{"id":17990,"date":"2026-09-09T22:55:01","date_gmt":"2026-09-09T19:55:01","guid":{"rendered":"https:\/\/www.dztecs.com\/money\/what-is-cfpb\/"},"modified":"2026-09-09T23:26:42","modified_gmt":"2026-09-09T20:26:42","slug":"what-is-cfpb","status":"publish","type":"post","link":"https:\/\/www.dztecs.com\/money\/what-is-cfpb\/","title":{"rendered":"\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u064f\u0633\u062a\u0647\u0644\u0643 (CFPB): \u0634\u0631\u062d \u0645\u0641\u0635\u0644 \u0644\u062f\u0648\u0631\u0647 \u0648\u0645\u0647\u0627\u0645\u0647","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<div class=\"vfocused-takeaways-box\">\n<h4 class=\"vfocused-takeaways-title\"><span class=\"vfocused-takeaways-icon\" aria-hidden=\"true\">\ud83d\udca1<\/span> \u0623\u0647\u0645 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0645\u0639\u0631\u0641\u062a\u0647<\/h4>\n<ul class=\"vfocused-takeaways-list\">\n<li>\u064a\u0648\u0627\u062c\u0647 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u062a\u063a\u064a\u064a\u0631\u0627\u062a \u062c\u0630\u0631\u064a\u0629 \u0641\u064a \u0623\u0648\u0644\u0648\u064a\u0627\u062a\u0647\u060c \u062d\u064a\u062b \u064a\u0628\u062a\u0639\u062f \u0639\u0646 \u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0639\u0644\u0649 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0637\u0628\u064a\u0629 \u0648\u0642\u0631\u0648\u0636 \u0627\u0644\u0637\u0644\u0627\u0628 \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u064a\u0631\u0643\u0632 \u0639\u0644\u0649 \u062a\u0635\u062d\u064a\u062d \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0634\u0643\u0627\u0648\u0649 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0641\u0631\u0636 \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a.<\/li>\n<li>\u0623\u0633\u0642\u0637 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 10 \u062f\u0639\u0627\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u0636\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u062a\u0631\u0627\u062c\u0639 \u0639\u0646 \u062a\u0633\u0648\u064a\u0629 \u0628\u0642\u064a\u0645\u0629 95 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631\u060c \u0648\u0623\u0644\u063a\u0649 \u0642\u0648\u0627\u0639\u062f \u0645\u0647\u0645\u0629 \u0643\u0627\u0646\u062a \u0633\u062a\u0642\u0644\u0644 \u0631\u0633\u0648\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0648\u062a\u0632\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0637\u0628\u064a\u0629 \u0645\u0646 \u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646.<\/li>\n<li>\u062a\u0639\u0631\u0636 \u062a\u0645\u0648\u064a\u0644 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0644\u062e\u0641\u0636 \u064a\u0642\u0627\u0631\u0628 \u0627\u0644\u0646\u0635\u0641\u060c \u0648\u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u0643\u062a\u0628 \u062f\u0639\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u0645\u0633\u062a\u0645\u0631\u0629 \u062a\u062a\u062d\u062f\u0649 \u0645\u062d\u0627\u0648\u0644\u0627\u062a \u062a\u0642\u0644\u064a\u0635 \u0646\u0637\u0627\u0642 \u0639\u0645\u0644\u0647 \u0648\u0645\u0648\u0638\u0641\u064a\u0647\u060c \u0645\u0645\u0627 \u064a\u062b\u064a\u0631 \u0627\u0644\u0634\u0643\u0648\u0643 \u062d\u0648\u0644 \u0645\u0633\u062a\u0642\u0628\u0644\u0647 \u0648\u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u0649 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646.<\/li>\n<\/ul>\n<\/div>\n<nav class=\"vfocused-toc-box\" aria-label=\"\u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a\"><strong class=\"vfocused-toc-title\">\ud83d\udccc \u062c\u062f\u0648\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a<\/strong><\/p>\n<ul class=\"vfocused-toc-list\">\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-1\">\u0645\u0627\u0630\u0627 \u064a\u0641\u0639\u0644 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB)\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-2\">\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u062d\u062f\u062b \u0641\u064a \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0627\u0644\u0622\u0646\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-3\">\u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0641\u0639\u0644\u0647 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0645\u0646 \u0623\u062c\u0644\u0643\u061f<\/a><\/li>\n<li class=\"vfocused-toc-item\"><a class=\"vfocused-toc-link\" href=\"#section-4\">\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB)<\/a><\/li>\n<\/ul>\n<\/nav>\n<p><strong>\u062a\u062d\u062f\u064a\u062b: 28 \u064a\u0648\u0644\u064a\u0648<\/strong><\/p>\n<p>\u0645\u0646\u0630 \u062a\u0648\u0644\u064a \u0627\u0644\u0631\u0626\u064a\u0633 \u062f\u0648\u0646\u0627\u0644\u062f \u062a\u0631\u0627\u0645\u0628 \u0645\u0646\u0635\u0628\u0647 \u0641\u064a \u0623\u0648\u0627\u062e\u0631 \u064a\u0646\u0627\u064a\u0631\u060c \u0648\u0627\u062c\u0647 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0639\u062f\u0629 \u0645\u062d\u0627\u0648\u0644\u0627\u062a \u0644\u062a\u0642\u0644\u064a\u0635 \u0646\u0637\u0627\u0642 \u0639\u0645\u0644\u0647 \u0648\u0645\u0648\u0638\u0641\u064a\u0647. \u0648\u0641\u064a \u0623\u062d\u062f\u062b \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a\u060c \u062e\u0641\u0651\u0636 \u0645\u0627 \u064a\u064f\u0639\u0631\u0641 \u0628\u0640&#8221;\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0643\u0628\u064a\u0631 \u0648\u0627\u0644\u062c\u0645\u064a\u0644&#8221; (Big, Beautiful Bill)\u060c \u0627\u0644\u0630\u064a \u0648\u0642\u0651\u0639\u0647 \u062a\u0631\u0627\u0645\u0628 \u0641\u064a 4 \u064a\u0648\u0644\u064a\u0648\u060c \u0633\u0642\u0641 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0643\u062a\u0628 \u0625\u0644\u0649 \u0627\u0644\u0646\u0635\u0641 \u062a\u0642\u0631\u064a\u0628\u064b\u0627. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0644\u0627 \u064a\u0632\u0627\u0644 \u0627\u0644\u0645\u0643\u062a\u0628 \u0642\u0627\u0626\u0645\u064b\u0627 \u0648\u064a\u0648\u0627\u0635\u0644 \u0628\u0639\u0636 \u0639\u0645\u0644\u064a\u0627\u062a\u0647 \u062d\u062a\u0649 \u0627\u0644\u0622\u0646.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-17991\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1.jpg\" alt=\"\" width=\"2400\" height=\"1440\" srcset=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1.jpg 2400w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1-300x180.jpg 300w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1-1024x614.jpg 1024w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1-768x461.jpg 768w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1-1536x922.jpg 1536w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1-2048x1229.jpg 2048w\" sizes=\"auto, (max-width: 2400px) 100vw, 2400px\" \/>\u062a\u0623\u0633\u0633 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0641\u064a \u0623\u0639\u0642\u0627\u0628 \u0627\u0644\u0623\u0632\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0639\u0627\u0645 2008\u060c \u0648\u0623\u0633\u0641\u0631\u062a \u0623\u0639\u0645\u0627\u0644\u0647 \u0645\u0646\u0630 \u0625\u0646\u0634\u0627\u0626\u0647 \u0639\u0646 \u062a\u0642\u062f\u064a\u0645 \u0645\u0627 \u064a\u0642\u0631\u0628 \u0645\u0646 20 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u0625\u063a\u0627\u062b\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646.<\/p>\n<h2>\u0645\u0627 \u0647\u0648 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB)\u061f<\/h2>\n<p>\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0647\u0648 \u0648\u0643\u0627\u0644\u0629 \u062d\u0643\u0648\u0645\u064a\u0629 \u0623\u064f\u0646\u0634\u0626\u062a \u0644\u0644\u0625\u0634\u0631\u0627\u0641 \u0639\u0644\u0649 \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u064a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0642\u0631\u0636\u064a\u0646 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649.<\/p>\n<p>\u0648\u0643\u0645\u0627 \u064a\u0634\u064a\u0631 \u0627\u0633\u0645\u0647\u060c \u064a\u0631\u0643\u0632 \u0627\u0644\u0645\u0643\u062a\u0628 \u0639\u0644\u0649 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646\u060c \u0648\u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0636\u0645\u0627\u0646 \u0648\u0635\u0648\u0644\u0647\u0645 \u0625\u0644\u0649 \u0623\u0633\u0648\u0627\u0642 \u0645\u0627\u0644\u064a\u0629 \u0639\u0627\u062f\u0644\u0629 \u0648\u0634\u0641\u0627\u0641\u0629 \u0648\u062a\u0646\u0627\u0641\u0633\u064a\u0629\u060c \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062a\u062b\u0642\u064a\u0641 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0645\u0633\u0627\u0639\u062f\u062a\u0647\u0645 \u0639\u0644\u0649 \u0641\u0647\u0645 <a href=\"https:\/\/www.dztecs.com\/money\/ways-to-keep-your-financial-data-safe\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0637\u0631\u0642 \u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629<\/a>.<\/p>\n<p><a href=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1.jpg\" target=\"_blank\" rel=\"noopener noreferrer\">\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB): \u0634\u0631\u062d \u0645\u0641\u0635\u0644 \u0644\u062f\u0648\u0631\u0647 \u0648\u0645\u0647\u0627\u0645\u0647<\/a><\/p>\n<h2>\u0645\u0627\u0630\u0627 \u064a\u0641\u0639\u0644 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u061f<\/h2>\n<p>\u062a\u0623\u0633\u0633 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0628\u0645\u0648\u062c\u0628 \u0642\u0627\u0646\u0648\u0646 \u062f\u0648\u062f-\u0641\u0631\u0627\u0646\u0643 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\u0627\u0644\u0645\u0648\u062d\u062f\u0629.<\/p>\n<p>\u0648\u062a\u0634\u0645\u0644 \u0623\u0628\u0631\u0632 \u0645\u0647\u0627\u0645 CFPB:<\/p>\n<ul>\n<li>\u0648\u0636\u0639 \u0642\u0648\u0627\u0639\u062f \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n<li>\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n<li>\u062a\u0637\u0628\u064a\u0642 \u0642\u0648\u0627\u0646\u064a\u0646 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643.<\/li>\n<li>\u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0634\u0643\u0627\u0648\u0649 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646.<\/li>\n<li>\u062a\u0648\u0639\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0628\u062d\u0642\u0648\u0642\u0647\u0645 \u0648\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n<\/ul>\n<p>\u0643\u0645\u0627 \u062a\u0648\u0644\u0649 \u0627\u0644\u0645\u0643\u062a\u0628 \u0628\u0639\u0636 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u0643\u0627\u0646\u062a \u0645\u0648\u0632\u0639\u0629 \u0633\u0627\u0628\u0642\u064b\u0627 \u0628\u064a\u0646 \u0639\u062f\u0629 \u062c\u0647\u0627\u062a \u0648\u0645\u0643\u0627\u062a\u0628 \u062d\u0643\u0648\u0645\u064a\u0629.<\/p>\n<h3>\u0643\u064a\u0641 \u062a\u063a\u064a\u0631 \u062f\u0648\u0631 CFPB \u0641\u064a 2025\u061f<\/h3>\n<p>\u0641\u064a \u0638\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062d\u0627\u0644\u064a\u0629\u060c \u062a\u063a\u064a\u0631\u062a \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0645\u0643\u062a\u0628 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0630\u0643\u0631\u0629 \u0645\u0648\u062c\u0647\u0629 \u0625\u0644\u0649 \u0645\u0648\u0638\u0641\u064a CFPB \u0641\u064a 16 \u0623\u0628\u0631\u064a\u0644 \u062a\u062d\u062f\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0648\u0643\u0627\u0644\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0625\u0646\u0641\u0627\u0630 \u0648\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0644\u0639\u0627\u0645 2025.<\/p>\n<p>\u0648\u0628\u062d\u0633\u0628 \u0627\u0644\u0645\u0630\u0643\u0631\u0629\u060c \u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u0648\u062c\u0647\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629:<\/p>\n<ul>\n<li>\u0627\u0644\u0627\u0628\u062a\u0639\u0627\u062f \u0639\u0646 \u0628\u0639\u0636 \u0627\u0644\u0642\u0636\u0627\u064a\u0627 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\u0628\u064a\u0631\u0645\u0627\u0646 \u062c\u0627\u0643\u0633\u0648\u0646 \u0633\u064a\u0645\u0646\u0639 \u0642\u0627\u062f\u0629 CFPB \u0645\u0646:<\/p>\n<ul>\n<li>\u062d\u0630\u0641 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648 \u0627\u0644\u0633\u062c\u0644\u0627\u062a.<\/li>\n<li>\u0625\u0646\u0647\u0627\u0621 \u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646.<\/li>\n<li>\u062a\u0646\u0641\u064a\u0630 \u0623\u0645\u0631 \u0648\u0642\u0641 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0635\u0627\u062f\u0631 \u0641\u064a \u0641\u0628\u0631\u0627\u064a\u0631.<\/li>\n<\/ul>\n<p>\u0643\u0645\u0627 \u0643\u0627\u0646 \u0633\u064a\u064f\u0644\u0632\u0645 \u0627\u0644\u0645\u0643\u062a\u0628 \u0628\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0641\u064f\u0635\u0644\u0648\u0627 \u0628\u0639\u062f 10 \u0641\u0628\u0631\u0627\u064a\u0631\u060c \u0648\u0627\u0644\u0633\u0645\u0627\u062d 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\u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0645\u062d\u0643\u0645\u0629 \u0644\u0644\u0623\u0645\u0631 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u060c \u0627\u0633\u062a\u0623\u0646\u0641 CFPB \u0628\u0639\u0636 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u064a \u0641\u0631\u0636\u0647\u0627 \u0627\u0644\u0643\u0648\u0646\u063a\u0631\u0633\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0628\u0631\u0646\u0627\u0645\u062c \u0634\u0643\u0627\u0648\u0649 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646.<\/p>\n<p>\u0648\u0641\u064a 15 \u0645\u0627\u0631\u0633\u060c \u0630\u0643\u0631\u062a \u0635\u062d\u064a\u0641\u0629 The New York Times \u0623\u0646 \u0641\u0631\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0643\u062a\u0628 \u0643\u0627\u0646 \u064a\u0639\u0645\u0644 \u0639\u0644\u0649 \u0645\u0639\u0627\u0644\u062c\u0629 \u062a\u0631\u0627\u0643\u0645 \u0628\u0644\u063a \u0646\u062d\u0648 16 \u0623\u0644\u0641 \u0634\u0643\u0648\u0649.<\/p>\n<h2>CFPB \u064a\u062a\u0631\u0627\u062c\u0639 \u0639\u0646 \u0628\u0639\u0636 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0630<\/h2>\n<p>\u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0646\u0641\u0633\u0647\u060c \u062a\u0631\u0627\u062c\u0639\u062a \u0625\u062f\u0627\u0631\u0629 \u062a\u0631\u0627\u0645\u0628 \u0639\u0646 \u0628\u0639\u0636 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u064a \u0628\u062f\u0623\u0647\u0627 \u0627\u0644\u0645\u0643\u062a\u0628 \u0641\u064a \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0633\u0627\u0628\u0642\u0629.<\/p>\n<p>\u0641\u0642\u062f \u0623\u0633\u0642\u0637 CFPB \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 10 \u062f\u0639\u0627\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u0636\u062f \u0634\u0631\u0643\u0627\u062a \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629\u060c \u0648\u0631\u064f\u0641\u0636\u062a \u0647\u0630\u0647 \u0627\u0644\u0642\u0636\u0627\u064a\u0627 &#8220;\u0645\u0639 \u0639\u062f\u0645 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0625\u0639\u0627\u062f\u0629 \u0631\u0641\u0639\u0647\u0627&#8221; (with prejudice)\u060c \u0645\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0645\u0643\u062a\u0628 \u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u062d\u0642\u0647 \u0641\u064a \u0625\u0639\u0627\u062f\u0629 \u0645\u0642\u0627\u0636\u0627\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0628\u0634\u0623\u0646 \u0627\u0644\u0627\u062f\u0639\u0627\u0621\u0627\u062a \u0646\u0641\u0633\u0647\u0627.<\/p>\n<p>\u0648\u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u0642\u0636\u0627\u064a\u0627 \u0627\u0644\u062a\u064a \u062a\u0645 \u0625\u0633\u0642\u0627\u0637\u0647\u0627:<\/p>\n<ul>\n<li>\u0627\u062f\u0639\u0627\u0621\u0627\u062a \u0628\u0623\u0646 \u0645\u0634\u063a\u0644 Zelle \u0648\u0645\u0627\u0644\u0643\u064a\u0647 \u0627\u0644\u062b\u0644\u0627\u062b\u0629\u060c Bank of America \u0648JPMorgan Chase \u0648Wells Fargo\u060c \u0641\u0634\u0644\u0648\u0627 \u0641\u064a \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u062e\u0633\u0627\u0626\u0631 \u0628\u0642\u064a\u0645\u0629 870 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0644\u0644\u0639\u0645\u0644\u0627\u0621.<\/li>\n<li>\u0627\u062f\u0639\u0627\u0621\u0627\u062a \u0628\u0623\u0646 Capital One \u0627\u062d\u062a\u0627\u0644\u062a \u0639\u0644\u0649 \u0645\u0644\u0627\u064a\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0648\u062d\u0631\u0645\u062a\u0647\u0645 \u0645\u0646 \u0646\u062d\u0648 \u0645\u0644\u064a\u0627\u0631\u064a \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0639\u0628\u0631 \u0625\u062e\u0641\u0627\u0621 \u0641\u0631\u0635\u0629 \u0623\u0645\u0627\u0645 \u0623\u0635\u062d\u0627\u0628 \u062d\u0633\u0627\u0628\u0627\u062a 360 Savings \u0644\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u062a\u0648\u0641\u064a\u0631 \u062c\u062f\u064a\u062f \u0628\u0627\u0633\u0645 \u0645\u0634\u0627\u0628\u0647 \u0648\u0628\u0633\u0639\u0631 \u0641\u0627\u0626\u062f\u0629 \u0623\u0639\u0644\u0649.<\/li>\n<li>\u0627\u062f\u0639\u0627\u0621\u0627\u062a \u0628\u0623\u0646 Pennsylvania Higher Education Assistance Agency\u060c \u0648\u0647\u064a \u062c\u0647\u0629 \u0644\u062e\u062f\u0645\u0629 \u0642\u0631\u0648\u0636 \u0627\u0644\u0637\u0644\u0627\u0628\u060c \u0642\u0627\u0645\u062a \u0628\u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0648\u0646 \u0637\u0644\u0627\u0628\u064a\u0629 \u0623\u064f\u0639\u0641\u064a\u062a \u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0625\u0641\u0644\u0627\u0633 \u0628\u0634\u0643\u0644 \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u060c \u0648\u0623\u0631\u0633\u0644\u062a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0629 \u0639\u0646 \u0627\u0644\u0645\u0642\u062a\u0631\u0636\u064a\u0646 \u0625\u0644\u0649 \u0648\u0643\u0627\u0644\u0627\u062a \u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646.<\/li>\n<li>\u0627\u062f\u0639\u0627\u0621\u0627\u062a \u0628\u0623\u0646 Rocket Homes \u0642\u062f\u0645\u062a \u0639\u0645\u0648\u0644\u0627\u062a \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 (kickbacks) \u0625\u0644\u0649 \u0648\u0633\u0637\u0627\u0621 \u0648\u0648\u0643\u0644\u0627\u0621 \u0631\u0647\u0646 \u0639\u0642\u0627\u0631\u064a \u0623\u062d\u0627\u0644\u0648\u0627 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0625\u0644\u0649 Rocket Mortgage.<\/li>\n<li>\u0627\u062f\u0639\u0627\u0621\u0627\u062a \u0628\u0623\u0646 Vanderbilt Mortgage &amp; <a title=\"4 \u0646\u0635\u0627\u0626\u062d \u0644\u0625\u0637\u0644\u0627\u0642 \u0639\u0645\u0644 \u062c\u0627\u0646\u0628\u064a: \u0644\u0627 \u064a\u0648\u062c\u062f \u0639\u0645\u0631 \u0645\u062a\u0623\u062e\u0631 \u0644\u0644\u0627\u0646\u0637\u0644\u0627\u0642\" href=\"https:\/\/www.dztecs.com\/money\/4-tips-for-launching-a-side-hustle-at-any-age\/\" target=\"_blank\" rel=\"noopener noreferrer\">Finance<\/a> \u0644\u0645 \u062a\u0642\u064a\u0651\u0645 \u0628\u0635\u0648\u0631\u0629 \u0635\u062d\u064a\u062d\u0629 \u0642\u062f\u0631\u0629 \u0645\u0634\u062a\u0631\u064a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0627\u0644\u0645\u0635\u0646\u0639\u0629 \u0639\u0644\u0649 \u0633\u062f\u0627\u062f \u0627\u0644\u0642\u0631\u0648\u0636.<\/li>\n<li>\u0627\u062f\u0639\u0627\u0621\u0627\u062a \u0628\u0623\u0646 TransUnion\u060c \u0625\u062d\u062f\u0649 \u0623\u0643\u0628\u0631 \u062b\u0644\u0627\u062b \u0648\u0643\u0627\u0644\u0627\u062a \u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0648\u0645\u062f\u064a\u0631\u0647\u0627 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0627\u0644\u0633\u0627\u0628\u0642 John Danaher\u060c \u0627\u0646\u062a\u0647\u0643\u0627 \u0625\u062c\u0631\u0627\u0621 \u0625\u0646\u0641\u0627\u0630 \u0635\u062f\u0631 \u0639\u0627\u0645 2017 \u0639\u0628\u0631 \u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 &#8220;\u0627\u0644\u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0645\u0638\u0644\u0645\u0629&#8221; \u0627\u0644\u0631\u0642\u0645\u064a\u0629 (digital dark patterns)\u060c \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062f\u0641\u0639 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0625\u0644\u0649 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0634\u0631\u0627\u0621 \u0645\u0646\u062a\u062c\u0627\u062a \u0639\u0646 \u063a\u064a\u0631 \u0642\u0635\u062f.<\/li>\n<\/ul>\n<h3>\u062a\u0637\u0648\u0631\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0641\u064a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0630<\/h3>\n<p>\u0641\u064a 1 \u064a\u0648\u0644\u064a\u0648\u060c \u062a\u062d\u0631\u0643 CFPB \u0644\u0644\u0627\u0646\u0633\u062d\u0627\u0628 \u0645\u0646 \u062a\u0633\u0648\u064a\u0629 \u0628\u0642\u064a\u0645\u0629 95 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u062a\u0645 \u0627\u0644\u062a\u0648\u0635\u0644 \u0625\u0644\u064a\u0647\u0627 \u0639\u0627\u0645 2024 \u0645\u0639 Navy Federal Credit Union \u0628\u0634\u0623\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062d\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0643\u0634\u0648\u0641.<\/p>\n<p>\u0648\u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0623\u0635\u0644\u064a\u0629\u060c \u0643\u0627\u0646 \u0645\u0646 \u0627\u0644\u0645\u0641\u062a\u0631\u0636 \u0623\u0646 \u064a\u0639\u064a\u062f \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a 80 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0625\u0644\u0649 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0645\u062a\u0636\u0631\u0631\u064a\u0646 \u0645\u0646 \u0623\u0641\u0631\u0627\u062f \u0627\u0644\u062e\u062f\u0645\u0629\u060c \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062f\u0641\u0639 \u063a\u0631\u0627\u0645\u0629 \u0642\u062f\u0631\u0647\u0627 15 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631.<\/p>\n<p>\u0648\u0641\u064a \u0642\u0636\u064a\u0629 \u0623\u062e\u0631\u0649\u060c \u064a\u0633\u0639\u0649 CFPB \u0625\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u063a\u0631\u0627\u0645\u0629 \u0642\u062f\u0631\u0647\u0627 105 \u0622\u0644\u0627\u0641 \u062f\u0648\u0644\u0627\u0631 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 Townstone Financial\u060c \u0643\u0627\u0646\u062a \u0642\u062f \u062f\u0641\u0639\u062a\u0647\u0627 \u0634\u0631\u0643\u0629 \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0646\u0648\u0641\u0645\u0628\u0631 2024 \u0644\u062a\u0633\u0648\u064a\u0629 \u062f\u0639\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u062a\u062a\u0639\u0644\u0642 \u0628\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u062a\u0645\u064a\u064a\u0632\u064a\u0629 \u0645\u0632\u0639\u0648\u0645\u0629.<\/p>\n<p>\u0648\u0641\u064a \u0648\u062b\u064a\u0642\u0629 \u0642\u0636\u0627\u0626\u064a\u0629 \u0642\u064f\u062f\u0645\u062a \u0628\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 Townstone \u0641\u064a 26 \u0645\u0627\u0631\u0633\u060c \u0642\u0627\u0644 CFPB \u0625\u0646 \u0627\u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0635\u0644\u064a \u0644\u0645 \u064a\u0643\u0646 \u0645\u0628\u0631\u0631\u064b\u0627\u060c \u0648\u0625\u0646 \u0627\u0644\u062f\u0639\u0648\u0649 \u0627\u0646\u062a\u0647\u0643\u062a \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0642\u0631\u0636 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u062a\u0639\u062f\u064a\u0644 \u0627\u0644\u0623\u0648\u0644\u060c \u0648\u0637\u0627\u0644\u0628 \u0627\u0644\u0645\u062d\u0643\u0645\u0629 \u0628\u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u062d\u0643\u0645 \u0648\u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u064a\u0646.<\/p>\n<p>\u0643\u0645\u0627 \u0623\u0648\u0642\u0641 \u0627\u0644\u0645\u0643\u062a\u0628 \u0639\u062f\u0629 \u062a\u062d\u0642\u064a\u0642\u0627\u062a \u0641\u064a \u0645\u062e\u0627\u0644\u0641\u0627\u062a \u0645\u0632\u0639\u0648\u0645\u0629 \u062a\u0648\u0631\u0637\u062a \u0641\u064a\u0647\u0627 \u0639\u0634\u0631\u0627\u062a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u0647\u064a \u062a\u062d\u0642\u064a\u0642\u0627\u062a \u0643\u0627\u0646 \u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0625\u0646\u0641\u0627\u0630\u060c \u0648\u0641\u0642\u064b\u0627 <a href=\"https:\/\/www.propublica.org\/article\/trump-cfpb-investigation-capital-one-rocket-meta-carvana-greenlight\" target=\"_blank\" rel=\"noopener noreferrer\">\u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u062c\u0631\u062a\u0647 ProPublica<\/a>.<\/p>\n<h2>\u0642\u0648\u0627\u0639\u062f CFPB \u0645\u062d\u0644 \u062c\u062f\u0644<\/h2>\n<p>\u0645\u0639 \u0627\u0646\u062a\u0642\u0627\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0625\u0644\u0649 \u0642\u064a\u0627\u062f\u0629 \u062c\u062f\u064a\u062f\u0629\u060c \u0623\u064f\u0648\u0642\u0641\u062a \u0642\u0648\u0627\u0639\u062f \u0623\u064f\u0646\u062c\u0632\u062a \u0641\u064a \u0639\u0647\u062f \u0627\u0644\u0625\u062f\u0627\u0631\u0629 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\u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629\u060c \u0648\u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649\u060c \u0648\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0648\u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646.<\/p>\n<p>\u0648\u0644\u0627 \u064a\u0642\u062a\u0635\u0631 \u062f\u0648\u0631 CFPB \u0639\u0644\u0649 \u0645\u062d\u0627\u0648\u0644\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0631\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0645\u0639\u0646\u064a\u0629\u060c \u0628\u0644 \u064a\u0633\u062a\u062e\u062f\u0645 \u0623\u064a\u0636\u064b\u0627 \u0634\u0643\u0627\u0648\u0649 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0644\u062a\u062d\u062f\u064a\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0645\u0628\u0627\u062f\u0631\u0627\u062a\u0647.<\/p>\n<p>\u0643\u0645\u0627 \u064a\u062d\u062a\u0641\u0638 \u0627\u0644\u0645\u0643\u062a\u0628 \u0628\u0640<a href=\"https:\/\/www.consumerfinance.gov\/data-research\/consumer-complaints\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0642\u0627\u0639\u062f\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0639\u0627\u0645\u0629 \u0644\u0644\u0634\u0643\u0627\u0648\u0649<\/a>\u060c \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0641\u064a \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0644\u0642\u0649 \u0623\u0643\u0628\u0631 \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0623\u0648 \u0627\u0644\u062a\u064a \u062a\u0631\u062a\u0628\u0637 \u0628\u0623\u0643\u0628\u0631 \u0642\u062f\u0631 \u0645\u0646 \u0627\u0644\u0645\u0634\u0643\u0644\u0627\u062a.<\/p>\n<p><strong><a href=\"https:\/\/www.consumerfinance.gov\/enforcement\/information-industry-whistleblowers\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0627\u062a<\/a>:<\/strong><br \/>\n\u064a\u0645\u0643\u0646 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u064a\u0639\u0645\u0644\u0648\u0646 \u062d\u0627\u0644\u064a\u064b\u0627 \u0623\u0648 \u0633\u0628\u0642 \u0644\u0647\u0645 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u064a\u0631\u063a\u0628\u0648\u0646 \u0641\u064a \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0633\u0648\u0621 \u0633\u0644\u0648\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0630\u0644\u0643.<\/p>\n<h2>\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643<\/h2>\n<p>\u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0634\u0643\u0627\u0648\u0649 \u0623\u0648 \u0627\u0644\u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0623\u0648 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0647\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0631\u0648\u0627\u0628\u0637 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647.<\/p>\n<p>\u0648\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0623\u0648 \u0644\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0648\u0643\u0627\u0644\u0629\u060c \u062a\u062a\u0648\u0641\u0631 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n<p><strong>\u0645\u0648\u0642\u0639 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643:<\/strong><br \/>\n<a href=\"http:\/\/consumerfinance.gov\" target=\"_blank\" rel=\"noopener noreferrer\">consumerfinance.gov<\/a><\/p>\n<p><strong>\u0645\u0643\u062a\u0628\u0629 Ask CFPB:<\/strong><br \/>\n\u064a\u0645\u0643\u0646 \u0644\u0645\u0643\u062a\u0628\u0629 <a href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/\" target=\"_blank\" rel=\"noopener noreferrer\">Ask CFPB<\/a> \u0627\u0644\u0625\u062c\u0627\u0628\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n<p><strong>\u0631\u0642\u0645 \u0627\u0644\u0647\u0627\u062a\u0641:<\/strong><br \/>\n855-411-2372<\/p>\n<p><strong>\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0628\u0631\u064a\u062f \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0634\u0643\u0627\u0648\u0649:<\/strong><\/p>\n<p>\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643<br \/>\nPO Box 27170<br \/>\nWashington, DC 20038<\/p>\n<p><strong>\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0628\u0631\u064a\u062f \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649:<\/strong><\/p>\n<p>\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643<br \/>\n1700 G St. NW<br \/>\nWashington, DC 20552<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>\u0627\u0643\u062a\u0634\u0641 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0648\u062f\u0648\u0631\u0647 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0641\u064a \u062d\u0645\u0627\u064a\u0629 \u062d\u0642\u0648\u0642\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u062a\u0639\u0631\u0651\u0641 \u0643\u064a\u0641 \u064a\u0639\u0645\u0644 \u0647\u0630\u0627 \u0627\u0644\u0643\u064a\u0627\u0646 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0644\u0636\u0645\u0627\u0646 \u0623\u0645\u0627\u0646\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u062d\u0642\u0648\u0642\u0643 \u0643\u0645\u0633\u062a\u0647\u0644\u0643.<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":4,"featured_media":17991,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[103],"tags":[160,161],"class_list":["post-17990","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money","tag-finance","tag-learn"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u064f\u0633\u062a\u0647\u0644\u0643 (CFPB): \u0634\u0631\u062d \u0645\u0641\u0635\u0644 \u0644\u062f\u0648\u0631\u0647 \u0648\u0645\u0647\u0627\u0645\u0647<\/title>\n<meta name=\"description\" content=\"\u0627\u0643\u062a\u0634\u0641 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0648\u062f\u0648\u0631\u0647 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0641\u064a \u062d\u0645\u0627\u064a\u0629 \u062d\u0642\u0648\u0642\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u062a\u0639\u0631\u0651\u0641 \u0643\u064a\u0641 \u064a\u0639\u0645\u0644 \u0647\u0630\u0627 \u0627\u0644\u0643\u064a\u0627\u0646 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0644\u0636\u0645\u0627\u0646 \u0623\u0645\u0627\u0646\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u062d\u0642\u0648\u0642\u0643 \u0643\u0645\u0633\u062a\u0647\u0644\u0643.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dztecs.com\/money\/what-is-cfpb\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u064f\u0633\u062a\u0647\u0644\u0643 (CFPB): \u0634\u0631\u062d \u0645\u0641\u0635\u0644 \u0644\u062f\u0648\u0631\u0647 \u0648\u0645\u0647\u0627\u0645\u0647\" \/>\n<meta property=\"og:description\" content=\"\u0627\u0643\u062a\u0634\u0641 \u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0633\u062a\u0647\u0644\u0643 (CFPB) \u0648\u062f\u0648\u0631\u0647 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0641\u064a \u062d\u0645\u0627\u064a\u0629 \u062d\u0642\u0648\u0642\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629. \u062a\u0639\u0631\u0651\u0641 \u0643\u064a\u0641 \u064a\u0639\u0645\u0644 \u0647\u0630\u0627 \u0627\u0644\u0643\u064a\u0627\u0646 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0644\u0636\u0645\u0627\u0646 \u0623\u0645\u0627\u0646\u0643 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u062d\u0642\u0648\u0642\u0643 \u0643\u0645\u0633\u062a\u0647\u0644\u0643.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.dztecs.com\/money\/what-is-cfpb\/\" \/>\n<meta property=\"og:site_name\" content=\"DzTecnium - Money\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-09T19:55:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-09T20:26:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2026\/09\/GettyImages-1282395437-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Zine Eddine Ali\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/what-is-cfpb\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/what-is-cfpb\\\/\"},\"author\":{\"name\":\"Zine Eddine Ali\",\"@id\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/#\\\/schema\\\/person\\\/66887ac85ee2b0b9a441cc66c7d7f8ad\"},\"headline\":\"\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u064f\u0633\u062a\u0647\u0644\u0643 (CFPB): \u0634\u0631\u062d \u0645\u0641\u0635\u0644 \u0644\u062f\u0648\u0631\u0647 \u0648\u0645\u0647\u0627\u0645\u0647\",\"datePublished\":\"2026-09-09T19:55:01+00:00\",\"dateModified\":\"2026-09-09T20:26:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/what-is-cfpb\\\/\"},\"wordCount\":116,\"publisher\":{\"@id\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/what-is-cfpb\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/wp-content\\\/uploads\\\/sites\\\/11\\\/2026\\\/09\\\/GettyImages-1282395437-1.jpg\",\"keywords\":[\"Finance\",\"Learn\"],\"articleSection\":[\"\u0627\u0644\u0645\u0627\u0644\"],\"inLanguage\":\"ar\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/what-is-cfpb\\\/\",\"url\":\"https:\\\/\\\/www.dztecs.com\\\/money\\\/what-is-cfpb\\\/\",\"name\":\"\u0645\u0643\u062a\u0628 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 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