u0645\u0629.<\/p>\n<p>\u0642\u062f \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0646\u0634\u0631\u0627\u062a \u0627\u0644\u0625\u062e\u0628\u0627\u0631\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0623\u0648\u0627\u0645\u0631 \u0648\u0642\u0641 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 (stop losses) \u0648\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0642\u0635\u0648\u0649 (buy-up-to prices) \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631. \u0646\u0627\u062f\u0631\u064b\u0627 \u0645\u0627 \u062a\u063a\u064a\u0631 Motley Fool \u062a\u0648\u0635\u064a\u0629 \u0625\u0644\u0649 \u062a\u0635\u0646\u064a\u0641 &#8220;\u0627\u062d\u062a\u0641\u0627\u0638&#8221; \u0623\u0648 &#8220;\u0628\u064a\u0639&#8221; \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0623\u062f\u0627\u0621 \u0642\u0635\u064a\u0631 \u0627\u0644\u0623\u062c\u0644\u060c \u0625\u0644\u0627 \u0625\u0630\u0627 \u0627\u0639\u062a\u0642\u062f\u062a \u0623\u0646 \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0633\u0647\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644 \u0645\u0647\u062f\u062f\u0629.<\/p>\n<p>\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0630\u0644\u0643\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u062a\u062c\u0627\u0647\u0644 \u062a\u0642\u0644\u0628\u0627\u062a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 <a href=\"https:\/\/www.dztecs.com\/money\/thrive-in-retirement\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0627\u0644\u0623\u062f\u0627\u0621 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644<\/a>. \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062d\u0627\u0644\u0627\u062a\u060c \u062a\u0631\u062a\u0641\u0639 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0633\u0648\u0642 \u0639\u0644\u0649 \u0645\u062f\u0649 \u0639\u062f\u0629 \u0633\u0646\u0648\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0643 \u0643\u0633\u0628 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 <a class=\"vfocused-internal-link\" title=\"\u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0628\u0627\u0644\u062f\u0648\u0644\u0627\u0631: \u0643\u0644 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0645\u0639\u0631\u0641\u062a\u0647 \u0639\u0646 \u0647\u0630\u0627 \u0627\u0644\u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\" href=\"https:\/\/www.dztecs.com\/money\/what-is-dollar-cost-averaging\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0627\u0644\u0645\u0627\u0644<\/a> \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0645\u062d\u0627\u0648\u0644\u0629 \u062a\u0648\u0642\u064a\u062a \u0627\u0644\u0633\u0648\u0642.<\/p>\n<h4>\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629<\/h4>\n<p>\u062a\u062a\u064a\u062d \u0644\u0643 \u062e\u062f\u0645\u0629 The Motley Fool \u062a\u062a\u0628\u0639 \u0623\u062f\u0627\u0621 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0644\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u064a \u062a\u0634\u062a\u0631\u064a\u0647\u0627 \u0628\u0623\u0645\u0648\u0627\u0644 \u062d\u0642\u064a\u0642\u064a\u0629\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0623\u062e\u0631\u0649 \u0641\u064a \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062a\u062f\u0627\u0648\u0644\u0647\u0627 \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u064b\u0627.<\/p>\n<p>\u062a\u062a\u064a\u062d \u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0627\u0629 \u0639\u0631\u0636 \u0646\u0637\u0627\u0642 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u062e\u0644\u0627\u0644 52 \u0623\u0633\u0628\u0648\u0639\u064b\u0627\u060c \u0648\u062a\u0642\u0644\u0628\u0627\u062a \u0633\u0639\u0631 \u0627\u0644\u0633\u0647\u0645\u060c \u0648\u0627\u0644\u0623\u062f\u0627\u0621 \u0639\u0644\u0649 \u0645\u062f\u0649 \u062e\u0645\u0633 \u0633\u0646\u0648\u0627\u062a \u0644\u062a\u0648\u0635\u064a\u0627\u062a Fool \u0648\u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629.<\/p>\n<p>\u0643\u0645\u0627 \u064a\u0639\u062c\u0628\u0646\u064a \u0623\u0646 \u0627\u0644\u062e\u062f\u0645\u0629 \u062a\u0648\u0641\u0631 \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0643\u0645\u064a\u0629 \u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u062a\u0648\u0635\u064a\u0627\u062a\u0647\u0627 \u0627\u0644\u0646\u0634\u0637\u0629\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0631\u0633\u0645 \u0628\u064a\u0627\u0646\u064a \u062a\u0627\u0631\u064a\u062e\u064a \u0644\u0644\u0623\u0633\u0639\u0627\u0631.<\/p>\n<h4>\u0623\u062f\u0627\u0629 \u0641\u062d\u0635 \u0627\u0644\u0623\u0633\u0647\u0645<\/h4>\n<p>\u062a\u0642\u062f\u0645 \u0643\u0644 \u062e\u062f\u0645\u0629 \u0623\u062f\u0627\u0629 \u0641\u062d\u0635 \u0623\u0633\u0647\u0645 \u062e\u0627\u0635\u0629 \u0628\u0647\u0627 \u0644\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u064a \u062a\u0644\u0628\u064a \u0645\u0639\u0627\u064a\u064a\u0631\u0643. \u0647\u0630\u0647 \u0627\u0644\u0645\u064a\u0632\u0629 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u063a\u0631\u0628\u0644\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0629.<\/p>\n<p>\u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646\u0647\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0641\u062d\u0635 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0644\u062f\u064a\u0643 \u0639\u062f\u062f \u0642\u0644\u064a\u0644 \u0646\u0633\u0628\u064a\u064b\u0627 \u0645\u0646 \u0641\u0644\u0627\u062a\u0631 \u0627\u0644\u0628\u062d\u062b\u060c \u0648\u0644\u0646 \u062a\u0628\u062d\u062b \u0639\u0646 \u0623\u0633\u0647\u0645 \u062e\u0627\u0631\u062c \u0627\u0634\u062a\u0631\u0627\u0643\u0643. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u0645\u0643\u0646\u0643 \u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u062d\u0633\u0628 \u062a\u062d\u0645\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0645\u0642\u0627\u064a\u064a\u0633 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0644\u0628\u0646\u0627\u0621 \u0645\u062d\u0641\u0638\u0629 \u0645\u062a\u0646\u0648\u0639\u0629.<\/p>\n<h3>\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 Morningstar<\/h3>\n<p>Morningstar Investor \u0647\u064a \u0645\u0646\u0635\u0629 \u0628\u062d\u062b \u0630\u0627\u062a\u064a\u0629 \u0627\u0644\u062a\u0648\u062c\u064a\u0647 \u062a\u062a\u064a\u062d \u0644\u0643 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u062a\u0642\u0627\u0631\u064a\u0631 \u0645\u062a\u0639\u0645\u0642\u0629 \u0644\u0623\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631. \u0623\u064f\u0642\u062f\u0651\u0631 \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0644\u0623\u0646\u0647\u0627 \u062a\u0645\u0643\u0651\u0646\u0643 \u0645\u0646 \u0625\u062c\u0631\u0627\u0621 \u0628\u062d\u062b \u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f \u0648\u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0645\u0632\u064a\u062f \u062d\u0648\u0644 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0627\u0644\u062a\u064a \u062a\u062c\u062f\u0647\u0627 \u0645\u0646 \u0628\u062d\u062b\u0643 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0645\u062d\u0627\u062f\u062b\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629.<\/p>\n<p>\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u062a\u0642\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u064a\u0636\u064b\u0627 \u0623\u0631\u0628\u0639 \u0631\u0633\u0627\u0626\u0644 \u0625\u062e\u0628\u0627\u0631\u064a\u0629 \u0645\u0645\u064a\u0632\u0629 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0648\u0641\u0631 \u0642\u0648\u0627\u0626\u0645 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0646\u0633\u0642\u0629 \u0648\u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0634\u0647\u0631\u064a\u0629 \u062d\u0648\u0644 \u0646\u0648\u0639 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0639\u064a\u0646.<\/p>\n<p><strong>\u062a\u062a\u0636\u0645\u0646 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u062e\u0628\u0627\u0631\u064a\u0629 \u0645\u0627 \u064a\u0644\u064a:<\/strong><\/p>\n<ul>\n<li>DividendInvestor<\/li>\n<li>ETFInvestor<\/li>\n<li>FundInvestor<\/li>\n<li>StockInvestor<\/li>\n<\/ul>\n<p>\u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0633\u062a\u062f\u0641\u0639 <strong>\u0645\u0646 170 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0625\u0644\u0649 249 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627<\/strong> \u0644\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0627\u0644\u0631\u0642\u0645\u064a. \u062a\u062a\u0648\u0641\u0631 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u0645\u0637\u0628\u0648\u0639\u0629 \u0623\u064a\u0636\u064b\u0627 \u0628\u062a\u0643\u0644\u0641\u0629 \u0623\u0639\u0644\u0649. \u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0648\u062d\u064a\u062f\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629 \u0639\u0645\u0644\u064a\u0629 \u0645\u0634\u0627\u0628\u0647\u0629 \u0644\u0645\u0627 \u062a\u0642\u062f\u0645\u0647 The Motley Fool\u060c \u0644\u0643\u0646\u0647\u0627 \u0644\u0627 \u062a\u062a\u0636\u0645\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0645\u0645\u064a\u0632\u0629 \u0627\u0644\u0623\u062e\u0631\u0649.<\/p>\n<p>\u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646\u0643 \u062a\u0648\u0642\u0639\u0647\u0627 \u0645\u0646 Morningstar.<\/p>\n<h4>\u062a\u0642\u064a\u064a\u0645\u0627\u062a Morningstar<\/h4>\n<figure><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-17374\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-139c8fc7f9f4255e26de72955c20dbee-1.jpg\" alt=\"\u062a\u0642\u064a\u064a\u0645\u0627\u062a Morningstar\" width=\"800\" height=\"450\" srcset=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-139c8fc7f9f4255e26de72955c20dbee-1.jpg 800w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-139c8fc7f9f4255e26de72955c20dbee-1-300x169.jpg 300w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-139c8fc7f9f4255e26de72955c20dbee-1-768x432.jpg 768w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-139c8fc7f9f4255e26de72955c20dbee-1-390x220.jpg 390w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<p>\u062a\u064f\u0639\u062f \u062a\u0642\u064a\u064a\u0645\u0627\u062a Morningstar \u0627\u0644\u0634\u0647\u064a\u0631\u0629 \u0623\u062f\u0627\u0629 \u0642\u0648\u064a\u0629 \u0644\u062a\u0628\u0633\u064a\u0637 \u0631\u0648\u062a\u064a\u0646 \u0628\u062d\u062b\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0639\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642. \u0628\u0641\u0636\u0644\u0647\u0627\u060c \u064a\u0645\u0643\u0646\u0643 \u0645\u0642\u0627\u0631\u0646\u0629 \u0623\u062f\u0627\u0621 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0628\u0633\u0631\u0639\u0629 \u0645\u0639 \u0645\u0646\u0627\u0641\u0633\u064a\u0647\u0627 \u0648\u0645\u0639 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u0623\u062e\u0631\u0649.<\/p>\n<p><strong>\u062a\u0634\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0639\u0648\u0627\u0645\u0644:<\/strong><\/p>\n<ul>\n<li>\u0627\u0644\u0645\u064a\u0632\u0629 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 (Economic moat)<\/li>\n<li>\u062a\u0635\u0646\u064a\u0641 ESG<\/li>\n<li>\u0645\u062f\u064a\u0631 \u0627\u0644\u0635\u0646\u062f\u0648\u0642<\/li>\n<li>\u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0633\u0639\u0631\u064a<\/li>\n<\/ul>\n<p>\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0633\u0627\u0628\u0642 \u0644\u0627 \u064a\u0636\u0645\u0646 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629\u060c \u0625\u0644\u0627 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u062a\u0648\u0641\u0631 \u0637\u0631\u064a\u0642\u0629 \u0645\u0645\u062a\u0627\u0632\u0629 \u0644\u0645\u0639\u0631\u0641\u0629 \u0643\u064a\u0641\u064a\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0646\u0645\u0648\u0630\u062c \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0645\u0639\u064a\u0646 \u0628\u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0648\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645. \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631 \u0628\u0634\u0623\u0646 \u0634\u0631\u0627\u0621 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0648 \u0628\u064a\u0639\u0647 \u0623\u0648 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647.<\/p>\n<p>\u0644\u062a\u0633\u0647\u064a\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0628\u062d\u062b\u060c \u064a\u0645\u0643\u0646\u0643 \u062a\u0635\u0641\u062d \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0646\u0633\u0642\u0629 \u0627\u0644\u062a\u064a \u062a\u0634\u0645\u0644 \u0623\u0641\u0636\u0644 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs) \u062d\u0633\u0628 \u0627\u0644\u0642\u0637\u0627\u0639 \u0623\u0648 \u0623\u0641\u0636\u0644 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629. \u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646\u0647\u0627 \u0644\u064a\u0633\u062a \u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u062a\u0648\u0641\u0631 \u0644\u0643 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0641\u0643\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u0627\u0633\u0628 \u0623\u064a \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629.<\/p>\n<p>\u0623\u062c\u062f \u0645\u062a\u0639\u0629 \u0643\u0628\u064a\u0631\u0629 \u0641\u064a \u0642\u0631\u0627\u0621\u0629 \u0622\u0631\u0627\u0621 \u0627\u0644\u0645\u062d\u0644\u0644\u064a\u0646\u060c \u0648\u0645\u0644\u062e\u0635\u0627\u062a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\u060c \u0648\u0645\u0643\u0627\u0644\u0645\u0627\u062a \u0627\u0644\u0623\u0631\u0628\u0627\u062d. \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062b \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0627\u062f\u0644\u0629 \u0628\u0627\u0646\u062a\u0638\u0627\u0645\u060c \u0645\u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u062d\u062f\u064a\u062f \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0628\u0627\u0644\u063a\u064b\u0627 \u0641\u064a \u062a\u0642\u064a\u064a\u0645\u0647 \u0623\u0648 \u0645\u0642\u0648\u0645\u064b\u0627 \u0628\u0623\u0642\u0644 \u0645\u0646 \u0642\u064a\u0645\u062a\u0647.<\/p>\n<p>\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642\u060c \u064a\u0645\u0643\u0646\u0643 \u0642\u0631\u0627\u0621\u0629 \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0645\u062a\u0639\u0645\u0642\u0629 \u0645\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 <strong>150 \u0645\u062d\u0644\u0644\u0627\u064b \u0645\u0633\u062a\u0642\u0644\u0627\u064b<\/strong> \u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u0644\u0645\u0646\u0635\u0629\u060c \u0648\u0630\u0644\u0643 \u0644\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642.<\/p>\n<h4>\u0623\u062f\u0627\u0629 \u0641\u062d\u0635 \u0627\u0644\u0623\u0633\u0647\u0645<\/h4>\n<figure><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-17375\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-bb77b63b5f0d54708326a05d13c010b4-1.jpg\" alt=\"\u0623\u062f\u0627\u0629 \u0641\u062d\u0635 Morningstar\" width=\"800\" height=\"461\" srcset=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-bb77b63b5f0d54708326a05d13c010b4-1.jpg 800w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-bb77b63b5f0d54708326a05d13c010b4-1-300x173.jpg 300w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-bb77b63b5f0d54708326a05d13c010b4-1-768x443.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<p>\u062a\u0648\u0641\u0631 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0635\u0629 \u0623\u064a\u0636\u064b\u0627 \u0623\u062f\u0627\u0629 \u0641\u062d\u0635 \u0623\u0633\u0647\u0645 \u0642\u0648\u064a\u0629\u060c \u062a\u062a\u064a\u062d \u0644\u0643 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0641\u0644\u0627\u062a\u0631 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u0636\u064a\u064a\u0642 \u0646\u0637\u0627\u0642 \u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0628\u062d\u062b. \u062a\u0639\u062a\u0645\u062f \u0645\u0639\u0638\u0645 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0628\u062d\u062b \u0639\u0644\u0649 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629\u060c \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646\u0647 \u064a\u0645\u0643\u0646\u0643 \u0623\u064a\u0636\u064b\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0627\u0644\u0643\u0645\u064a\u0629 \u0644\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0641\u0646\u064a.<\/p>\n<p>\u0625\u0646\u0647\u0627 \u0628\u0633\u0647\u0648\u0644\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u062f\u0648\u0627\u062a \u0641\u062d\u0635 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0645\u0641\u0636\u0644\u0629 \u0644\u062f\u064a \u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642. \u062a\u062a\u0643\u0627\u0645\u0644 \u0641\u0644\u0627\u062a\u0631 \u0627\u0644\u0623\u062f\u0627\u0629 \u0628\u0634\u0643\u0644 \u0645\u0645\u062a\u0627\u0632 \u0645\u0639 \u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u062d\u0644\u0644\u064a\u0646\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644 Morningstar \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0648\u062d\u064a\u062f \u0644\u0628\u062d\u0648\u062b \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0630\u064a \u0642\u062f \u062a\u062d\u062a\u0627\u062c\u0647.<\/p>\n<h4>\u0623\u062f\u0627\u0629 Portfolio X-Ray<\/h4>\n<figure><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-17376\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-0b0176981b4b25c91a588995674b838b-1.jpg\" alt=\"\u0623\u062f\u0627\u0629 Portfolio X-Ray \u0645\u0646 Morningstar\" width=\"800\" height=\"450\" srcset=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-0b0176981b4b25c91a588995674b838b-1.jpg 800w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-0b0176981b4b25c91a588995674b838b-1-300x169.jpg 300w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-0b0176981b4b25c91a588995674b838b-1-768x432.jpg 768w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/image-0b0176981b4b25c91a588995674b838b-1-390x220.jpg 390w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<p>\u062a\u0642\u0648\u0645 \u0623\u062f\u0627\u0629 Portfolio X-Ray \u0628\u062a\u0642\u064a\u064a\u0645 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642.<\/p>\n<p>\u0648\u0627\u0644\u0623\u0641\u0636\u0644 \u0645\u0646 \u0630\u0644\u0643\u060c \u064a\u0645\u0643\u0646\u0643 \u062a\u062a\u0628\u0639 \u0623\u062f\u0627\u0621 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u0643 \u0648\u062a\u0644\u0642\u064a \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0628\u0633\u0647\u0648\u0644\u0629 \u0628\u0623\u062d\u062f\u062b \u0623\u0628\u062d\u0627\u062b Morningstar \u0627\u0644\u062a\u064a \u062a\u063a\u0637\u064a \u0645\u0645\u062a\u0644\u0643\u0627\u062a\u0643.<\/p>\n<p>\u062a\u062a\u064a\u062d \u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0627\u0629 \u0645\u0631\u0627\u0642\u0628\u0629 \u0639\u062f\u0629 \u062d\u0633\u0627\u0628\u0627\u062a\u060c \u0645\u062b\u0644 \u062d\u0633\u0627\u0628 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0627\u0644\u062e\u0627\u0636\u0639 \u0644\u0644\u0636\u0631\u064a\u0628\u0629 \u0648\u062e\u0637\u0629 \u0627\u0644\u062a\u0642\u0627\u0639\u062f. \u0625\u0646 \u0631\u0628\u0637 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629 \u064a\u062c\u0639\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u064a\u0632\u0629 \u0630\u0627\u062a \u0642\u064a\u0645\u0629 \u0639\u0627\u0644\u064a\u0629\u060c \u062d\u064a\u062b \u064a\u0645\u0643\u0646\u0643 \u062a\u062d\u0644\u064a\u0644 \u062c\u0645\u064a\u0639 \u0645\u0645\u062a\u0644\u0643\u0627\u062a\u0643 \u0641\u064a \u0645\u0643\u0627\u0646 \u0648\u0627\u062d\u062f \u0645\u0639 \u062a\u0648\u0641\u0631 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0648\u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631.<\/p>\n<h2 id=\"section-10\">\u0645\u064a\u0632\u0627\u062a The Motley Fool \u0648 Morningstar<\/h2>\n<p>\u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0643\u0644\u062a\u0627 \u0627\u0644\u062e\u062f\u0645\u062a\u064a\u0646 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062c\u0639\u0644\u0627 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0633\u0647\u0644\u060c \u0641\u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u0645\u0642\u0627\u0631\u0646\u0629 \u0623\u0641\u0636\u0644 \u0642\u062f\u0631\u0627\u062a\u0647\u0645\u0627 \u0648\u062a\u0648\u0636\u064a\u062d \u0627\u0644\u0641\u0631\u0648\u0642\u0627\u062a \u0628\u064a\u0646\u0647\u0645\u0627 \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644.<\/p>\n<h3>\u0623\u0648\u062c\u0647 \u0627\u0644\u062a\u0634\u0627\u0628\u0647 \u0628\u064a\u0646\u0647\u0645\u0627<\/h3>\n<p>\u062a\u0648\u062c\u062f \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0645\u062a\u0634\u0627\u0628\u0647\u0629 \u0628\u064a\u0646 The Motley Fool \u0648 Morningstar.<\/p>\n<h4>\u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a<\/h4>\n<p>\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u064a \u062a\u0648\u0633\u064a\u0639 \u0642\u0627\u0639\u062f\u0629 \u0645\u0639\u0627\u0631\u0641\u0643 \u062d\u0648\u0644 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u062c\u062f\u062f \u0648\u0630\u0648\u064a \u0627\u0644\u062e\u0628\u0631\u0629 \u0642\u0631\u0627\u0621\u0629 \u0627\u0644\u0645\u0642\u0627\u0644\u0627\u062a \u0648\u0627\u0644\u0627\u0633\u062a\u0645\u0627\u0639 \u0625\u0644\u0649 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u062d\u0648\u0644 \u0645\u0648\u0627\u0636\u064a\u0639 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u062a\u0646\u0648\u0639\u0629.<\/p>\n<h4>\u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0645\u062a\u0639\u0645\u0642\u0629<\/h4>\n<p>\u0642\u062f \u0644\u0627 \u062a\u062c\u062f \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0630\u064a \u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647 \u0645\u0646 The Motley Fool \u0648 Morningstar \u0641\u064a \u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u062e\u0631\u0649. \u064a\u0646\u0637\u0628\u0642 \u0647\u0630\u0627 \u0628\u0634\u0643\u0644 \u062e\u0627\u0635 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u0645\u0646 \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u062c\u062d \u0623\u0646 \u062a\u063a\u0637\u064a \u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0648\u0629 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0644\u0633\u0647\u0645 \u0645\u0639\u064a\u0646.<\/p>\n<h4>\u0645\u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u062d\u0641\u0638\u0629<\/h4>\n<p>\u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u062a\u062a\u0628\u0639 \u0623\u062f\u0627\u0621 \u0645\u0645\u062a\u0644\u0643\u0627\u062a\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0648\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u064a\u0645\u0643\u0646\u0643 \u0645\u0642\u0627\u0631\u0646\u0629 \u0645\u062d\u0641\u0638\u062a\u0643 \u0623\u0648 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u0631\u062f\u064a \u0628\u0645\u0624\u0634\u0631 S&amp;P 500.<\/p>\n<h4>\u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629<\/h4>\n<p>\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0643\u0644\u0627 \u0627\u0644\u0645\u0648\u0642\u0639\u064a\u0646 \u062a\u0642\u062f\u0645 \u062a\u0641\u0627\u0635\u064a\u0644 \u0645\u062d\u062f\u0648\u062f\u0629\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u062a\u0645\u0646\u062d\u0643 \u0644\u0645\u062d\u0629 \u0639\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0636\u0645\u0646\u0647\u0627 \u0627\u0644\u0645\u0642\u0627\u0644\u0627\u062a \u0627\u0644\u0628\u062d\u062b\u064a\u0629.<\/p>\n<h3>\u0645\u0627 \u0623\u0648\u062c\u0647 \u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0641 \u0628\u064a\u0646\u0647\u0645\u0627\u061f<\/h3>\n<p>\u064a\u0645\u064a\u0644 \u0643\u0644\u0627 \u0627\u0644\u062e\u062f\u0645\u062a\u064a\u0646 \u0625\u0644\u0649 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u062c\u0648\u0627\u0646\u0628 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/p>\n<h4>\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/h4>\n<p>\u064a\u0631\u0643\u0632 The Motley Fool \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a \u0639\u0644\u0649 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0623\u0633\u0647\u0645 \u0627\u0644\u0646\u0645\u0648 \u0644\u0639\u062f\u0629 \u0633\u0646\u0648\u0627\u062a\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0637\u0628\u0642 Morningstar \u062a\u063a\u0637\u064a\u0629 \u0645\u062a\u0633\u0627\u0648\u064a\u0629 \u0644\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u062f\u0648\u0646 \u062a\u062d\u062f\u064a\u062f \u0641\u062a\u0631\u0629 \u0627\u062d\u062a\u0641\u0627\u0638 \u0645\u0633\u062a\u0647\u062f\u0641\u0629.<\/p>\n<h4>\u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0629<\/h4>\n<p>\u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u062a\u062c\u0631\u0628\u0629 \u0645\u0648\u062c\u0647\u0629 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0644\u0640 The Motley Fool.<\/p>\n<p>\u0639\u0644\u0649 \u0627\u0644\u0646\u0642\u064a\u0636\u060c \u062a\u062a\u0645\u064a\u0632 Morningstar \u0628\u0643\u0648\u0646\u0647\u0627 \u0623\u0643\u062b\u0631 \u0645\u0631\u0648\u0646\u0629 \u0648\u0644\u0627 \u062a\u062d\u062a\u0641\u0638 \u0628\u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629. \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0630\u0644\u0643\u060c \u062a\u0642\u062f\u0645 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0646\u0633\u0642\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0646\u0638\u0627\u0645 \u062a\u0635\u0646\u064a\u0641\u0647\u0627\u060c \u0648\u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646\u0643 \u062a\u0643\u064a\u064a\u0641\u0647\u0627 \u0644\u062a\u0646\u0627\u0633\u0628 \u0623\u0633\u0644\u0648\u0628\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a \u0627\u0644\u062d\u0627\u0644\u064a.<\/p>\n<h4>\u0623\u062f\u0627\u0629 \u0641\u062d\u0635 \u0627\u0644\u0623\u0633\u0647\u0645<\/h4>\n<p>\u062a\u062a\u064a\u062d \u0644\u0643 Morningstar \u0641\u062d\u0635 \u0623\u064a \u0633\u0647\u0645 \u0645\u062a\u062f\u0627\u0648\u0644 \u0639\u0644\u0646\u064b\u0627\u060c \u0648\u0635\u0646\u062f\u0648\u0642 ETF\u060c \u0648\u0635\u0646\u062f\u0648\u0642 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0634\u062a\u0631\u0643 \u062a\u0642\u0631\u064a\u0628\u064b\u0627.<\/p>\n<p>\u0628\u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629\u060c \u062a\u063a\u0637\u064a \u0623\u062f\u0627\u0629 \u0641\u062d\u0635 \u0627\u0644\u0623\u0633\u0647\u0645 \u0645\u0646 Motley Fool \u0641\u0642\u0637 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0634\u062a\u0631\u0643 \u0641\u064a\u0647\u0627 \u0648\u062a\u0633\u062a\u0628\u0639\u062f \u0627\u0644\u0623\u0635\u0648\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0648\u0635\u0649 \u0628\u0647\u0627. \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u0628\u0633\u064a\u0637 \u0647\u0648 \u0623\u0646 \u0623\u062f\u0627\u0629 \u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0623\u0635\u0648\u0644 \u062a\u0633\u0644\u0637 \u0627\u0644\u0636\u0648\u0621 \u0639\u0644\u0649 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a\u060c \u0645\u0645\u0627 \u064a\u062a\u064a\u062d \u0644\u0643 \u062a\u0635\u0648\u0631 \u0645\u062d\u0641\u0638\u0629 \u0633\u0648\u0642 \u0634\u0627\u0645\u0644\u0629 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a\u0643 \u0627\u0644\u0645\u0641\u0636\u0644\u0629 \u0645\u0646 \u0623\u0633\u0647\u0645 Motley Fool \u0644\u062a\u062d\u0642\u064a\u0642 \u0639\u0648\u0627\u0626\u062f \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0623\u0639\u0644\u0649 \u0645\u062d\u062a\u0645\u0644\u0629.<\/p>\n<h2 id=\"section-11\">\u0627\u0644\u062e\u0637\u0637 \u0648\u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/h2>\n<p>\u062a\u0642\u062f\u0645 \u0643\u0644\u062a\u0627 \u0627\u0644\u062e\u062f\u0645\u062a\u064a\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0644\u0645\u0646\u062a\u062c\u0627\u062a\u0647\u0645\u0627 \u0627\u0644\u0645\u0645\u064a\u0632\u0629 \u0644\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0623\u0633\u0627\u0633\u064a.<\/p>\n<h3>\u0623\u0633\u0639\u0627\u0631 The Motley Fool<\/h3>\n<p>\u0646\u0638\u0631\u064b\u0627 \u0644\u0623\u0646 Motley Fool \u0644\u064a\u0633\u062a \u0645\u0646\u0635\u0629 \u0628\u062d\u062b\u064a\u0629 \u0634\u0627\u0645\u0644\u0629\u060c \u0633\u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629 \u0645\u0646\u0641\u0635\u0644\u0629 \u0644\u0643\u0644 \u062e\u062f\u0645\u0629.<\/p>\n<p>Motley Fool Stock Advisor \u062a\u0643\u0644\u0641 99 \u062f\u0648\u0644\u0627\u0631\u064b\u0627* \u0644\u0644\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u062c\u062f\u062f \u0644\u0623\u0648\u0644 12 \u0634\u0647\u0631\u064b\u0627\u060c \u062b\u0645 199 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0628\u0639\u062f \u0630\u0644\u0643. \u062a\u064f\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u0634\u0639\u0628\u064a\u0629 \u0648\u0627\u0644\u0623\u0641\u0636\u0644 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645.<\/p>\n<p>\u0642\u062f \u064a\u0641\u0643\u0631 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0627\u0644\u062c\u0631\u064a\u0626\u0648\u0646 \u0623\u064a\u0636\u064b\u0627 \u0641\u064a Motley Fool Epic\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0628\u0644\u063a \u062a\u0643\u0644\u0641\u062a\u0647\u0627 499 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627 \u0623\u0648 <strong>299 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0627 \u0627\u0644\u0631\u0645\u0632: EPICSALE<\/strong>. \u062a\u0623\u062a\u064a \u062a\u0648\u0635\u064a\u0627\u062a\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0627\u0644\u062e\u0645\u0633 \u0645\u0646 Stock Advisor \u0648 Rule Breakers \u0648 Hidden Gems \u0648 Dividend Investor.<\/p>\n<p>\u062a\u062a\u0645\u062a\u0639 \u0643\u0644 \u0645\u0646 Stock Advisor \u0648 Epic <strong>\u0628\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0631\u0633\u0648\u0645 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0644\u0645\u062f\u0629 30 \u064a\u0648\u0645\u064b\u0627<\/strong>\u060c \u064a\u0645\u0643\u0646\u0643 \u062e\u0644\u0627\u0644\u0647\u0627 \u0637\u0644\u0628 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0627\u0644\u062e\u062f\u0645\u0629 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0623\u0633\u0644\u0648\u0628\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a.<\/p>\n<p>\u062a\u062a\u0648\u0641\u0631 \u0623\u064a\u0636\u064b\u0627 \u062e\u062f\u0645\u0627\u062a \u0645\u062a\u062e\u0635\u0635\u0629 \u0623\u062e\u0631\u0649\u060c \u0648\u0644\u0643\u0646\u0647\u0627 \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u062a\u0643\u0644\u0641 \u0623\u0643\u062b\u0631 \u0645\u0646 1,000 \u062f\u0648\u0644\u0627\u0631 \u0633\u0646\u0648\u064a\u064b\u0627\u060c \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0628\u0627\u0647\u0638\u0629 \u0627\u0644\u062b\u0645\u0646 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646.<\/p>\n<h3>\u0623\u0633\u0639\u0627\u0631 Morningstar<\/h3>\n<p>\u062a\u0628\u0644\u063a \u062a\u0643\u0644\u0641\u0629 Morningstar Investor <strong>249 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627 (\u062d\u0627\u0644\u064a\u064b\u0627 199 \u062f\u0648\u0644\u0627\u0631\u064b\u0627) \u0623\u0648 34.95 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0634\u0647\u0631\u064a\u064b\u0627<\/strong> \u0628\u0639\u062f \u0641\u062a\u0631\u0629 \u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 \u0645\u062f\u062a\u0647\u0627 \u0633\u0628\u0639\u0629 \u0623\u064a\u0627\u0645. \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0623\u0639\u0644\u0649 \u062a\u0643\u0644\u0641\u0629\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u062a\u062a\u064a\u062d \u0644\u0643 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u0628\u062d\u062b \u0625\u0636\u0627\u0641\u064a\u0629\u060c \u062d\u064a\u062b \u0623\u0646\u0643 \u0644\u0633\u062a \u0645\u0642\u064a\u062f\u064b\u0627 \u0628\u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629 \u0648\u0627\u062d\u062f\u0629.<\/p>\n<p>\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0628\u062d\u0627\u062b \u0645\u0645\u064a\u0632\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u0623\u0648 \u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0646\u0634\u0631\u0629 Morningstar \u0627\u0644\u0625\u062e\u0628\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0631\u0627\u0648\u062d \u062a\u0643\u0644\u0641\u062a\u0647\u0627 \u0628\u064a\u0646 170 \u0648 249 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627. \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 Morningstar Investor \u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629.<\/p>\n<h2 id=\"section-12\">\u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/h2>\n<p>\u062a\u0642\u062f\u0645 \u0643\u0644\u062a\u0627 \u0627\u0644\u062e\u062f\u0645\u062a\u064a\u0646 \u062f\u0639\u0645\u064b\u0627 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u0647\u0627\u062a\u0641 \u0644\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u064a\u0646.<\/p>\n<h3>The Motley Fool<\/h3>\n<p>\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0641\u0631\u064a\u0642 Foolish Solutions \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0640 The Motley Fool \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u0643\u0645\u0627 \u064a\u062a\u0648\u0641\u0631 \u0627\u0644\u062f\u0639\u0645 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0645\u0646 \u0627\u0644\u0627\u062b\u0646\u064a\u0646 \u0625\u0644\u0649 \u0627\u0644\u062c\u0645\u0639\u0629\u060c \u0645\u0646 \u0627\u0644\u0633\u0627\u0639\u0629 9:30 \u0635\u0628\u0627\u062d\u064b\u0627 \u062d\u062a\u0649 4 \u0645\u0633\u0627\u0621\u064b \u0628\u0627\u0644\u062a\u0648\u0642\u064a\u062a \u0627\u0644\u0634\u0631\u0642\u064a.<\/p>\n<h3>Morningstar<\/h3>\n<p>\u0645\u0646 \u0627\u0644\u0633\u0647\u0644 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 Morningstar \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u064a\u062a\u0644\u0642\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0648\u0646 \u0627\u0644\u0645\u0645\u064a\u0632\u0648\u0646 \u062f\u0639\u0645\u064b\u0627 \u0645\u062e\u0635\u0635\u064b\u0627 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0648\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n<h2 id=\"section-13\">\u0645\u0646 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0633\u062a\u062e\u062f\u0645 \u0643\u0644 \u0645\u0646\u0635\u0629\u061f<\/h2>\n<p>\u0625\u0630\u0627 \u0643\u0646\u062a \u0644\u0627 \u062a\u0632\u0627\u0644 \u063a\u064a\u0631 \u0645\u062a\u0623\u0643\u062f \u0645\u0645\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u0633\u062a\u062e\u062a\u0627\u0631 Morningstar \u0623\u0648 The Motley Fool\u060c \u0641\u0625\u0644\u064a\u0643 \u0644\u0645\u062d\u0629 \u0633\u0631\u064a\u0639\u0629 \u0639\u0646 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0627\u0644\u0645\u062b\u0627\u0644\u064a \u0644\u0643\u0644\u062a\u0627 \u0627\u0644\u062e\u062f\u0645\u062a\u064a\u0646.<\/p>\n<h3>\u0645\u0646 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0633\u062a\u062e\u062f\u0645 The Motley Fool<\/h3>\n<p>\u064a\u062c\u0628 \u0623\u0646 \u062a\u0641\u0643\u0631 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 The Motley Fool \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u062d\u0635\u0631\u064a\u064b\u0627 \u0641\u064a \u0623\u0633\u0647\u0645 \u0627\u0644\u0646\u0645\u0648 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644 (\u0623\u0643\u062b\u0631 \u0645\u0646 5 \u0633\u0646\u0648\u0627\u062a).<\/p>\n<p>\u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u062a\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0623\u0641\u0636\u0644 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629 \u062a\u062a\u0636\u0645\u0646 \u062a\u0648\u0635\u064a\u0627\u062a \u0623\u0633\u0647\u0645 \u0634\u0647\u0631\u064a\u0629 \u064a\u0633\u0647\u0644 \u062a\u0637\u0628\u064a\u0642\u0647\u0627\u060c \u062d\u064a\u062b \u0644\u0646 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0625\u062c\u0631\u0627\u0621 \u0641\u062d\u0635 \u0644\u0644\u0623\u0633\u0647\u0645 \u0644\u0644\u0628\u062d\u062b \u0639\u0646 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0645\u062d\u062a\u0645\u0644\u0629.<\/p>\n<p>\u0644\u0644\u0623\u0633\u0641\u060c \u0644\u0627 \u062a\u0646\u0637\u0628\u0642 \u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0645\u062a\u0639\u0645\u0642\u0629 \u0625\u0644\u0627 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u0627\u0644\u062a\u064a \u062a\u0648\u0635\u064a \u0628\u0647\u0627 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629\u060c \u0648\u0642\u062f \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0639\u062f\u0629 \u062e\u062f\u0645\u0627\u062a \u0644\u062a\u062d\u0642\u064a\u0642 \u062a\u0646\u0648\u0639 \u0625\u0636\u0627\u0641\u064a.<\/p>\n<h3>\u0645\u0646 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0633\u062a\u062e\u062f\u0645 Morningstar<\/h3>\n<p>Morningstar Investor \u0623\u0646\u0633\u0628 \u0644\u0645\u0646 \u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs) \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629. \u0642\u062f \u062a\u0641\u0636\u0644 \u0623\u064a\u0636\u064b\u0627 \u0645\u0646\u0635\u062a\u0647\u0627 \u0627\u0644\u0628\u062d\u062b\u064a\u0629 \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0630\u0627\u062a\u064a\u064b\u0627\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0646\u0627\u0633\u0628 \u0645\u0639\u0638\u0645 \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/p>\n<p>\u0628\u064a\u0646\u0645\u0627 \u0644\u0646 \u062a\u062a\u0644\u0642\u0649 \u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0623\u0648 \u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f\u0643 \u0642\u0648\u0627\u0626\u0645 \u062a\u0635\u0646\u064a\u0641 Morningstar \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0623\u0641\u0636\u0644 \u0623\u062f\u0627\u0621\u064b \u0636\u0645\u0646 \u0645\u062c\u0627\u0644 \u0645\u0639\u064a\u0646. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u062a\u0648\u0641\u0631 \u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u062d\u0644\u0644\u064a\u0646 \u0631\u0624\u0649 \u0645\u062a\u0641\u0627\u0626\u0644\u0629 \u0648\u0645\u062a\u0634\u0627\u0626\u0645\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u062d\u062a\u0645\u0644.<\/p>\n<h2 id=\"section-14\">\u0628\u062f\u0627\u0626\u0644 The Motley Fool \u0648 Morningstar<\/h2>\n<p>\u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 The Motley Fool \u0623\u0648 Morningstar \u0645\u0646\u0627\u0633\u0628\u062a\u064a\u0646 \u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629\u060c \u0641\u0625\u0646 \u0647\u0630\u0647 \u0627\u0644\u0628\u062f\u0627\u0626\u0644 \u062a\u0642\u062f\u0645 \u0623\u0628\u062d\u0627\u062b\u064b\u0627 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u062a\u0639\u0645\u0642\u0629 \u0648\u062a\u0648\u0635\u064a\u0627\u062a \u0644\u0644\u0623\u0633\u0647\u0645.<\/p>\n<h3>Seeking Alpha<\/h3>\n<p>Seeking Alpha \u062a\u062a\u0634\u0627\u0628\u0647 \u0645\u0639 Morningstar \u0644\u0623\u0646\u0647\u0627 \u062a\u062a\u064a\u062d \u0644\u0643 \u0642\u0631\u0627\u0621\u0629 \u062a\u0642\u0627\u0631\u064a\u0631 \u0628\u062d\u062b\u064a\u0629 \u0644\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0645\u0646 \u0645\u0624\u0644\u0641\u064a\u0646 \u0645\u0633\u062a\u0642\u0644\u064a\u0646. \u062a\u062a\u0645\u064a\u0632 \u0628\u0623\u062f\u0627\u0629 \u0641\u062d\u0635 \u0623\u0633\u0647\u0645 (stock screener) \u0645\u0628\u0647\u0631\u0629 \u0648\u062a\u0635\u0646\u064a\u0641\u0627\u062a Quant Ratings. \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u062a\u062a\u0639\u0642\u0628 \u0623\u062f\u0627\u0621 \u0643\u0644 \u0645\u0624\u0644\u0641.<\/p>\n<p>\u064a\u0643\u0644\u0641 \u0627\u0644\u0634\u0647\u0631 \u0627\u0644\u0623\u0648\u0644 4.95 \u062f\u0648\u0644\u0627\u0631\u060c \u062b\u0645 \u064a\u0635\u0628\u062d \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 299 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627. \u0628\u0635\u0641\u062a\u0643 \u0645\u0634\u062a\u0631\u0643\u064b\u0627 \u0644\u0623\u0648\u0644 \u0645\u0631\u0629\u060c \u0642\u062f \u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u0635\u0645 \u0642\u062f\u0631\u0647 30 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0644\u0623\u0648\u0644 12 \u0634\u0647\u0631\u064b\u0627.<\/p>\n<p><strong>\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0645\u0632\u064a\u062f: <\/strong>\u0647\u0644 \u062a\u0633\u062a\u062d\u0642 Seeking Alpha \u0627\u0644\u0639\u0646\u0627\u0621\u061f<\/p>\n<h3>TheStreet<\/h3>\n<p>\u062a\u0642\u062f\u0645 TheStreet \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0646\u0635\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631 \u0623\u0641\u0643\u0627\u0631\u064b\u0627 \u0645\u062a\u0639\u062f\u062f\u0629 \u0644\u0644\u0623\u0633\u0647\u0645 \u0643\u0644 \u0634\u0647\u0631. \u062a\u0642\u062f\u0645 \u062e\u062f\u0645\u062a\u0647\u0627 \u0627\u0644\u0631\u0627\u0626\u062f\u0629 <a href=\"https:\/\/www.awin1.com\/cread.php?s=3232557&amp;v=28355&amp;q=432470&amp;r=410639\" target=\"_blank\" rel=\"noopener noreferrer\">Action Alerts Plus<\/a> (AAP) \u0623\u0641\u0643\u0627\u0631\u064b\u0627 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0642\u0635\u064a\u0631\u0629 \u0648\u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644 \u0645\u0639 \u0623\u0648\u0635\u0627\u0641 \u062a\u0641\u0635\u064a\u0644\u064a\u0629. \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0638\u0631\u0648\u0641 \u0627\u0644\u0633\u0648\u0642\u060c \u062a\u0648\u0642\u0639 \u062a\u0644\u0642\u064a \u0639\u062f\u0629 \u062a\u0646\u0628\u064a\u0647\u0627\u062a \u062a\u062f\u0627\u0648\u0644 \u0623\u0633\u0628\u0648\u0639\u064a\u064b\u0627.<\/p>\n<p>\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 AAP \u062e\u064a\u0627\u0631\u064b\u0627 \u062c\u064a\u062f\u064b\u0627 \u0625\u0630\u0627 \u0643\u0646\u062a \u0645\u0631\u062a\u0627\u062d\u064b\u0627 \u0644\u0628\u064a\u0639 \u0627\u0644\u0623\u0633\u0647\u0645 \u0628\u0634\u0643\u0644 \u0645\u062a\u0643\u0631\u0631\u060c \u0633\u0648\u0627\u0621 \u0644\u062c\u0646\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0623\u0648 \u0644\u062a\u0637\u0628\u064a\u0642 \u0623\u0645\u0631 \u0648\u0642\u0641 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0628\u0645\u0633\u0627\u0639\u062f\u0629 \u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629. <strong>\u062a\u0628\u0644\u063a \u062a\u0643\u0644\u0641\u0629 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 199.99 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627<\/strong>.<\/p>\n<h3>Zacks<\/h3>\n<p>\u062a\u0642\u062f\u0645 <a href=\"https:\/\/www.zacks.com\/registration\/pfp\/?alert=RPT_5S2D_A403&amp;ADID=AB_FB_LALFB_5STD_MAR5STD7_A403&amp;cid=ps-AB-FB-A403\" target=\"_blank\" rel=\"noopener noreferrer\">Zacks Premium<\/a> \u062a\u0635\u0646\u064a\u0641 Zacks Rank \u062d\u0635\u0631\u064a\u064b\u0627 \u0644\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u062a\u0641\u0648\u0642\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0627\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0642\u0635\u064a\u0631. \u062a\u064f\u0639\u062f \u0642\u0627\u0626\u0645\u0629 Zacks Focus List \u0645\u062d\u0641\u0638\u0629 \u0646\u0645\u0648\u0630\u062c\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0644\u0644\u0634\u0631\u0627\u0621 \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627 \u0644\u0645\u062f\u0629 \u0639\u0627\u0645 \u0648\u0627\u062d\u062f \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644.<\/p>\n<p>\u062a\u062a\u0636\u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0645\u064a\u0632\u0629 <strong>\u0641\u062a\u0631\u0629 \u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 \u0644\u0645\u062f\u0629 30 \u064a\u0648\u0645\u064b\u0627<\/strong>. \u0628\u0639\u062f \u0630\u0644\u0643\u060c \u062a\u0628\u0644\u063a \u062a\u0643\u0644\u0641\u062a\u0647\u0627 249 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627.<\/p>\n<p><strong>\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0645\u0632\u064a\u062f: <\/strong>\u0645\u0631\u0627\u062c\u0639\u0629 Zacks Premium: \u0647\u0644 \u062a\u0633\u062a\u062d\u0642 \u0627\u0644\u0639\u0646\u0627\u0621\u061f<\/p>\n<h2 id=\"section-15\">Motley Fool vs. Morningstar \u2013 \u0645\u0644\u062e\u0635<\/h2>\n<p>\u064a\u0645\u0643\u0646 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0623\u0633\u0647\u0645 \u0647\u0630\u0647 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0645\u0648\u0627\u0644\u0643 \u0628\u062d\u0643\u0645\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u0641\u0643\u0627\u0631 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u064a\u0645\u0643\u0646 \u0644\u0643\u0644\u0627 \u0627\u0644\u0645\u0646\u0635\u062a\u064a\u0646 \u0623\u0646 \u062a\u0633\u0647\u0644\u0627 \u0639\u0644\u064a\u0643 \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0647\u0645 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a\u0647\u0627\u060c \u0645\u0639 \u062a\u063a\u0637\u064a\u0629 Morningstar \u0627\u0644\u0634\u0627\u0645\u0644\u0629 \u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629 (ETFs) \u0648\u0627\u0644\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 (Mutual Funds).<\/p>\n<p>\u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0646\u0635\u0629 \u0627\u0644\u0623\u0641\u0636\u0644 \u0644\u0643 \u0639\u0644\u0649 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u062a\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0627\u0644\u0628\u062d\u062b\u064a\u0629. \u0627\u062e\u062a\u0631 The Motley Fool \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u062e\u062a\u064a\u0627\u0631\u0627\u062a \u0623\u0633\u0647\u0645 \u0645\u0646\u0633\u0642\u0629\u060c \u0648 Morningstar \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u064a \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0648\u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u062d\u062b \u0641\u064a \u0623\u064a \u0633\u0647\u0645 \u0623\u0648 \u0635\u0646\u062f\u0648\u0642.<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>\u0647\u0644 \u062a\u062d\u062a\u0627\u0631 \u0628\u064a\u0646 The Motley Fool \u0648 Morningstar\u061f \u0627\u0643\u062a\u0634\u0641 \u0627\u0644\u0641\u0631\u0648\u0642\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\u060c \u0627\u0644\u0645\u064a\u0632\u0627\u062a\u060c \u0648\u0627\u0644\u0639\u064a\u0648\u0628 \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a 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