{"id":8620,"date":"2025-03-27T16:49:27","date_gmt":"2025-03-27T16:49:27","guid":{"rendered":"https:\/\/www.dztecs.com\/money\/?p=8620"},"modified":"2025-06-13T09:08:20","modified_gmt":"2025-06-13T06:08:20","slug":"financial-literacy-is-changing-students-lives","status":"publish","type":"post","link":"https:\/\/www.dztecs.com\/money\/financial-literacy-is-changing-students-lives\/","title":{"rendered":"\u0643\u064a\u0641 \u064a\u064f\u063a\u064a\u0651\u0631 \u0627\u0644\u0648\u0639\u064a \u0627\u0644\u0645\u0627\u0644\u064a \u062d\u064a\u0627\u0629 \u0627\u0644\u0637\u0644\u0627\u0628: \u0643\u0644 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0645\u0639\u0631\u0641\u062a\u0647"},"content":{"rendered":"\r\n<h3 class=\"wp-block-heading rds-Heading_1 u-spacingBlockMd\">\u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h3>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u0627\u0632\u062f\u0627\u062f \u0639\u062f\u062f 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\u064a\u0643\u0648\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0637\u0644\u0627\u0628 \u0623\u062d\u0631\u0627\u0631\u064b\u0627 \u0641\u064a \u0641\u0639\u0644 \u0645\u0627 \u062e\u064f\u0644\u0642\u0648\u0627 \u0645\u0646 \u0623\u062c\u0644\u0647 \u062f\u0648\u0646 \u0639\u0646\u0627\u0621 \u0627\u0644\u062f\u064a\u0648\u0646 \u0648\u0627\u0644\u0625\u062c\u0647\u0627\u062f \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0630\u064a \u064a\u0639\u064a\u0642\u0647\u0645.<\/li>\r\n\r\n\r\n\r\n<li>\u064a\u0633\u0627\u0639\u062f \u0645\u0646\u0647\u062c <em>Foundations in Personal Finance<\/em> \u0627\u0644\u0637\u0644\u0627\u0628 \u0639\u0644\u0649 \u0643\u0633\u0631 \u062f\u0648\u0631\u0627\u062a \u0627\u0644\u0641\u0642\u0631 \u0627\u0644\u0645\u062a\u0648\u0627\u0631\u062b\u0629 \u0639\u0628\u0631 \u062a\u0639\u0644\u064a\u0645\u0647\u0645 \u0639\u0627\u062f\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0648\u062e\u0644\u0642 \u0627\u0644\u0623\u0645\u0644 \u0641\u064a \u062b\u0642\u0629 \u0645\u0627\u0644\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644.<\/li>\r\n\r\n\r\n\r\n<li>\u064a\u063a\u0627\u062f\u0631 \u0627\u0644\u0637\u0644\u0627\u0628 \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a \u0645\u064f\u062c\u0647\u0632\u064a\u0646 \u0644\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u062d\u064a\u0627\u062a\u0647\u0645 \u0627\u0644\u064a\u0648\u0645\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u064f\u0647\u064a\u0626\u0647\u0645 \u0644\u0644\u0646\u062c\u0627\u062d \u0644\u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0645\u062f\u0631\u0633\u0629 \u0627\u0644\u062b\u0627\u0646\u0648\u064a\u0629.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>\u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0642\u0644\u064a\u0644\u0629 \u0627\u0644\u0645\u0627\u0636\u064a\u0629\u060c \u0627\u0632\u062f\u0627\u062f \u0639\u062f\u062f \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0636\u064a\u0641 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0643\u0634\u0631\u0637 \u0644\u0644\u062a\u062e\u0631\u062c \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0628\u0644\u0627\u062f. \u0641\u0641\u064a \u0639\u0627\u0645 2018\u060c \u0643\u0627\u0646 \u0639\u062f\u062f \u0642\u0644\u064a\u0644 \u0641\u0642\u0637 \u0645\u0646 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u064a\u0634\u062a\u0631\u0637 \u0639\u0644\u0649 \u0627\u0644\u0637\u0644\u0627\u0628 \u0623\u062e\u0630 \u062f\u0648\u0631\u0629 \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0634\u062e\u0635\u064a. \u0623\u0645\u0627 \u0627\u0644\u064a\u0648\u0645\u060c \u0641\u0642\u062f \u0637\u0628\u0642\u062a 26 \u0648\u0644\u0627\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u062d\u0630\u0648 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u062d\u0630\u0648\u0647\u0627. \u0648\u062a\u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0641\u0631\u0635\u0629 \u0647\u0627\u0626\u0644\u0629 \u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0637\u0644\u0627\u0628 \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0645\u0627\u0644 \u0642\u0628\u0644 \u062f\u062e\u0648\u0644\u0647\u0645 \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u062d\u0642\u064a\u0642\u064a.<\/p>\r\n\r\n\r\n\r\n<p>\u062f\u062e\u0644\u062a Ramsey Education \u0647\u0630\u0647 \u0627\u0644\u0633\u0648\u0642 \u0645\u0646\u0630 \u0623\u0643\u062b\u0631 \u0645\u0646 25 \u0639\u0627\u0645\u064b\u0627\u060c \u062d\u064a\u062b \u062a\u0639\u0644\u0645\u062a \u0648\u063a\u064a\u0631\u062a \u0646\u0647\u062c\u0647\u0627 \u0645\u0639 \u0646\u0645\u0648 \u0627\u0644\u0633\u0648\u0642. \u062e\u0644\u0627\u0644 \u0630\u0644\u0643 \u0627\u0644\u0648\u0642\u062a\u060c \u0623\u062f\u0631\u0643\u062a Ramsey Education \u062f\u0627\u0626\u0645\u064b\u0627 \u0623\u0646 \u0645\u0646\u0647\u062c\u064b\u0627 \u062c\u064a\u062f\u064b\u0627 \u0644\u0644\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u064a\u0641\u0639\u0644 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u062c\u0631\u062f \u062a\u0644\u0628\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a\u0629 &#8211; \u0641\u0647\u0648 \u064a\u0634\u0643\u0644 \u0633\u0644\u0648\u0643\u064a\u0627\u062a \u062a\u064f\u0645\u0643\u0651\u0646 \u0627\u0644\u0637\u0644\u0627\u0628 \u0645\u0646 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u062d\u0643\u064a\u0645\u0629\u060c \u0648\u062a\u062c\u0646\u0628 \u0627\u0644\u062f\u064a\u0648\u0646\u060c \u0648\u0645\u062a\u0627\u0628\u0639\u0629 \u0634\u063a\u0641\u0647\u0645 \u062f\u0648\u0646 \u0636\u063a\u0648\u0637 \u0645\u0627\u0644\u064a\u0629.<\/p>\r\n\r\n\r\n\r\n<p>\u064a\u0623\u062a\u064a \u0648\u062c\u0648\u062f Ramsey Education \u0646\u062a\u064a\u062c\u0629 \u0625\u064a\u0645\u0627\u0646 \u0631\u0627\u0633\u062e: <em>\u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0637\u0644\u0627\u0628 \u0623\u062d\u0631\u0627\u0631\u064b\u0627 \u0641\u064a \u0641\u0639\u0644 \u0645\u0627 \u062e\u064f\u0644\u0642\u0648\u0627 \u0645\u0646 \u0623\u062c\u0644\u0647.<\/em> \u0644\u0641\u0647\u0645 \u0643\u064a\u0641\u064a\u0629 \u062a\u0623\u062b\u064a\u0631 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u062f\u0623 \u0639\u0644\u0649 \u062a\u0627\u0631\u064a\u062e Ramsey Education \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0648\u0645\u0633\u062a\u0642\u0628\u0644\u0647\u0627\u060c \u0623\u062c\u0631\u064a\u0646\u0627 \u0645\u0642\u0627\u0628\u0644\u0629 \u0645\u0639 \u062c\u064a\u0645 \u0643\u064a\u0646\u063a\u060c \u0646\u0627\u0626\u0628 \u0627\u0644\u0631\u0626\u064a\u0633 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0644\u0634\u0631\u0643\u0629 Ramsey Education\u060c \u0644\u0645\u0646\u0627\u0642\u0634\u0629 \u0643\u064a\u0641\u064a\u0629 \u0628\u062f\u0621 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0648\u062a\u0637\u0648\u0631\u0647 \u0648\u0643\u064a\u0641 \u064a\u0633\u0627\u0639\u062f \u0627\u0644\u0645\u062f\u0627\u0631\u0633 \u0639\u0644\u0649 \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0637\u0644\u0627\u0628 \u0644\u0644\u062d\u064a\u0627\u0629 \u062e\u0627\u0631\u062c \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a.<\/p>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/04\/jk.jpg\" alt=\"Conversation with Jim King\" \/ width=\"640\" height=\"336\"><\/figure>\r\n<\/div>\r\n\r\n\r\n<h2 class=\"wp-block-heading\"><strong>\u062c\u0644\u0633\u0629 \u0623\u0633\u0626\u0644\u0629 \u0648\u0623\u062c\u0648\u0628\u0629<\/strong><\/h2>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>\u0633\u0624\u0627\u0644: \u0643\u064a\u0641 \u0628\u062f\u0623\u062a Ramsey Education\u061f<\/strong><\/h3>\r\n\r\n\r\n\r\n<p><strong>\u062c\u064a\u0645 \u0643\u064a\u0646\u062c:<\/strong> \u0628\u062f\u0623\u062a \u0627\u0644\u0642\u0635\u0629 \u0641\u0639\u0644\u064a\u064b\u0627 \u0628\u062a\u0639\u0644\u064a\u0642\u0627\u062a \u0645\u0646 \u0623\u0634\u062e\u0627\u0635 \u0628\u0627\u0644\u063a\u064a\u0646 \u062e\u0627\u0636\u0648\u0627 \u062a\u062c\u0631\u0628\u0629 <em>Financial Peace University<\/em> \u0623\u0648 \u0627\u0633\u062a\u0645\u0639\u0648\u0627 \u0625\u0644\u0649 \u062f\u064a\u0641 \u0631\u0627\u0645\u0632\u064a \u0641\u064a \u0628\u0631\u0646\u0627\u0645\u062c\u0647. \u0643\u0627\u0646\u062a \u062a\u0639\u0627\u0644\u064a\u0645 \u062f\u064a\u0641 \u0647\u064a \u0627\u0644\u0645\u0631\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0627\u0644\u062a\u064a \u064a\u0633\u0645\u0639\u0648\u0646 \u0641\u064a\u0647\u0627 \u0639\u0646 \u0645\u0641\u0627\u0647\u064a\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0634\u062e\u0635\u064a \u0645\u064f\u0634\u0631\u0648\u062d\u0629 \u0628\u0637\u0631\u064a\u0642\u0629 \u064a\u0645\u0643\u0646\u0647\u0645 \u0641\u0647\u0645\u0647\u0627 \u0648\u062a\u0637\u0628\u064a\u0642\u0647\u0627 \u0641\u064a \u062d\u064a\u0627\u062a\u0647\u0645. \u0645\u0631\u0627\u0631\u064b\u0627 \u0648\u062a\u0643\u0631\u0627\u0631\u064b\u0627\u060c \u0643\u0627\u0646\u0648\u0627 \u064a\u0642\u0648\u0644\u0648\u0646 \u0644\u062f\u064a\u0641: &#8220;\u0623\u062a\u0645\u0646\u0649 \u0644\u0648 \u062a\u0639\u0644\u0645\u062a \u0647\u0630\u0647 \u0627\u0644\u0623\u0634\u064a\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u062f\u0631\u0633\u0629 \u0627\u0644\u062b\u0627\u0646\u0648\u064a\u0629!&#8221;. \u0623\u062b\u0627\u0631 \u0647\u0630\u0627 \u0627\u0644\u0623\u0645\u0631 \u0641\u0643\u0631\u0629 \u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0634\u062e\u0635\u064a \u0625\u0644\u0649 \u0627\u0644\u0641\u0635\u0648\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629. \u0643\u0627\u0646\u062a \u0645\u062d\u0627\u0648\u0644\u062a\u0646\u0627 \u0627\u0644\u0623\u0648\u0644\u0649 \u0647\u064a \u0628\u0628\u0633\u0627\u0637\u0629 \u0623\u062e\u0630 \u0628\u0631\u0646\u0627\u0645\u062c FPU \u0648\u0648\u0636\u0639 \u063a\u0644\u0627\u0641 \u0645\u062e\u062a\u0644\u0641 \u0639\u0644\u064a\u0647 &#8211; \u0644\u0645 \u064a\u0643\u0646 \u0645\u064f\u0635\u0645\u0645\u064b\u0627 \u0644\u0644\u0645\u062f\u0627\u0631\u0633 \u0648\u0644\u0645 \u064a\u0643\u0646 \u0645\u062a\u0648\u0627\u0641\u0642\u064b\u0627 \u0645\u0639 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a\u0629. \u0644\u0643\u0646\u0647 \u0632\u0631\u0639 \u0628\u0630\u0631\u0629 \u0645\u0627 \u0633\u064a\u0635\u0628\u062d \u0641\u064a\u0645\u0627 \u0628\u0639\u062f <em>Foundations in Personal Finance<\/em>\u060c \u0645\u0646\u0647\u062c\u064b\u0627 \u0645\u062a\u0643\u0627\u0645\u0644\u064b\u0627 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0634\u062e\u0635\u064a \u0645\u0635\u0645\u0645 \u062e\u0635\u064a\u0635\u064b\u0627 \u0644\u0637\u0644\u0627\u0628 \u0627\u0644\u0645\u062f\u0627\u0631\u0633.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>\u0633: \u0645\u0627 \u0647\u064a \u0628\u0639\u0636 \u0623\u0643\u0628\u0631 \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u0648\u0627\u062c\u0647\u062a\u0647\u0627 \u0639\u0646\u062f \u0625\u0646\u0634\u0627\u0621 \u0645\u0646\u0647\u062c \u0644\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u062c\u0627\u0647\u0632 \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u0641\u0635\u0648\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629\u061f<\/strong><\/h3>\r\n\r\n\r\n\r\n<p><strong>\u062c\u064a\u0645 \u0643\u064a\u0646\u062c:<\/strong> \u0643\u0627\u0646\u062a \u0627\u0644\u0646\u0633\u062e \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u064f\u0631\u0643\u0632\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0639\u0644\u0649 \u0645\u0646\u0647\u062c \u0631\u0627\u0645\u0632\u064a. \u0631\u0643\u0632\u0646\u0627 \u0639\u0644\u0649 \u062a\u062f\u0631\u064a\u0633 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u062a\u064a \u0634\u0639\u0631\u0646\u0627 \u0623\u0646\u0647\u0627 \u0627\u0644\u0623\u0643\u062b\u0631 \u0623\u0647\u0645\u064a\u0629 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u062a\u0635\u0645\u064a\u0645 \u0645\u0646\u0647\u062c \u064a\u0644\u0628\u064a \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u0623\u0648 \u062a\u0646\u0633\u064a\u0642\u0647 \u0628\u0637\u0631\u064a\u0642\u0629 \u062a\u0646\u0627\u0633\u0628 \u0627\u0644\u0645\u0639\u0644\u0645\u064a\u0646. \u0627\u062d\u062a\u0627\u062c\u062a \u0627\u0644\u0645\u062f\u0627\u0631\u0633 \u0625\u0644\u0649 \u0645\u0646\u0647\u062c \u064a\u0644\u0628\u064a \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u0629\u060c \u0648\u0633\u0647\u0644 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u060c \u0648\u0644\u0647 \u0646\u062a\u0627\u0626\u062c \u0645\u062b\u0628\u062a\u0629.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>\u0633: \u0643\u064a\u0641 \u062a\u0637\u0648\u0631 \u0628\u0631\u0646\u0627\u0645\u062c Ramsey Education \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u062f\u0627\u0631\u0633 \u0648\u0627\u0644\u0637\u0644\u0627\u0628\u061f<\/strong><\/h3>\r\n\r\n\r\n\r\n<p><strong>\u062c\u064a\u0645 \u0643\u064a\u0646\u062c:<\/strong> \u0645\u0646\u0630 \u0625\u0637\u0644\u0627\u0642 <em>Foundations in Personal Finance<\/em> \u0641\u064a \u0639\u0627\u0645 2008\u060c \u0623\u062c\u0631\u064a\u0646\u0627 \u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0643\u0628\u064a\u0631\u0629 \u0644\u062c\u0639\u0644\u0647 \u0623\u0643\u062b\u0631 \u0633\u0647\u0648\u0644\u0629 \u0648\u0641\u0639\u0627\u0644\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>\u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629:<\/strong> \u0644\u062f\u064a\u0646\u0627 \u0627\u0644\u0622\u0646 \u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0644\u0637\u0644\u0627\u0628 \u0627\u0644\u0645\u062f\u0627\u0631\u0633 \u0627\u0644\u062b\u0627\u0646\u0648\u064a\u0629 \u0648\u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0648\u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0646\u0632\u0644\u064a\u060c \u0645\u0645\u0627 \u064a\u0636\u0645\u0646 \u062a\u063a\u0637\u064a\u0629 \u0634\u0627\u0645\u0644\u0629 \u0644\u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a\u0629.<\/li>\r\n\r\n\r\n\r\n<li><strong>\u0625\u0635\u062f\u0627\u0631\u0627\u062a \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a:<\/strong> \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0644 \u0648\u0644\u0627\u064a\u0629\u060c \u0642\u0645\u0646\u0627 \u0628\u062a\u0637\u0648\u064a\u0631 10 \u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0645\u062e\u0635\u0635\u0629 \u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0645\u062b\u0644 \u0641\u0644\u0648\u0631\u064a\u062f\u0627 \u0648\u062a\u0643\u0633\u0627\u0633\u060c \u0645\u0631\u0627\u0639\u064a\u0646 \u0628\u0630\u0644\u0643 \u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0647\u062c \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629.<\/li>\r\n\r\n\r\n\r\n<li><strong>\u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0631\u0642\u0645\u064a:<\/strong> \u0627\u0646\u062a\u0642\u0644\u0646\u0627 \u0645\u0646 \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0645\u0637\u0628\u0648\u0639\u0629 \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a \u0625\u0644\u0649 \u0628\u0646\u0627\u0621 \u0648\u0625\u0637\u0644\u0627\u0642 Ramsey Classroom\u060c \u0648\u0647\u064a \u0645\u0646\u0635\u062a\u0646\u0627 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062c\u0639\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0623\u0643\u062b\u0631 \u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u0648\u062d\u064a\u0648\u064a\u0629.<\/li>\r\n\r\n\r\n\r\n<li><strong>\u0645\u0648\u0627\u0631\u062f \u0645\u0631\u0643\u0632\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0644\u0645:<\/strong> \u062a\u0645 \u0628\u0646\u0627\u0621 \u0645\u0646\u0647\u062c\u0646\u0627 \u0627\u0644\u062f\u0631\u0627\u0633\u064a \u0628\u0645\u0633\u0627\u0647\u0645\u0629 \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0645\u064a\u0646 \u0644\u062c\u0639\u0644\u0647 \u0634\u064a\u0642\u064b\u0627 \u0644\u062c\u0645\u064a\u0639 \u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u062a\u0639\u0644\u0645\u060c \u0645\u0639 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0623\u062f\u0648\u0627\u062a \u0641\u0639\u0627\u0644\u0629 \u0644\u0644\u0645\u0639\u0644\u0645\u064a\u0646.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>\u0633\u0624\u0627\u0644: \u0645\u0627 \u0627\u0644\u0630\u064a \u064a\u0645\u064a\u0632 \u0628\u0631\u0646\u0627\u0645\u062c \u0631\u0627\u0645\u0632\u064a \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a \u0639\u0646 \u063a\u064a\u0631\u0647 \u0645\u0646 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062a\u062b\u0642\u064a\u0641 \u0627\u0644\u0645\u0627\u0644\u064a\u061f<\/strong><\/h3>\r\n\r\n\r\n\r\n<p><strong>\u062c\u064a\u0645 \u0643\u064a\u0646\u062c:<\/strong> \u062a\u0631\u0643\u0632 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u062a\u062b\u0642\u064a\u0641 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0641\u0627\u0647\u064a\u0645 &#8211; \u0634\u0631\u062d \u0645\u0627\u0647\u064a\u0629 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629\u060c \u0648\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u062f\u0631\u062c\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0623\u0648 \u062a\u0639\u0631\u064a\u0641 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629. \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0641\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0645\u0647\u0645\u060c \u0641\u0625\u0646 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\u062d\u062f\u0647\u0627 \u0644\u0627 \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0639\u0642\u0644\u064a\u0629 \u0648\u0639\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062c\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u0646\u0647\u062f\u0641 \u0625\u0644\u064a\u0647\u0627.<\/p>\r\n\r\n\r\n\r\n<p>\u0625\u0646 \u0627\u0644\u0639\u0646\u0635\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0627\u0644\u0630\u064a \u062a\u0641\u062a\u0642\u0631 \u0625\u0644\u064a\u0647 \u062a\u0644\u0643 \u0627\u0644\u0645\u0646\u0627\u0647\u062c \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629\u060c \u0648\u0627\u0644\u0630\u064a \u064a\u064f\u0639\u062f \u062c\u0648\u0647\u0631\u064b\u0627 \u0644\u0640 <em>Foundations in Personal Finance<\/em>\u060c \u0647\u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0639\u0645\u0644\u064a \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u062d\u0642\u064a\u0642\u064a.<\/p>\r\n\r\n\r\n\r\n<p>\u0641\u0645\u0646 \u0634\u064a\u0621 \u0623\u0646 \u062a\u062a\u0639\u0644\u0645 \u0639\u0646 \u0648\u0636\u0639 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0646\u0638\u0631\u064a\u064b\u0627\u060c \u0648\u0645\u0646 \u0634\u064a\u0621 \u0622\u062e\u0631 \u0623\u0646 \u062a\u0646\u0634\u0626 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0628\u0627\u0644\u0641\u0639\u0644 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Ramsey Classroom. \u0625\u0646\u0647\u0645 \u064a\u0633\u0627\u0639\u062f\u0648\u0646\u0646\u0627 \u0641\u064a \u0625\u0639\u062f\u0627\u062f\u0647\u0645 \u0648\u0637\u0644\u0627\u0628\u0647\u0645 \u0644\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0627\u0644\u0641\u0635\u0644 \u0648\u0641\u064a \u0627\u0644\u062d\u064a\u0627\u0629.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\"><strong>\u0633\u0624\u0627\u0644: \u0645\u0627 \u0647\u064a \u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0644\u0640 Ramsey Education\u061f<\/strong><\/h3>\r\n\r\n\r\n\r\n<p><strong>\u062c\u064a\u0645 \u0643\u064a\u0646\u062c:<\/strong> \u0646\u0637\u0644\u0642 \u062f\u0648\u0631\u0629 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u060c <em>\u0623\u0633\u0627\u0633\u064a\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f<\/em>\u060c \u0644\u062a\u062a\u0645\u0627\u0634\u0649 \u0645\u0639 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 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\u0645\u0647\u0645\u062a\u0646\u0627 \u0643\u0645\u0627 \u0647\u064a: \u062e\u0644\u0642 \u0627\u0644\u0623\u0645\u0644\u060c \u0648\u0643\u0633\u0631 \u062d\u0644\u0642\u0629 \u0627\u0644\u0641\u0642\u0631 \u0628\u064a\u0646 \u0627\u0644\u0623\u062c\u064a\u0627\u0644\u060c \u0648\u062a\u0632\u0648\u064a\u062f \u0627\u0644\u0637\u0644\u0627\u0628 \u0628\u0627\u0644\u0639\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0644\u062d\u0631\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\r\n\r\n\r\n\r\n<p>\u0644\u0627 \u064a\u0642\u062a\u0635\u0631 \u0628\u0631\u0646\u0627\u0645\u062c Ramsey Education \u0639\u0644\u0649 \u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0637\u0644\u0627\u0628 \u0643\u064a\u0641\u064a\u0629 \u0648\u0636\u0639 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0641\u062d\u0633\u0628 &#8211; \u0628\u0644 \u064a\u062a\u0639\u0644\u0642 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\u0639\u0627\u0645 2018 \u0625\u0644\u0649 26 \u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u064a\u0648\u0645 &#8211; \u0648\u0645\u0627 \u0632\u0627\u0644 \u0627\u0644\u0639\u062f\u062f \u0641\u064a \u0627\u0632\u062f\u064a\u0627\u062f. \u062a\u062a\u0645\u062b\u0644 \u0631\u0633\u0627\u0644\u0629 Ramsey Education \u0641\u064a \u0627\u0644\u0625\u064a\u0645\u0627\u0646 \u0627\u0644\u0631\u0627\u0633\u062e \u0628\u0623\u0646\u0647 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0637\u0644\u0627\u0628 \u0623\u062d\u0631\u0627\u0631\u064b\u0627 \u0641\u064a \u0641\u0639\u0644 \u0645\u0627 \u062e\u064f\u0644\u0642\u0648\u0627 \u0645\u0646 \u0623\u062c\u0644\u0647 \u062f\u0648\u0646 \u0639\u0646\u0627\u0621 \u0627\u0644\u062f\u064a\u0648\u0646 &hellip;<\/p>\n","protected":false},"author":4,"featured_media":8706,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[103,7],"tags":[],"class_list":["post-8620","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money","category-skills-education"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0643\u064a\u0641 \u064a\u064f\u063a\u064a\u0651\u0631 \u0627\u0644\u0648\u0639\u064a \u0627\u0644\u0645\u0627\u0644\u064a \u062d\u064a\u0627\u0629 \u0627\u0644\u0637\u0644\u0627\u0628: \u0643\u0644 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0645\u0639\u0631\u0641\u062a\u0647<\/title>\n<meta name=\"description\" content=\"\u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0632\u062f\u0627\u062f \u0639\u062f\u062f \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0634\u062a\u0631\u0637 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0648\u0627\u0644\u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u062a\u062e\u0631\u062c \u0645\u0646 \u0627\u0644\u0645\u062f\u0631\u0633\u0629 \u0627\u0644\u062b\u0627\u0646\u0648\u064a\u0629 \u0645\u0646 \u0639\u062f\u062f \u0642\u0644\u064a\u0644 \u0641\u0642\u0637 \u0641\u064a \u0639\u0627\u0645 2018 \u0625\u0644\u0649 26 \u0648\u0644\u0627\u064a\u0629 \u0627\u0644\u064a\u0648\u0645 -\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dztecs.com\/money\/financial-literacy-is-changing-students-lives\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0643\u064a\u0641 \u064a\u064f\u063a\u064a\u0651\u0631 \u0627\u0644\u0648\u0639\u064a \u0627\u0644\u0645\u0627\u0644\u064a \u062d\u064a\u0627\u0629 \u0627\u0644\u0637\u0644\u0627\u0628: \u0643\u0644 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0645\u0639\u0631\u0641\u062a\u0647\" \/>\n<meta property=\"og:description\" content=\"\u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0632\u062f\u0627\u062f \u0639\u062f\u062f \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0634\u062a\u0631\u0637 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0642\u0631\u0627\u0621\u0629 \u0648\u0627\u0644\u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u062a\u062e\u0631\u062c \u0645\u0646 \u0627\u0644\u0645\u062f\u0631\u0633\u0629 \u0627\u0644\u062b\u0627\u0646\u0648\u064a\u0629 \u0645\u0646 \u0639\u062f\u062f \u0642\u0644\u064a\u0644 \u0641\u0642\u0637 \u0641\u064a \u0639\u0627\u0645 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