{"id":7014,"date":"2025-02-06T06:53:01","date_gmt":"2025-02-06T06:53:01","guid":{"rendered":"https:\/\/www.dztecs.com\/money\/?p=7014"},"modified":"2025-04-11T22:27:00","modified_gmt":"2025-04-11T19:27:00","slug":"live-without-a-job","status":"publish","type":"post","link":"https:\/\/www.dztecs.com\/money\/live-without-a-job\/","title":{"rendered":"\u0643\u064a\u0641 \u062a\u0639\u064a\u0634 \u0628\u062f\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u0641\u064a 2025: \u0646\u0635\u0627\u0626\u062d \u0639\u0645\u0644\u064a\u0629 \u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0646\u0641\u0642\u0627\u062a","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<p>\u0625\u0644\u064a\u0643 \u0643\u064a\u0641 \u064a\u064f\u0645\u0643\u0646\u0643 \u0627\u0644\u0639\u064a\u0634 \u0628\u062f\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0627\u0644\u0627\u0632\u062f\u0647\u0627\u0631 \u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629.<\/p>\n<p><strong>\u0644\u0646\u0643\u0646 \u0648\u0627\u0642\u0639\u064a\u064a\u0646:<\/strong> \u0627\u0644\u062d\u064a\u0627\u0629 \u0628\u062f\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u0645\u0646 9 \u0625\u0644\u0649 5 \u0647\u064a \u062d\u0644\u0645 \u0644\u0644\u0643\u062b\u064a\u0631\u064a\u0646\u060c \u0644\u0643\u0646\u0647\u0627 \u0644\u064a\u0633\u062a \u0645\u062c\u0631\u062f \u0627\u0644\u0627\u0633\u062a\u0631\u062e\u0627\u0621 \u0641\u064a \u0628\u064a\u062c\u0627\u0645\u0627\u062a\u0643 \u0648\u0627\u062d\u062a\u0633\u0627\u0621 \u0627\u0644\u0644\u0627\u062a\u064a\u0647 \u0627\u0644\u0645\u062b\u0644\u062c.<\/p>\n<p>\u0641\u064a \u0639\u0627\u0645 2025\u060c \u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u062a\u0645\u0627\u0645\u064b\u0627 \u0627\u0644\u0639\u064a\u0634 \u0628\u062f\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u062f\u0641\u0639 \u0641\u0648\u0627\u062a\u064a\u0631\u0643 \u2014 \u0648\u0644\u0643\u0646\u0643 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0627\u0644\u0639\u0645\u0644 \u0628\u0630\u0643\u0627\u0621. \u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u0633\u0626\u0645\u062a \u0645\u0646 \u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0645\u0643\u0627\u062a\u0628 \u0623\u0648 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u0642\u0637 \u0641\u064a \u0639\u064a\u0634 \u0627\u0644\u062d\u064a\u0627\u0629 \u0628\u0634\u0631\u0648\u0637\u0643 \u0627\u0644\u062e\u0627\u0635\u0629\u060c \u0641\u0625\u0644\u064a\u0643 \u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0643 \u062a\u062d\u0642\u064a\u0642 \u0630\u0644\u0643 \u0628\u0646\u062c\u0627\u062d. \u0633\u0648\u0627\u0621\u064b \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 (Freelancing) \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0648 \u0631\u064a\u0627\u062f\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0633\u0646\u0633\u062a\u0639\u0631\u0636 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0641\u0639\u0651\u0627\u0644\u0629 \u0644\u0636\u0645\u0627\u0646 \u062f\u062e\u0644 \u0645\u0633\u062a\u062f\u0627\u0645.<\/p>\n<h3 class=\"wp-block-heading\"><span id=\"1_Build_Your_Income_Streams\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-9996\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/02\/1640164137720.jpg\" alt=\"\" width=\"1280\" height=\"720\" srcset=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/02\/1640164137720.jpg 1280w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/02\/1640164137720-300x169.jpg 300w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/02\/1640164137720-1024x576.jpg 1024w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/02\/1640164137720-768x432.jpg 768w, https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/02\/1640164137720-390x220.jpg 390w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/>1. \u0628\u0646\u0627\u0621 \u0645\u0635\u0627\u062f\u0631 \u062f\u062e\u0644\u0643<\/span><\/h3>\n<p>\u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0645\u0644\u062a\u0632\u0645\u064b\u0627 \u0628\u0648\u0638\u064a\u0641\u0629 \u0628\u062f\u0648\u0627\u0645 \u0643\u0627\u0645\u0644\u060c \u0641\u0633\u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0643\u0633\u0628 \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0645\u0635\u0627\u062f\u0631 \u0645\u062a\u0639\u062f\u062f\u0629. \u0641\u0643\u0651\u0631 \u0641\u064a \u0627\u0644\u0623\u0645\u0631 \u0643\u0628\u0646\u0627\u0621 \u0634\u0628\u0643\u0629 \u0623\u0645\u0627\u0646 \u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u062d\u0628\u0627\u0644 \u0645\u062e\u062a\u0644\u0641\u0629. \u0625\u0644\u064a\u0643 \u0628\u0639\u0636 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u0644\u0628\u062f\u0621:<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062c\u0627\u0646\u0628\u064a\u0629<\/strong>: \u062a\u062a\u064a\u062d \u0644\u0643 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/www.dztecs.com\/money\/best-food-delivery-jobs-apps\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"3165511\" data-lasso-name=\"DoorDash Dasher\">DoorDash<\/a> \u0648 Instacart \u0648 TaskRabbit \u0643\u0633\u0628 \u0627\u0644\u0645\u0627\u0644 \u0648\u0641\u0642\u064b\u0627 \u0644\u062c\u062f\u0648\u0644\u0643 \u0627\u0644\u0632\u0645\u0646\u064a \u0627\u0644\u062e\u0627\u0635. \u064a\u0645\u0643\u0646\u0643 \u062d\u062a\u0649 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0634\u064a\u0621 \u0645\u062a\u062e\u0635\u0635 \u0645\u062b\u0644 \u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u062d\u064a\u0648\u0627\u0646\u0627\u062a \u0627\u0644\u0623\u0644\u064a\u0641\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 <a href=\"https:\/\/www.dztecs.com\/money\/make-money-in-one-hour\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"3165512\" data-lasso-name=\"Rover\">Rover<\/a> \u0623\u0648 \u062a\u0623\u062c\u064a\u0631 \u0633\u064a\u0627\u0631\u062a\u0643 \u0639\u0644\u0649 Turo. \u0642\u062f \u0644\u0627 \u062a\u062c\u0639\u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u062b\u0631\u064a\u064b\u0627\u060c \u0644\u0643\u0646\u0647\u0627 <em>\u062a\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u062a\u062f\u0641\u0642 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/em>.<\/li>\n<li><strong>\u0628\u064a\u0639 \u0627\u0644\u0623\u0634\u064a\u0627\u0621 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u062d\u062a\u0627\u062c\u0647\u0627<\/strong>: \u064a\u064f\u0639\u062f \u0623\u0633\u0644\u0648\u0628 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0628\u0633\u064a\u0637 \u0627\u062a\u062c\u0627\u0647\u064b\u0627 \u0631\u0627\u0626\u062c\u064b\u0627 \u0641\u064a \u0639\u0627\u0645 2025\u060c \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 \u0627\u0644\u0628\u064a\u0639 \u0639\u0644\u0649 \u0645\u0646\u0635\u0627\u062a \u0645\u062b\u0644 Facebook Marketplace \u0623\u0648 eBay \u0641\u064a \u062a\u0646\u0638\u064a\u0645 \u0645\u0646\u0632\u0644\u0643 \u0648\u0632\u064a\u0627\u062f\u0629 \u062f\u062e\u0644\u0643. \u0627\u0646\u0638\u0631 \u062d\u0648\u0644\u0643: <em>\u0647\u0644 \u062a\u062d\u062a\u0627\u062c \u062d\u0642\u064b\u0627 \u0625\u0644\u0649 \u062c\u0647\u0627\u0632 \u0627\u0644\u0623\u0644\u0639\u0627\u0628 \u0627\u0644\u0642\u062f\u064a\u0645 \u0647\u0630\u0627 \u0623\u0648 \u062a\u0644\u0643 \u0627\u0644\u0645\u0644\u0627\u0628\u0633 \u0627\u0644\u062a\u064a \u0644\u0645 \u062a\u0631\u062a\u062f\u064a\u0647\u0627 \u0645\u0646\u0630 \u062b\u0644\u0627\u062b \u0633\u0646\u0648\u0627\u062a\u061f<\/em><\/li>\n<li><strong>\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0633\u0644\u0628\u064a<\/strong>: \u0627\u0634\u062a\u0631\u0643 \u0641\u064a \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/www.dztecs.com\/money\/free-gift-cards\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"3165513\" data-lasso-name=\"Nielsen\">Nielsen Mobile Panel<\/a> (\u0627\u0644\u0630\u064a \u064a\u062f\u0641\u0639 \u0644\u0643 \u0645\u0642\u0627\u0628\u0644 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a) \u0623\u0648 \u0642\u0645 \u0628\u062a\u0623\u062c\u064a\u0631 \u063a\u0631\u0641\u062a\u0643 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 Airbnb. \u0623\u0644\u064a\u0633 \u0644\u062f\u064a\u0643 \u063a\u0631\u0641\u0629 \u0625\u0636\u0627\u0641\u064a\u0629\u061f <em>\u0642\u0645 \u0628\u062a\u0623\u062c\u064a\u0631 \u0634\u0642\u062a\u0643 \u0645\u0624\u0642\u062a\u064b\u0627 \u0648\u0627\u0633\u062a\u062e\u062f\u0645 \u0623\u0631\u0627\u0626\u0643 \u0623\u0635\u062f\u0642\u0627\u0626\u0643 \u0644\u0644\u0646\u0648\u0645 \u0644\u0628\u0636\u0639\u0629 \u0623\u0633\u0627\u0628\u064a\u0639.<\/em><\/li>\n<li><strong>\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 \u0639\u0646 \u0628\u064f\u0639\u062f<\/strong>: \u062a\u064f\u0639\u062f \u0645\u0646\u0635\u0627\u062a \u0645\u062b\u0644 Upwork \u0648 Fiverr \u0643\u0646\u0632\u064b\u0627 \u062f\u0641\u064a\u0646\u064b\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0644\u062f\u064a\u0643 \u0645\u0647\u0627\u0631\u0627\u062a \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0633\u0648\u064a\u0642. \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0627\u0644\u0643\u062a\u0627\u0628\u0629 \u0623\u0648 \u0627\u0644\u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u062c\u0631\u0627\u0641\u064a\u0643\u064a \u0623\u0648 \u062d\u062a\u0649 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0635\u0648\u062a\u064a \u0625\u0644\u0649 \u062c\u0646\u064a \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062d\u0631\u064a\u062a\u0643.<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"lasso-image-no-lazy aligncenter\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/04\/nielsen-icon.webp\" alt=\"Nielsen\" width=\"500\" height=\"500\" \/><\/p>\n<ul>\n<li>\u0633\u062a\u062f\u0641\u0639 \u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0629 60 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0633\u0646\u0648\u064a\u064b\u0627 \u0644\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u062a\u0637\u0628\u064a\u0642\u0647\u0627 \u0639\u0644\u0649 \u062c\u0647\u0627\u0632 \u062a\u0635\u0641\u062d \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0627\u0644\u0645\u0641\u0636\u0644 \u0644\u062f\u064a\u0643<\/li>\n<li>\u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u062a\u0642\u062f\u0645 10,000 \u062f\u0648\u0644\u0627\u0631 \u0634\u0647\u0631\u064a\u064b\u0627<\/li>\n<li>\u0641\u0631\u0635\u0629 \u062d\u0642\u064a\u0642\u064a\u0629 \u0644\u0644\u062f\u062e\u0644 \u0627\u0644\u0633\u0644\u0628\u064a<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\"><span id=\"2_Slash_Your_Expenses\">2. \u062e\u0641\u0636 \u0646\u0641\u0642\u0627\u062a\u0643 \u0628\u0634\u0643\u0644 \u062c\u0630\u0631\u064a<\/span><\/h3>\n<p>\u0625\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 \u064a\u062a\u0637\u0644\u0628 \u0645\u0646\u0643 \u0625\u062a\u0642\u0627\u0646 \u0641\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0641\u064a \u0627\u0644\u0625\u0646\u0641\u0627\u0642. \u0644\u0643\u0646 \u062e\u0641\u0636 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0644\u0627 \u064a\u0639\u0646\u064a \u0628\u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0627\u0644\u062a\u0642\u0634\u0641\u060c \u0628\u0644 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0648\u0627\u0639\u064a \u0648\u0627\u0644\u0645\u062f\u0631\u0648\u0633.<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0628\u062d\u062b \u0639\u0646 \u0633\u0643\u0646 \u0628\u062a\u0643\u0644\u0641\u0629 \u0645\u0639\u0642\u0648\u0644\u0629<\/strong>: \u0641\u0643\u0631 \u0641\u064a \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0643\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0623\u0648 \u062a\u0642\u0627\u0633\u0645 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0645\u0639 \u0632\u0645\u0644\u0627\u0621 \u0627\u0644\u0633\u0643\u0646\u060c \u0623\u0648 \u062d\u062a\u0649 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0625\u0644\u0649 \u0645\u062f\u064a\u0646\u0629 \u0623\u0635\u063a\u0631 \u0628\u062a\u0643\u0627\u0644\u064a\u0641 \u0645\u0639\u064a\u0634\u0629 \u0623\u0642\u0644. \u064a\u064f\u0639\u062f &#8220;\u062a\u0623\u062c\u064a\u0631 \u062c\u0632\u0621 \u0645\u0646 \u0645\u0646\u0632\u0644\u0643&#8221; \u062e\u064a\u0627\u0631\u064b\u0627 \u0631\u0627\u0626\u0639\u064b\u0627 \u0622\u062e\u0631 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644.<\/li>\n<li><strong>\u0627\u0637\u0628\u062e \u0637\u0639\u0627\u0645\u0643 \u0641\u064a \u0627\u0644\u0645\u0646\u0632\u0644<\/strong>: \u064a\u064f\u0639\u062f \u062a\u0646\u0627\u0648\u0644 \u0627\u0644\u0637\u0639\u0627\u0645 \u0641\u064a \u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0627\u0633\u062a\u0646\u0632\u0627\u0641\u064b\u0627 \u0644\u0644\u0645\u0627\u0644. \u0642\u0645 \u0628\u062a\u062e\u0632\u064a\u0646 \u0627\u0644\u0628\u0642\u0627\u0644\u0629 \u0648\u062a\u0639\u0644\u0645 \u0628\u0639\u0636 \u0627\u0644\u0648\u0635\u0641\u0627\u062a \u0627\u0644\u0628\u0633\u064a\u0637\u0629. \u0646\u0635\u064a\u062d\u0629 \u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0629: <em>\u0627\u0637\u0628\u062e \u0648\u062c\u0628\u0627\u062a\u0643 \u0628\u0643\u0645\u064a\u0627\u062a \u0643\u0628\u064a\u0631\u0629 \u064a\u0648\u0645 \u0627\u0644\u0623\u062d\u062f \u0648\u0627\u0633\u062a\u0645\u062a\u0639 \u0628\u0648\u062c\u0628\u0627\u062a \u0644\u0630\u064a\u0630\u0629 \u0637\u0648\u0627\u0644 \u0627\u0644\u0623\u0633\u0628\u0648\u0639<\/em>.<\/li>\n<li><strong>\u0623\u0644\u063a\u0650 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629<\/strong>: \u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u062a\u0633\u062a\u062e\u062f\u0645 Netflix \u0628\u0643\u062b\u0631\u0629\u060c \u0641\u062a\u062e\u0644\u0651\u064e \u0639\u0646\u0647. \u0648\u064a\u0646\u0637\u0628\u0642 \u0627\u0644\u0623\u0645\u0631 \u0646\u0641\u0633\u0647 \u0639\u0644\u0649 \u0639\u0636\u0648\u064a\u0629 \u0627\u0644\u0635\u0627\u0644\u0629 \u0627\u0644\u0631\u064a\u0627\u0636\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0645 \u062a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0645\u0646\u0630 \u064a\u0646\u0627\u064a\u0631. \u062a\u0648\u062c\u062f \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u062a\u0645\u0627\u0631\u064a\u0646 \u0631\u064a\u0627\u0636\u064a\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 \u0644\u0633\u0628\u0628 \u0648\u062c\u064a\u0647. \u064a\u0645\u0643\u0646\u0643 \u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/www.beermoney.co\/rocketmoney\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"3165514\" data-lasso-name=\"Rocket Money\">Rocket Money<\/a> \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 \u0628\u0630\u0644\u0643 \u0646\u064a\u0627\u0628\u0629\u064b \u0639\u0646\u0643.<\/li>\n<li><strong>\u0627\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0637\u0627\u0642\u0629 \u0627\u0644\u0634\u0645\u0633\u064a\u0629 \u0623\u0648 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u0648\u0641\u0631\u0629 \u0644\u0644\u0637\u0627\u0642\u0629<\/strong>: \u0642\u062f \u062a\u0643\u0648\u0646 \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u064f\u0631\u0647\u0642\u0629. \u0642\u062f \u064a\u0628\u062f\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u0648\u0641\u0631\u0629 \u0644\u0644\u0637\u0627\u0642\u0629 \u0623\u0648 \u0627\u0644\u0623\u0644\u0648\u0627\u062d \u0627\u0644\u0634\u0645\u0633\u064a\u0629 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629 \u0645\u0643\u0644\u0641\u064b\u0627 \u0641\u064a \u0627\u0644\u0628\u062f\u0627\u064a\u0629\u060c \u0648\u0644\u0643\u0646\u0647 <em>\u064a\u0648\u0641\u0631 \u0644\u0643 \u0627\u0644\u0643\u062b\u064a\u0631<\/em> \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"lasso-image-no-lazy aligncenter\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/2025\/02\/rocket-money-logo.webp\" alt=\"Rocket Money\" width=\"500\" height=\"500\" \/><\/p>\n<ul>\n<li>\u064a\u0633\u0627\u0639\u062f \u0639\u0644\u0649 \u062e\u0641\u0636 \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u0647\u0627\u062a\u0641 \u0648\u0627\u0644\u0643\u0627\u0628\u0644 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627<\/li>\n<li>\u064a\u062b\u0642 \u0628\u0647 <strong>\u0623\u0643\u062b\u0631 \u0645\u0646 5 \u0645\u0644\u0627\u064a\u064a\u0646 \u0645\u0633\u062a\u062e\u062f\u0645<\/strong> \u0644\u062e\u0641\u0636 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0634\u0647\u0631\u064a\u0629<\/li>\n<li>\u064a\u062a\u0635\u0644 \u0628\u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u062e\u0635\u0648\u0645\u0627\u062a \u0648\u062a\u0648\u0641\u064a\u0631 \u0645\u062e\u0641\u064a<\/li>\n<li>\u064a\u0648\u0641\u0631 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u062a\u0648\u0633\u0637 300 \u062f\u0648\u0644\u0627\u0631 \u0633\u0646\u0648\u064a\u064b\u0627<\/li>\n<li>\u0644\u0627 \u064a\u0641\u0631\u0636 \u0623\u064a \u0631\u0633\u0648\u0645 \u0645\u0642\u062f\u0645\u0629 &#8211; \u0623\u0646\u062a \u062a\u062f\u0641\u0639 \u0641\u0642\u0637 \u0625\u0630\u0627 \u0648\u0641\u0631 \u0644\u0643 \u0627\u0644\u0645\u0627\u0644 (40% \u0645\u0646 \u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a)<\/li>\n<li>\u064a\u062a\u062a\u0628\u0639 \u0648\u064a\u0644\u063a\u064a \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u062f\u0648\u0646 \u0639\u0646\u0627\u0621<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\"><span id=\"3_Stay_Resourceful\">3. \u0627\u0628\u0642\u064e \u0648\u0627\u0633\u0639 \u0627\u0644\u062d\u064a\u0644\u0629<\/span><\/h3>\n<p>\u0646\u0639\u064a\u0634 \u0641\u064a \u0639\u0635\u0631 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0648\u0643\u062b\u0631\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f\u060c \u0644\u0630\u0627 \u0641\u0643\u0651\u0631 \u062e\u0627\u0631\u062c \u0627\u0644\u0635\u0646\u062f\u0648\u0642. \u0625\u0646 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u0641 \u0647\u064a \u0623\u0641\u0636\u0644 \u0633\u0644\u0627\u062d \u0644\u062f\u064a\u0643.<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0645\u0642\u0627\u064a\u0636\u0629 \u0648\u0627\u0644\u062a\u0628\u0627\u062f\u0644<\/strong>: \u0647\u0644 \u0644\u062f\u064a\u0643 \u0645\u0647\u0627\u0631\u0627\u062a\u061f \u0627\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c\u0647\u0627. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0627\u0639\u0631\u0636 \u0645\u062c\u0627\u0644\u0633\u0629 \u0623\u0637\u0641\u0627\u0644 \u0644\u0645\u0627\u0644\u0643 \u0627\u0644\u0639\u0642\u0627\u0631 \u0645\u0642\u0627\u0628\u0644 \u062e\u0635\u0645 \u0639\u0644\u0649 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0645 \u0645\u0647\u0627\u0631\u0627\u062a\u0643 \u0641\u064a \u0627\u0644\u062a\u0635\u0645\u064a\u0645 \u0627\u0644\u062c\u0631\u0627\u0641\u064a\u0643\u064a \u0645\u0642\u0627\u0628\u0644 \u0642\u0635\u0629 \u0634\u0639\u0631. <em>\u0644\u0645 \u062a\u0646\u062a\u0647\u0650 \u0627\u0644\u0645\u0642\u0627\u064a\u0636\u0629\u061b \u0628\u0644 \u0623\u0635\u0628\u062d\u062a \u0623\u0643\u062b\u0631 \u0631\u0648\u0639\u0629 \u0627\u0644\u0622\u0646.<\/em><\/li>\n<li><strong>\u0627\u0633\u062a\u0641\u062f \u0645\u0646 \u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0645\u062c\u062a\u0645\u0639<\/strong>: \u064a\u0645\u0643\u0646 \u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0637\u0639\u0627\u0645\u060c \u0648\u0645\u0628\u0627\u062f\u0644\u0629 \u0627\u0644\u0645\u0644\u0627\u0628\u0633\u060c \u0648\u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u062f\u0648\u064a\u0631 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643. \u0644\u0627 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u0625\u0641\u0644\u0627\u0633\u061b \u0628\u0644 \u0628\u0627\u0644\u0630\u0643\u0627\u0621. \u0627\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u062c\u0645\u0639\u064a\u0627\u062a \u0627\u0644\u062e\u064a\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0627\u0644\u062f\u0639\u0645.<\/li>\n<li><strong>\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0627\u0644\u0622\u062e\u0631\u064a\u0646<\/strong>: \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u062d\u064a\u0627\u0646\u060c \u064a\u0633\u0627\u0639\u062f \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0623\u0634\u062e\u0627\u0635 \u0645\u062a\u0634\u0627\u0628\u0647\u064a\u0646 \u0641\u064a \u0627\u0644\u062a\u0641\u0643\u064a\u0631. \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0641\u064a \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0623\u0648 \u0628\u0646\u0627\u0621 \u0645\u0634\u0631\u0648\u0639 \u062a\u062c\u0627\u0631\u064a \u0645\u0639\u064b\u0627\u060c \u064a\u0645\u0643\u0646 \u0644\u0644\u062a\u0639\u0627\u0648\u0646 \u0623\u0646 \u064a\u062c\u0639\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0623\u0633\u0647\u0644 \u0628\u0643\u062b\u064a\u0631. \u0641\u0643\u0651\u0631 \u0641\u064a \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0648\u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u062e\u0628\u0631\u0627\u062a.<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\"><span id=\"4_Make_Saving_a_Priority\">4. \u062c\u0639\u0644 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0623\u0648\u0644\u0648\u064a\u0629<\/span><\/h3>\n<p>\u0628\u062f\u0648\u0646 \u0631\u0627\u062a\u0628 \u062b\u0627\u0628\u062a\u060c \u064a\u0635\u0628\u062d \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0623\u0643\u062b\u0631 \u0623\u0647\u0645\u064a\u0629. \u0648\u0644\u0643\u0646 \u0625\u0644\u064a\u0643 \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0645\u0647\u0645: \u0639\u0644\u064a\u0643 \u0623\u0646 \u062a\u062c\u0639\u0644\u0647 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627.<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629<\/strong>: \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/www.dztecs.com\/money\/budgeting-journal-ideas\/\" target=\"_blank\" rel=\"sponsored nofollow noopener\" data-lasso-id=\"3165516\">Empower<\/a> \u0623\u0648 <a href=\"https:\/\/www.dztecs.com\/money\/personal-budgeting-methods\/\" target=\"_blank\" rel=\"sponsored nofollow noopener\" data-lasso-id=\"3165517\">YNAB (You Need a Budget)<\/a> \u064a\u0645\u0643\u0646\u0647\u0627 \u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0641\u064a \u062a\u062a\u0628\u0639 \u0646\u0641\u0642\u0627\u062a\u0643 \u0648\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646\u0643 \u0644\u0627 \u062a\u064f\u0646\u0641\u0642 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u0644\u0627\u0632\u0645. \u0641\u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u062a\u064f\u0633\u0647\u0644 \u0639\u0644\u064a\u0643 \u0639\u0645\u0644\u064a\u0629 \u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0648\u062a\u062d\u062f\u064a\u062f \u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n<li><strong>\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0623\u0648\u0644\u0627\u064b<\/strong>: \u0627\u062c\u0645\u0639 \u0645\u0627 \u0644\u0627 \u064a\u0642\u0644 \u0639\u0646 \u062b\u0644\u0627\u062b\u0629 \u0623\u0634\u0647\u0631 \u0645\u0646 \u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u0639\u064a\u0634\u0629. \u0633\u062a\u0646\u0627\u0645 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644 \u0645\u0639 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646 \u0644\u062f\u064a\u0643 \u0627\u062d\u062a\u064a\u0627\u0637\u064a\u064b\u0627 \u0625\u0630\u0627 \u0633\u0627\u0621\u062a \u0627\u0644\u0623\u0645\u0648\u0631. \u0647\u0630\u0627 \u064a\u064f\u0639\u062a\u0628\u0631 \u062d\u0645\u0627\u064a\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0648\u0627\u0631\u0626.<\/li>\n<li><strong>\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0628\u062d\u0643\u0645\u0629<\/strong>: \u0627\u0633\u062a\u062e\u062f\u0645 \u0645\u0646\u0635\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/www.dztecs.com\/money\/invest-and-make-money-daily\/\" target=\"_blank\" rel=\"nofollow sponsored noopener\" data-lasso-id=\"3165518\" data-lasso-name=\"Acorns\">Acorns<\/a> \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0641\u0643\u0629. \u0625\u0646\u0647\u0627 \u0637\u0631\u064a\u0642\u0629 \u0628\u0633\u064a\u0637\u0629 \u0648\u0645\u062a\u0633\u0642\u0629 \u0648\u0644\u0646 \u062a\u0634\u0639\u0631 \u0648\u0643\u0623\u0646\u0647\u0627 \u062a\u0636\u062d\u064a\u0629 \u0643\u0628\u064a\u0631\u0629. \u0641\u0647\u064a \u062a\u064f\u0645\u0643\u0651\u0646\u0643 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0628\u0623\u0642\u0644 \u0627\u0644\u0645\u0628\u0627\u0644\u063a.<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"lasso-image-no-lazy aligncenter\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/04\/acorns-logo-large.webp\" alt=\"Acorns\" width=\"500\" height=\"500\" \/><\/p>\n<ul>\n<li>\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0628\u062f\u0648\u0646 \u062c\u0647\u062f: \u064a\u0642\u0648\u0645 Acorns \u0628\u062a\u062c\u0645\u064a\u0639 \u0641\u0643\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0648\u064a\u0633\u062a\u062b\u0645\u0631\u0647\u0627 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 &#8211; \u0644\u0627 \u064a\u062a\u0637\u0644\u0628 \u0623\u064a \u0639\u0645\u0644 \u0625\u0636\u0627\u0641\u064a.<\/li>\n<li>\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0646\u0645\u0648 \u0643\u0628\u064a\u0631\u0629: \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0646\u0645\u0648 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 100 \u062f\u0648\u0644\u0627\u0631 \u0634\u0647\u0631\u064a\u064b\u0627 \u0625\u0644\u0649 \u0623\u0643\u062b\u0631 \u0645\u0646 180,000 \u062f\u0648\u0644\u0627\u0631 \u0641\u064a 30 \u0639\u0627\u0645\u064b\u0627 \u0628\u0639\u0627\u0626\u062f 9\u066a. \u0648\u0647\u0630\u0627 \u064a\u064f\u0638\u0647\u0631 \u0642\u0648\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0631\u0643\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/li>\n<li>\u0623\u0645\u0648\u0627\u0644 \u0645\u062c\u0627\u0646\u064a\u0629: \u0627\u0634\u062a\u0631\u0643\u060c \u0648\u0645\u0648\u0651\u0644 \u062d\u0633\u0627\u0628\u0643 \u0628\u0645\u0628\u0644\u063a 5 \u062f\u0648\u0644\u0627\u0631\u0627\u062a\u060c \u0648\u0642\u0645 \u0628\u0625\u0639\u062f\u0627\u062f \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0645\u062a\u0643\u0631\u0631\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0643\u0627\u0641\u0623\u0629 \u0642\u062f\u0631\u0647\u0627 20 \u062f\u0648\u0644\u0627\u0631\u064b\u0627.<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\"><span id=\"5_Keep_Your_Mindset_Right\">5. \u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u0639\u0642\u0644\u064a\u0629 \u0625\u064a\u062c\u0627\u0628\u064a\u0629<\/span><\/h3>\n<p>\u0642\u062f \u062a\u0634\u0639\u0631 \u0628\u0623\u0646 \u0627\u0644\u0639\u064a\u0634 \u0628\u062f\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u0623\u0634\u0628\u0647 \u0628\u0631\u062d\u0644\u0629 \u0639\u0644\u0649 \u0645\u062a\u0646 \u0642\u0637\u0627\u0631 \u0627\u0644\u0645\u0644\u0627\u0647\u064a. \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u064a\u0627\u0645\u060c \u0633\u062a\u0634\u0639\u0631 \u0628\u0623\u0646\u0643 \u0644\u0627 \u064a\u064f\u0642\u0647\u0631\u060c \u0648\u0641\u064a \u0623\u064a\u0627\u0645 \u0623\u062e\u0631\u0649\u060c \u0633\u062a\u064f\u0634\u0643\u0643 \u0641\u064a \u062e\u064a\u0627\u0631\u0627\u062a \u062d\u064a\u0627\u062a\u0643. \u0648\u0644\u0643\u0646 \u0625\u0644\u064a\u0643 \u0627\u0644\u0645\u0641\u062a\u0627\u062d: <em>\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0635\u0648\u0631\u0629 \u0627\u0644\u0623\u0643\u0628\u0631.<\/em><\/p>\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u062d\u062a\u0641\u0644 \u0628\u0627\u0644\u0627\u0646\u062a\u0635\u0627\u0631\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629<\/strong>: \u0647\u0644 \u0631\u0628\u062d\u062a 50 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0645\u0646 \u0628\u064a\u0639 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0642\u062f\u064a\u0645\u0629\u061f \u0647\u0630\u0627 \u0627\u0646\u062a\u0635\u0627\u0631! \u0643\u0644 \u0634\u064a\u0621 \u0635\u063a\u064a\u0631 \u064a\u0642\u0631\u0628\u0643 \u0645\u0646 \u0623\u0647\u062f\u0627\u0641\u0643. \u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0627\u062a \u0648\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u062f\u0627\u0641\u0639\u0643.<\/li>\n<li><strong>\u0628\u0646\u0627\u0621 \u0631\u0648\u062a\u064a\u0646<\/strong>: \u0645\u0646 \u0627\u0644\u0633\u0647\u0644 \u0623\u0646 \u062a\u0634\u0639\u0631 \u0628\u0627\u0644\u0636\u064a\u0627\u0639 \u0628\u062f\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u0645\u0646 \u0627\u0644\u0633\u0627\u0639\u0629 9 \u0625\u0644\u0649 5. \u0623\u0646\u0634\u0626 \u062c\u062f\u0648\u0644\u064b\u0627 \u064a\u0648\u0645\u064a\u064b\u0627 \u064a\u064f\u0628\u0642\u064a\u0643 \u0645\u0646\u062a\u062c\u064b\u0627\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0645\u0631\u064a\u0646 \u0623\u0648 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062c\u0627\u062f \u0623\u0648 \u062a\u0639\u0644\u0645 \u0645\u0647\u0627\u0631\u0627\u062a \u062c\u062f\u064a\u062f\u0629. \u062e\u0635\u0635 \u0648\u0642\u062a\u064b\u0627 \u0645\u062d\u062f\u062f\u064b\u0627 \u0644\u0643\u0644 \u0646\u0634\u0627\u0637 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0627\u0646\u0636\u0628\u0627\u0637.<\/li>\n<li><strong>\u0627\u0633\u062a\u062b\u0645\u0631 \u0641\u064a \u0646\u0641\u0633\u0643<\/strong>: \u062e\u0630 \u062f\u0648\u0631\u0627\u062a \u0645\u062c\u0627\u0646\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0627\u0644\u0622\u062e\u0631\u064a\u0646\u060c \u0623\u0648 \u062a\u0639\u0644\u0645 \u0634\u064a\u0626\u064b\u0627 \u062c\u062f\u064a\u062f\u064b\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u062f\u062e\u0644 \u0641\u064a \u0648\u0642\u062a \u0644\u0627\u062d\u0642. <em>\u0648\u0642\u062a\u0643 \u0647\u0648 \u0623\u062b\u0645\u0646 \u0623\u0635\u0648\u0644\u0643 &#8211; \u0627\u0633\u062a\u062e\u062f\u0645\u0647 \u0628\u062d\u0643\u0645\u0629.<\/em> \u0637\u0648\u0631 \u0645\u0647\u0627\u0631\u0627\u062a\u0643 \u0648\u0632\u062f \u0645\u0646 \u0641\u0631\u0635\u0643 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644.<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading\"><span id=\"Final_Thoughts\">\u0627\u0644\u062e\u0627\u062a\u0645\u0629<\/span><\/h3>\n<p>\u0644\u0646 \u064a\u0642\u062a\u0635\u0631 \u0627\u0644\u0623\u0645\u0631 \u0641\u064a \u0639\u0627\u0645 2025 \u0639\u0644\u0649 \u0645\u062c\u0631\u062f \u0627\u0644\u0628\u0642\u0627\u0621 \u0639\u0644\u0649 \u0642\u064a\u062f \u0627\u0644\u062d\u064a\u0627\u0629 \u0628\u062f\u0648\u0646 \u0648\u0638\u064a\u0641\u0629\u060c \u0628\u0644 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u062a\u0635\u0645\u064a\u0645 \u062d\u064a\u0627\u0629 \u062a\u062d\u0628\u0647\u0627. \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0623\u0645\u0631 \u062a\u062e\u0637\u064a\u0637\u064b\u0627\u060c \u0648\u0642\u0644\u064a\u0644\u064b\u0627 \u0645\u0646 \u0627\u0644\u0625\u0628\u062f\u0627\u0639\u060c \u0648\u0627\u0633\u062a\u0639\u062f\u0627\u062f\u064b\u0627 \u0644\u0644\u0639\u0645\u0644 \u0627\u0644\u062c\u0627\u062f. \u0648\u0644\u0643\u0646 \u0625\u0630\u0627 \u0643\u0646\u062a\u064e \u0648\u0627\u0633\u0639 \u0627\u0644\u062d\u064a\u0644\u0629 \u0648\u0645\u0646\u0641\u062a\u062d\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0641\u0631\u0635\u060c \u0641\u0633\u062a\u062f\u0631\u0643 \u0623\u0646 \u0647\u0646\u0627\u0643 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0637\u0631\u064a\u0642\u0629 \u0644\u062a\u0633\u062f\u064a\u062f \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648\u0639\u064a\u0634 \u0623\u0641\u0636\u0644 \u062d\u064a\u0627\u0629 \u0645\u0645\u0643\u0646\u0629. \u0641\u0639\u0635\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u064a\u0632\u062e\u0631 \u0628\u0641\u0631\u0635 \u063a\u064a\u0631 \u0645\u062d\u062f\u0648\u062f\u0629 \u0644\u0645\u0646 \u064a\u062c\u064a\u062f \u0627\u0633\u062a\u063a\u0644\u0627\u0644\u0647\u0627.<small><a target=\"_blank\" rel=\"noopener noreferrer\" id=\"cancel-comment-reply-link\" href=\"\/how-to-live-without-a-job\/#respond\" 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