{"id":7845,"date":"2025-02-08T07:03:46","date_gmt":"2025-02-08T07:03:46","guid":{"rendered":"https:\/\/www.dztecs.com\/money\/?p=7845"},"modified":"2025-06-13T09:08:25","modified_gmt":"2025-06-13T06:08:25","slug":"phone-call-bill-negotiating-tips","status":"publish","type":"post","link":"https:\/\/www.dztecs.com\/money\/phone-call-bill-negotiating-tips\/","title":{"rendered":"\u062e\u0641\u0636 \u0641\u0648\u0627\u062a\u064a\u0631\u0643 \u0628\u0645\u0643\u0627\u0644\u0645\u0629 \u0647\u0627\u062a\u0641\u064a\u0629: 7 \u0646\u0635\u0627\u0626\u062d \u0627\u062d\u062a\u0631\u0627\u0641\u064a\u0629 \u0644\u0644\u062a\u0641\u0627\u0648\u0636"},"content":{"rendered":"

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\"\u0645\u0643\u0627\u0644\u0645\u0629<\/p>\n

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\u064a\u0648\u0635\u0649 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 <\/span>gethuman.com<\/span><\/a> \u0644\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0623\u0631\u0642\u0627\u0645 \u0647\u0648\u0627\u062a\u0641 \u062f\u0639\u0645 \u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u062e\u0631\u0649 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0627\u0639\u062f\u0643 \u0641\u064a \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0645\u0645\u062b\u0644 \u062d\u0642\u064a\u0642\u064a\u060c \u0645\u062b\u0644 \u0633\u0627\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0648\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u062a\u0646\u0642\u0644 \u0641\u064a \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0647\u0627\u062a\u0641\u064a\u0629.<\/span><\/p>\n

3. \u0643\u0646 \u0644\u0628\u0642\u064b\u0627<\/span><\/h2>\n

\u0623\u0643\u062f\u0651 \u0645\u0646 \u062a\u062d\u062f\u062b\u0646\u0627 \u0625\u0644\u064a\u0647\u0645 \u0623\u0646 \u0627\u0644\u0644\u0628\u0627\u0642\u0629 \u0647\u064a \u0623\u0642\u0648\u0649 \u0623\u062f\u0627\u0629 \u0644\u062f\u064a\u0643 \u0641\u064a \u0627\u0644\u0645\u0641\u0627\u0648\u0636\u0627\u062a. \u0633\u064a\u0643\u0648\u0646 \u0645\u0645\u062b\u0644\u0648 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0623\u0643\u062b\u0631 \u062a\u062c\u0627\u0648\u0628\u064b\u0627 \u0625\u0630\u0627 \u062a\u062d\u062f\u062b\u062a \u0628\u0644\u0637\u0641 \u0648\u0627\u062d\u062a\u0631\u0627\u0645\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0628\u0631\u0629 \u0642\u0627\u0633\u064a\u0629 \u0623\u0648 \u0645\u064f\u0637\u0627\u0644\u0650\u0628\u0629. \u0641\u0639\u0646\u062f\u0645\u0627 \u062a\u064f\u0638\u0647\u0631 \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0645\u060c \u062a\u064f\u0639\u0632\u0632 \u0641\u0631\u0635\u0643 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0646\u062a\u064a\u062c\u0629 \u0625\u064a\u062c\u0627\u0628\u064a\u0629.<\/span><\/p>\n

\u064a\u0642\u0648\u0644 \u0623\u0643\u0634\u064a\u0644\u064a: “\u0644\u0642\u062f \u0631\u0623\u064a\u062a \u0623\u0634\u062e\u0627\u0635\u064b\u0627 \u064a\u062f\u062e\u0644\u0648\u0646 \u0648\u0647\u0645 \u0645\u064f\u062d\u0628\u0637\u0648\u0646\u060c \u0644\u0643\u0646 \u0623\u0648\u0644\u0626\u0643 \u0627\u0644\u0630\u064a\u0646 \u062d\u0627\u0641\u0638\u0648\u0627 \u0639\u0644\u0649 \u0647\u062f\u0648\u0626\u0647\u0645 \u062d\u0635\u0644\u0648\u0627 \u062f\u0627\u0626\u0645\u064b\u0627 \u0639\u0644\u0649 \u0646\u062a\u0627\u0626\u062c \u0623\u0641\u0636\u0644. \u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u0643\u0646\u062a \u0623\u0628\u0630\u0644 \u062c\u0647\u062f\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0645 \u0639\u0631\u0648\u0636 \u062a\u0631\u0648\u064a\u062c\u064a\u0629 \u0623\u0648 \u062e\u0635\u0648\u0645\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u0647\u0645 \u0644\u0645\u062c\u0631\u062f \u0623\u0646\u0647\u0645 \u0637\u0644\u0628\u0648\u0627 \u0630\u0644\u0643 \u0628\u0644\u0637\u0641”.<\/span><\/p>\n

\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u0633\u0644\u0648\u0643\u0643 \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u060c \u0648\u062a\u0630\u0643\u0631 \u0623\u0646 \u0627\u0644\u0634\u062e\u0635 \u0639\u0644\u0649 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631 \u0645\u0646 \u0627\u0644\u062e\u0637 \u0647\u0648 \u0625\u0646\u0633\u0627\u0646 \u064a\u062d\u0627\u0648\u0644 \u0641\u0642\u0637 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0639\u0645\u0644\u0647. \u0625\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0627\u062d\u062a\u0631\u0627\u0645 \u064a\u064f\u0633\u0647\u0651\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0648\u064a\u064f\u0639\u0632\u0632 \u0641\u0631\u0635 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062d\u0644\u0648\u0644 \u0645\u064f\u0631\u0636\u064a\u0629.<\/span><\/p>\n

4. \u0642\u0627\u0631\u0646 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0648\u0627\u0633\u0623\u0644 \u0639\u0646 \u062e\u064a\u0627\u0631\u0627\u062a \u0623\u062e\u0631\u0649 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641<\/span><\/h2>\n

\u0642\u0628\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u060c \u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0648\u0627\u0644\u0635\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627 \u0645\u0646\u0627\u0641\u0633\u0648 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u062f\u064a\u0643\u060c \u0648\u0627\u0633\u062a\u063a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0643\u0645\u0627 \u064a\u0642\u0648\u0644 \u0628\u0627\u0628\u0648 \u062c\u0627\u064a\u0627\u0631\u0627\u0645\u060c \u0631\u0626\u064a\u0633 \u0642\u0633\u0645 \u0646\u062c\u0627\u062d \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0641\u064a Qualaroo\u060c \u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0628\u0631\u0627\u0645\u062c \u0627\u0633\u062a\u0637\u0644\u0627\u0639\u0627\u062a \u0631\u0623\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646. \u064a\u064f\u0638\u0647\u0631 \u0647\u0630\u0627 \u0623\u0646\u0643 \u0639\u0645\u064a\u0644 \u0645\u0637\u0644\u0639\u060c \u0648\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u064a\u0643\u0648\u0646 \u0644\u062f\u0649 \u0627\u0644\u0645\u0646\u062f\u0648\u0628\u064a\u0646 \u0628\u0639\u0636 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629 \u0644\u0645\u0637\u0627\u0628\u0642\u0629 \u0623\u0648 \u062d\u062a\u0649 \u062a\u062d\u0633\u064a\u0646 \u062a\u0644\u0643 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0644\u0625\u0628\u0642\u0627\u0626\u0643 \u0639\u0645\u064a\u0644\u0627\u064b \u0644\u062f\u064a\u0647\u0645.<\/span><\/p>\n

\u0627\u0643\u062a\u0634\u0641 \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0644\u062f\u0649 \u0645\u0632\u0648\u062f \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u064a \u0639\u0631\u0648\u0636 \u0642\u062f \u064a\u0643\u0648\u0646 \u0639\u0644\u0649 \u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0644\u0643. \u0647\u0644 \u062a\u0642\u062f\u0645 \u0634\u0631\u0643\u0629 \u0627\u0644\u0643\u0627\u0628\u0644\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u062d\u0627\u0641\u0632\u064b\u0627 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u062c\u062f\u062f \u0623\u0631\u062e\u0635 \u0645\u0645\u0627 \u062a\u062f\u0641\u0639\u0647\u061f \u0631\u0628\u0645\u0627 \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0633\u0639\u0631.<\/span><\/p>\n

\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0627\u0639\u062f\u0643 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0633\u0631\u064a\u0639 \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a – \u062c\u0631\u0628 \u0634\u064a\u0626\u064b\u0627 \u0645\u062b\u0644 “\u0627\u0633\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 + \u062e\u0635\u0645” \u0623\u0648 “\u0627\u0633\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 + \u0639\u0631\u0636 \u062a\u0631\u0648\u064a\u062c\u064a \u062c\u062f\u064a\u062f” – \u0641\u064a \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c\u0647\u0627 \u0644\u062f\u0639\u0645 \u0637\u0644\u0628\u0643.<\/span><\/p>\n

\u064a\u0648\u0635\u064a \u0645\u0648\u0631\u0627\u064a \u0628\u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0623\u0646\u0648\u0627\u0639 \u0623\u062e\u0631\u0649 \u0645\u0646 \u0627\u0644\u062e\u0635\u0648\u0645\u0627\u062a \u0623\u064a\u0636\u064b\u0627. \u062a\u0642\u062f\u0645 \u0628\u0639\u0636 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062e\u0635\u0648\u0645\u0627\u062a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0631\u060c \u0648\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0628\u062f\u0623 \u0645\u0646 \u0633\u0646 55. \u0643\u0645\u0627 \u0623\u0646 \u062e\u0635\u0648\u0645\u0627\u062a \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a \u0634\u0627\u0626\u0639\u0629 \u0623\u064a\u0636\u064b\u0627. \u062a\u0642\u0648\u0644 \u0645\u0648\u0631\u0627\u064a \u0625\u0646\u0647\u0627 \u062a\u0648\u0641\u0631 5 \u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0644\u0643\u0644 \u062e\u0637 \u0634\u0647\u0631\u064a\u064b\u0627 \u0639\u0644\u0649 \u062e\u0637\u0629 \u0647\u0627\u062a\u0641\u0647\u0627 \u0627\u0644\u062e\u0644\u0648\u064a \u0627\u0644\u0645\u0643\u0648\u0646\u0629 \u0645\u0646 \u062e\u0645\u0633\u0629 \u062e\u0637\u0648\u0637 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062a\u0644\u0642\u0627\u0626\u064a\u0629.<\/span><\/p>\n

“\u0647\u0630\u0627 \u064a\u0645\u062b\u0644 25 \u062f\u0648\u0644\u0627\u0631\u064b\u0627 \u0634\u0647\u0631\u064a\u064b\u0627. \u0644\u0630\u0627 \u0641\u0625\u0646 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u064a\u062a\u0631\u0627\u0643\u0645\u060c” \u0643\u0645\u0627 \u062a\u0642\u0648\u0644.<\/span><\/p>\n

\u0645\u0646 \u0627\u0644\u0635\u0639\u0628 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u0635\u0648\u0645\u0627\u062a \u0639\u0644\u0649 <\/span>\u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a<\/span> \u0645\u062b\u0644 \u0627\u0644\u0645\u0627\u0621 \u0648\u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0621\u060c \u0648\u0627\u0644\u062a\u064a \u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u0643\u0648\u0646 \u0645\u0646\u0638\u0645\u0629 \u0648\u064a\u062c\u0628 \u0623\u0646 \u062a\u0644\u062a\u0632\u0645 \u0628\u0623\u0633\u0639\u0627\u0631 \u0645\u0639\u064a\u0646\u0629. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0642\u062f \u062a\u062a\u0648\u0641\u0631 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0630\u064a\u0646 \u064a\u0633\u062a\u0648\u0641\u0648\u0646 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062f\u062e\u0644 \u0645\u0639\u064a\u0646\u0629 \u0623\u0648 \u064a\u0648\u0627\u062c\u0647\u0648\u0646 \u0635\u0639\u0648\u0628\u0629 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0641\u0648\u0627\u062a\u064a\u0631\u0647\u0645.<\/span><\/p>\n

\u0627\u0633\u0623\u0644 \u0645\u0645\u062b\u0644 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0646 \u0623\u064a \u062e\u0635\u0648\u0645\u0627\u062a \u0623\u0648 \u062e\u0637\u0637 \u062f\u0641\u0639 \u0623\u0648 \u0628\u0631\u0627\u0645\u062c \u0645\u0633\u0627\u0639\u062f\u0629 \u0642\u062f \u062a\u0643\u0648\u0646 \u0645\u0624\u0647\u0644\u0627\u064b \u0644\u0647\u0627.<\/span><\/p>\n

5. \u0627\u0633\u062a\u062e\u062f\u0645 \u0633\u062c\u0644\u0643 \u0627\u0644\u0633\u0627\u0628\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0635\u0627\u0644\u062d\u0643<\/span><\/h2>\n

\u0625\u0646 \u062a\u062c\u0647\u064a\u0632 \u062a\u0641\u0627\u0635\u064a\u0644 \u062d\u0633\u0627\u0628\u0643 \u0645\u0633\u0628\u0642\u064b\u0627 \u064a\u0648\u0641\u0631 \u0627\u0644\u0648\u0642\u062a \u0648\u064a\u064f\u0633\u0647\u0651\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644. \u0633\u062c\u0651\u0644 \u062f\u062e\u0648\u0644\u0643 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0643 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0623\u0648 \u062a\u0641\u0642\u0651\u062f \u0643\u0634\u0648\u0641\u0627\u062a \u062d\u0633\u0627\u0628\u0643 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u062b\u0644 \u0631\u0642\u0645 \u0627\u0644\u062d\u0633\u0627\u0628\u060c \u0648\u0645\u064a\u0632\u0627\u062a \u062e\u0637\u062a\u0643\u060c \u0648\u062a\u0648\u0627\u0631\u064a\u062e \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u0629.<\/span><\/p>\n

\u0625\u0630\u0627 \u0643\u0646\u062a \u0639\u0645\u064a\u0644\u064b\u0627 \u0644\u0641\u062a\u0631\u0629 \u0637\u0648\u064a\u0644\u0629\u060c \u0641\u0643\u0651\u0631 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0644\u0635\u0627\u0644\u062d\u0643\u060c \u062e\u0627\u0635\u0629\u064b \u0625\u0630\u0627 \u0643\u0627\u0646 \u0644\u062f\u064a\u0643 \u0633\u062c\u0644\u0651 \u0645\u0646 <\/span>\u062f\u0641\u0639\u0627\u062a \u0645\u0646\u062a\u0638\u0645\u0629 \u0641\u064a \u0648\u0642\u062a\u0647\u0627 \u0627\u0644\u0645\u062d\u062f\u062f<\/span>. \u062a\u064f\u0642\u062f\u0651\u0631 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0644\u0627\u0621 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0642\u062f \u064a\u0643\u0648\u0646 \u0644\u062f\u0649 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0623\u0647\u062f\u0627\u0641\u064c \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u064a\u0633\u0639\u0648\u0646 \u0644\u062a\u062d\u0642\u064a\u0642\u0647\u0627. \u0625\u0646 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u064a\u0643 \u0643\u0639\u0645\u064a\u0644 \u0631\u0627\u0636\u064d \u064a\u0635\u0628\u0651 \u0641\u064a \u0645\u0635\u0644\u062d\u0629 \u0627\u0644\u0634\u0631\u0643\u0629.<\/span><\/p>\n

6. \u0643\u0646 \u0645\u064f\u0635\u0631\u0627\u064b<\/span><\/h2>\n

\u0644\u0627 \u062a\u0642\u0628\u0644 \u0627\u0644\u0631\u0641\u0636 \u0627\u0644\u0623\u0648\u0644. \u0627\u0634\u0631\u062d \u0645\u0648\u0642\u0641\u0643 \u0645\u0631\u0629 \u0623\u062e\u0631\u0649\u060c \u0648\u062a\u062d\u062f\u062b \u0628\u0648\u0636\u0648\u062d. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644: “\u0623\u0648\u062f \u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u062a\u0643\u060c \u0644\u0643\u0646\u0646\u064a \u0628\u0628\u0633\u0627\u0637\u0629 \u0644\u0627 \u0623\u0633\u062a\u0637\u064a\u0639 \u062a\u062d\u0645\u0644 \u0627\u0644\u0633\u0639\u0631. \u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0646\u0627 \u0641\u0639\u0644\u0647 \u0644\u062e\u0641\u0636 \u0627\u0644\u0641\u0627\u062a\u0648\u0631\u0629\u061f”. <\/span><\/p>\n

\u0625\u0630\u0627 \u0644\u0645 \u062a\u0635\u0644 \u0625\u0644\u0649 \u0646\u062a\u064a\u062c\u0629\u060c \u062d\u0627\u0648\u0644 \u062a\u0635\u0639\u064a\u062f \u0627\u0644\u0637\u0644\u0628. \u0642\u062f \u0644\u0627 \u064a\u0645\u0644\u0643 \u0627\u0644\u0645\u0648\u0638\u0641 \u0627\u0644\u0630\u064a \u062a\u062a\u062d\u062f\u062b \u0645\u0639\u0647 \u0633\u0644\u0637\u0629 <\/span>\u062e\u0641\u0636 \u0641\u0627\u062a\u0648\u0631\u062a\u0643<\/span><\/a>. \u0627\u0637\u0644\u0628 \u0627\u0644\u062a\u062d\u062f\u062b \u0625\u0644\u0649 \u0645\u0634\u0631\u0641\u060c \u0648\u0627\u0644\u0630\u064a \u0642\u062f \u064a\u0645\u062a\u0644\u0643 \u062e\u0628\u0631\u0629 \u0623\u0643\u0628\u0631 \u0641\u064a \u062d\u0644 \u0627\u0644\u0645\u0634\u0643\u0644\u0627\u062a \u0648\u0635\u0644\u0627\u062d\u064a\u0629 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a. <\/span><\/p>\n

7. \u0644\u0627 \u062a\u062a\u0631\u062f\u062f \u0641\u064a \u0627\u0644\u0627\u0646\u0633\u062d\u0627\u0628 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u062e\u064a\u0627\u0631\u064b\u0627 \u0645\u062a\u0627\u062d\u064b\u0627<\/span><\/h2>\n

\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0628\u0630\u0644\u0646\u0627 \u0642\u0635\u0627\u0631\u0649 \u062c\u0647\u062f\u0646\u0627\u060c \u0642\u062f \u062a\u0635\u0644 \u0645\u0643\u0627\u0644\u0645\u0627\u062a \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0625\u0644\u0649 \u0637\u0631\u064a\u0642 \u0645\u0633\u062f\u0648\u062f. \u0643\u0646 \u0645\u0633\u062a\u0639\u062f\u064b\u0627 \u0644\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0639\u062f\u0645 \u062a\u062c\u0627\u0648\u0628 \u0645\u0642\u062f\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0645\u0639 \u0637\u0644\u0628\u0643. <\/span><\/p>\n

\u0642\u0628\u0644 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0643\u0627\u0644\u0645\u0629\u060c \u0641\u0643\u0631 \u0641\u064a\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u062e\u062f\u0645\u0629 \u062e\u0637\u0648\u0629 \u0623\u0646\u062a \u0639\u0644\u0649 \u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u0627\u062a\u062e\u0627\u0630\u0647\u0627. \u0645\u0639 \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0645\u062b\u0644 \u0627\u0644\u0645\u0627\u0621 \u0648\u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0621 \u0648\u0627\u0644\u063a\u0627\u0632\u060c \u0642\u062f \u0644\u0627 \u064a\u062a\u0648\u0641\u0631 \u0645\u0642\u062f\u0645\u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u062f\u064a\u0644\u0648\u0646\u060c \u0648\u0644\u0643\u0646 \u0645\u0639 \u062e\u062f\u0645\u0627\u062a \u0623\u062e\u0631\u0649\u060c \u0645\u062b\u0644 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u0623\u0648 \u0627\u0644\u0643\u0627\u0628\u0644\u060c \u062a\u0643\u0648\u0646 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0648\u0641\u064a\u0631\u0629. \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0628\u062f\u0627\u0626\u0644 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0642\u0628\u0644 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631.<\/span><\/p>\n

\u0625\u0630\u0627 \u0643\u0627\u0646 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u062e\u064a\u0627\u0631\u064b\u0627\u060c \u0648\u0644\u0645 \u064a\u062a\u0645\u0643\u0646 \u0645\u0645\u062b\u0644 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0644\u0643\u060c \u0641\u0627\u0637\u0644\u0628 \u0628\u062f\u0621 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0644\u063a\u0627\u0621. \u0642\u062f \u064a\u062f\u0641\u0639\u0647\u0645 \u0625\u0638\u0647\u0627\u0631 \u062c\u062f\u064a\u062a\u0643 \u0625\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0639\u0631\u0636 \u0623\u0641\u0636\u0644 \u0644\u0643. \u0642\u062f \u064a\u0643\u0648\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u0643\u062a\u064a\u0643 \u0641\u0639\u0627\u0644\u064b\u0627 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u062d\u064a\u0627\u0646.<\/span><\/p>\n

\u0625\u0630\u0627 \u0644\u0645 \u064a\u0623\u062a\u0650 \u0647\u0630\u0627 \u0627\u0644\u0639\u0631\u0636\u060c \u0641\u0641\u0643\u0631 \u0641\u064a \u0627\u0644\u062a\u0628\u062f\u064a\u0644 \u0625\u0644\u0649 \u0645\u0646\u0627\u0641\u0633 \u0630\u064a \u0633\u0639\u0631 \u0623\u0642\u0644 \u0623\u0648\u060c \u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0627\u0644\u062e\u062f\u0645\u0629 \u0636\u0631\u0648\u0631\u064a\u0629\u060c \u0641\u062a\u062e\u0644\u064e\u0651 \u0639\u0646\u0647\u0627 \u062a\u0645\u0627\u0645\u064b\u0627. \u062a\u0630\u0643\u0631 \u0623\u0646 \u062a\u0642\u064a\u064a\u0645 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0648\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0628\u0639\u0646\u0627\u064a\u0629.<\/span><\/p>\n

\u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0645\u0633\u062a\u0639\u062f\u064b\u0627 \u0644\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u060c \u0641\u0627\u062d\u062a\u0641\u0638 \u0628\u0645\u0644\u0627\u062d\u0638\u0627\u062a \u0645\u0646 \u0645\u0643\u0627\u0644\u0645\u062a\u0643 \u0648\u0641\u0643\u0631 \u0641\u064a \u0627\u0644\u0623\u0645\u0631. \u0639\u0644\u0649 \u0623\u064a \u062d\u0627\u0644\u060c \u0623\u062b\u0646\u064a \u0639\u0644\u0649 \u0646\u0641\u0633\u0643 \u0644\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0643\u0627\u0644\u0645\u0629.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0645\u0639 \u062f\u062e\u0648\u0644\u0646\u0627 \u0645\u0648\u0633\u0645 \u0627\u0644\u0639\u0637\u0644\u0627\u062a\u060c \u0642\u062f \u062a\u0634\u0639\u0631 \u0623\u0646 \u0646\u0641\u0642\u0627\u062a\u0643 \u062a\u062a\u0631\u0627\u0643\u0645. \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u062e\u0641\u0636 \u0641\u0648\u0627\u062a\u064a\u0631\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u0629 \u0625\u062d\u062f\u0649 \u0637\u0631\u0642 \u062a\u062e\u0641\u064a\u0641 \u0627\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643. \u0642\u062f \u064a\u0643\u0648\u0646 \u062e\u0641\u0636 \u0641\u0648\u0627\u062a\u064a\u0631\u0643 \u0623\u0633\u0647\u0644 \u0645\u0645\u0627 \u062a\u0639\u062a\u0642\u062f. \u0628\u0645\u0643\u0627\u0644\u0645\u0629 \u0647\u0627\u062a\u0641\u064a\u0629 \u0648\u0642\u0644\u064a\u0644 \u0645\u0646 \u0627\u0644\u062a\u062d\u0636\u064a\u0631\u060c \u0642\u062f \u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644 \u0639\u0644\u0649 \u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u0647\u0627\u062a\u0641 \u0648\u0627\u0644\u0643\u0627\u0628\u0644 \u0623\u0648 \u0627\u0644\u0645\u0631\u0627\u0641\u0642 – \u0648\u0631\u0628\u0645\u0627 \u063a\u064a\u0631\u0647\u0627. \u0642\u062f \u064a\u0624\u062f\u064a \u0627\u0644\u062a\u062d\u062f\u062b \u0625\u0644\u0649 \u0645\u0642\u062f\u0645\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u062f\u064a\u0643\u060c …<\/p>\n","protected":false},"author":4,"featured_media":8989,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,103],"tags":[],"class_list":["post-7845","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment-finance","category-money"],"yoast_head":"\n\u062e\u0641\u0636 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