{"id":8624,"date":"2025-03-28T05:49:29","date_gmt":"2025-03-28T05:49:29","guid":{"rendered":"https:\/\/www.dztecs.com\/money\/?p=8624"},"modified":"2025-06-13T09:08:20","modified_gmt":"2025-06-13T06:08:20","slug":"how-to-budget-an-irregular-income","status":"publish","type":"post","link":"https:\/\/www.dztecs.com\/money\/how-to-budget-an-irregular-income\/","title":{"rendered":"\u0643\u064a\u0641\u064a\u0629 \u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0645\u0639 \u062f\u062e\u0644 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645: 6 \u062e\u0637\u0648\u0627\u062a \u0644\u0644\u0646\u062c\u0627\u062d","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"\r\n<h3 class=\"wp-block-heading rds-Heading_1 u-spacingBlockMd\">\u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h3>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u064a\u0643\u0645\u0646 \u0645\u0641\u062a\u0627\u062d \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062f\u062e\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645 \u0641\u064a \u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0643\u0644 \u0634\u0647\u0631.<\/li>\r\n\r\n\r\n\r\n<li>\u0639\u0646\u062f \u0625\u0646\u0634\u0627\u0621 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u062f\u062e\u0644 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645\u060c \u0627\u0633\u062a\u062e\u062f\u0645 \u0623\u0642\u0644 \u062f\u062e\u0644 \u0634\u0647\u0631\u064a \u0644\u0643 \u0644\u062a\u062e\u0637\u064a\u0637 \u0625\u0646\u0641\u0627\u0642\u0643 (\u064a\u0645\u0643\u0646\u0643 \u062f\u0627\u0626\u0645\u064b\u0627 \u0625\u0636\u0627\u0641\u0629 \u062f\u062e\u0644 \u0625\u0636\u0627\u0641\u064a \u0644\u0627\u062d\u0642\u064b\u0627).<\/li>\r\n\r\n\r\n\r\n<li>\u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0632\u0627\u0626\u062f \u0639\u0644\u0649 \u062f\u062e\u0644 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645\u060c \u0642\u0645 \u0628\u062a\u062d\u062f\u064a\u062f \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0623\u0648\u0644\u0627\u064b.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>\u0625\u0630\u0627 \u0643\u0627\u0646 \u0631\u0627\u062a\u0628\u0643 \u0645\u062e\u062a\u0644\u0641\u064b\u0627 \u0643\u0644 \u0634\u0647\u0631\u060c \u0641\u0623\u0646\u062a \u0644\u0633\u062a \u0648\u062d\u062f\u0643. \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0644\u062d\u0633\u0627\u0628\u0647\u0645 \u0627\u0644\u062e\u0627\u0635 \u0648\u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0645\u0624\u0642\u062a\u0629 \u0648\u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u062a\u0642\u0627\u0636\u0648\u0646 \u0631\u0648\u0627\u062a\u0628\u0647\u0645 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0639\u0645\u0648\u0644\u0629 \u0646\u0641\u0633 \u0627\u0644\u062a\u062d\u062f\u064a \u0627\u0644\u0645\u062a\u0645\u062b\u0644 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062f\u062e\u0644 \u0645\u062a\u063a\u064a\u0631.<\/p>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/04\/how-to-budget-with-an-irregular-income.png\" alt=\"\u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0645\u0639 \u062f\u062e\u0644 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645\" \/ width=\"1200\" height=\"640\"><\/figure><\/div>\r\n\r\n\r\n<p>\u0648\u0644\u0643\u0646 <em>\u064a\u0645\u0643\u0646\u0643<\/em> \u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0628\u062f\u062e\u0644 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645 (\u0648\u0647\u0648 \u0623\u0633\u0647\u0644 \u0645\u0645\u0627 \u062a\u0639\u062a\u0642\u062f). \u0627\u0644\u0633\u0631\u061f \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 &#8211; \u0648\u0647\u064a \u0645\u062c\u0631\u062f \u062e\u0637\u0629 \u0644\u0623\u0645\u0648\u0627\u0644\u0643. \u062a\u062e\u0628\u0631 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0625\u0644\u0649 \u0623\u064a\u0646 \u062a\u0630\u0647\u0628 \u062d\u062a\u0649 \u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0644\u062a\u0648\u0642\u0641 \u0639\u0646 \u0627\u0644\u062a\u0633\u0627\u0624\u0644 \u0639\u0646 \u0645\u0643\u0627\u0646 \u0630\u0647\u0627\u0628\u0647\u0627. \u0627\u062a\u0628\u0639 \u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0633\u062a \u0644\u0625\u0646\u0634\u0627\u0621 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u062a\u0646\u0627\u0633\u0628\u0643\u060c \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0645\u0642\u062f\u0627\u0631 \u0645\u0627 \u062a\u0643\u0633\u0628\u0647.<\/p>\r\n\r\n\r\n\r\n<p>\u0643\u064a\u0641\u064a\u0629 \u0648\u0636\u0639 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0628\u062f\u062e\u0644 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645:<\/p>\r\n\r\n\r\n\r\n<ol class=\"wp-block-list\">\r\n<li>\u0633\u062c\u0651\u0644 \u062f\u062e\u0644\u0643 (\u0627\u0633\u062a\u062e\u062f\u0645 \u0623\u0642\u0644 \u062f\u062e\u0644 \u0634\u0647\u0631\u064a \u0644\u0643).<\/li>\r\n\r\n\r\n\r\n<li>\u0633\u062c\u0651\u0644 \u0646\u0641\u0642\u0627\u062a\u0643 (\u0631\u062a\u0651\u0628 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u062d\u0633\u0628 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629).<\/li>\r\n\r\n\r\n\r\n<li>\u0627\u0637\u0631\u062d \u0646\u0641\u0642\u0627\u062a\u0643 \u0645\u0646 \u062f\u062e\u0644\u0643 (\u0623\u0646\u0634\u0626 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0635\u0641\u0631\u064a\u0629).<\/li>\r\n\r\n\r\n\r\n<li>\u062a\u062a\u0628\u0639 \u0646\u0641\u0642\u0627\u062a\u0643 (\u0637\u0648\u0627\u0644 \u0627\u0644\u0634\u0647\u0631).<\/li>\r\n\r\n\r\n\r\n<li>\u0642\u0645 \u0628\u0625\u062c\u0631\u0627\u0621 \u062a\u0639\u062f\u064a\u0644\u0627\u062a (\u0645\u0639 \u0643\u0644 \u0631\u0627\u062a\u0628).<\/li>\r\n\r\n\r\n\r\n<li>\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 (\u0642\u0628\u0644 \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631).<\/li>\r\n<\/ol>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u0643\u064a\u0641\u064a\u0629 \u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0645\u0639 \u062f\u062e\u0644 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645<\/h2>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">1. \u0633\u062c\u0651\u0644 \u062f\u062e\u0644\u0643 (\u0627\u0633\u062a\u062e\u062f\u0645 \u0623\u0642\u0644 \u062f\u062e\u0644 \u0634\u0647\u0631\u064a \u0644\u0643).<\/h3>\r\n\r\n\r\n\r\n<p>\u0627\u0644\u062e\u0637\u0648\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0644\u0640 \u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0647\u064a \u062a\u0633\u062c\u064a\u0644 \u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a. \u0648\u0644\u0643\u0646 \u0642\u062f \u064a\u0643\u0648\u0646 \u0630\u0644\u0643 \u0635\u0639\u0628\u064b\u0627 \u0639\u0646\u062f\u0645\u0627 \u0644\u0627 \u062a\u0639\u0631\u0641 \u0628\u0627\u0644\u0636\u0628\u0637 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0630\u064a \u0633\u062a\u062c\u0646\u064a\u0647. \u0644\u0630\u0644\u0643\u060c \u0625\u0630\u0627 \u0643\u0627\u0646 \u062f\u062e\u0644\u0643 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645\u060c \u0641\u062e\u0637\u0637 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u062f\u062e\u0644 \u0645\u0646\u062e\u0641\u0636. \u0647\u0630\u0627 \u0635\u062d\u064a\u062d &#8211; \u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649\u00a0<em>\u0623\u0642\u0644<\/em>\u00a0\u062a\u0642\u062f\u064a\u0631 \u0644\u062f\u062e\u0644\u0643 \u0627\u0644\u0634\u0647\u0631\u064a.<\/p>\r\n\r\n\r\n\r\n<p>\u0645\u0646 \u0627\u0644\u0623\u0641\u0636\u0644 \u0628\u0643\u062b\u064a\u0631 \u0627\u0644\u0628\u062f\u0621 \u0628\u062f\u062e\u0644 \u0645\u0646\u062e\u0641\u0636 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0628\u062f\u0621 \u0628\u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u062f\u062e\u0644. \u0644\u0645\u0627\u0630\u0627\u061f \u0644\u0623\u0646\u0647 \u0625\u0630\u0627 \u0642\u0645\u062a \u0628\u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0645\u0646\u062e\u0641\u0636\u0629\u060c \u064a\u0645\u0643\u0646\u0643 \u062f\u0627\u0626\u0645\u064b\u0627 \u0632\u064a\u0627\u062f\u062a\u0647\u0627 \u0644\u0627\u062d\u0642\u064b\u0627. \u0623\u0645\u0627 \u0627\u0644\u0645\u0628\u0627\u0644\u063a\u0629 \u0641\u064a \u0627\u0644\u062a\u0642\u062f\u064a\u0631 \u062b\u0645 \u0627\u0644\u0627\u0636\u0637\u0631\u0627\u0631 \u0625\u0644\u0649 \u062a\u0642\u0644\u064a\u0635 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0644\u0627\u062d\u0642\u064b\u0627 &#8211; \u0641\u0642\u062f \u064a\u0636\u0639\u0643 \u0630\u0644\u0643 \u0641\u064a \u0645\u0648\u0642\u0641 \u0635\u0639\u0628.<\/p>\r\n\r\n\r\n\r\n<p>\u0644\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0630\u064a \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0648\u0636\u0639\u0647 \u0641\u064a \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629\u060c \u0627\u0646\u0638\u0631 \u0625\u0644\u0649 \u0643\u0634\u0648\u0641 \u0631\u0648\u0627\u062a\u0628\u0643 \u0627\u0644\u0633\u0627\u0628\u0642\u0629. \u0645\u0627 \u0647\u0648 \u0623\u0642\u0644 \u0645\u0628\u0644\u063a \u0643\u0633\u0628\u062a\u0647 \u0641\u064a \u0627\u0644\u0623\u0634\u0647\u0631 \u0627\u0644\u0642\u0644\u064a\u0644\u0629 \u0627\u0644\u0645\u0627\u0636\u064a\u0629\u061f \u0627\u0628\u062f\u0623 \u0628\u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a.<\/p>\r\n\r\n\r\n\r\n<p>\u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0647\u0630\u0647 \u0647\u064a \u0627\u0644\u0645\u0631\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0641\u064a\u0647\u0627 \u0628\u0627\u0644\u0639\u0645\u0648\u0644\u0629 \u0623\u0648 \u0644\u062f\u064a\u0643 \u062f\u062e\u0644 \u063a\u064a\u0631 \u0645\u0646\u062a\u0638\u0645\u060c \u0641\u0644\u0627 \u062a\u0642\u0644\u0642! \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u060c \u0642\u062f\u0651\u0631 \u0643\u064a\u0641 \u0633\u064a\u0628\u062f\u0648 \u062f\u062e\u0644\u0643 \u0641\u064a \u0623\u0642\u0644 \u0627\u0644\u0634\u0647\u0648\u0631 \u0648\u0636\u0639 \u0630\u0644\u0643 \u0643\u062f\u062e\u0644\u0643. \u0645\u0639 \u0645\u0631\u0648\u0631 \u0643\u0644 \u0634\u0647\u0631\u060c \u0633\u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0641\u0643\u0631\u0629 \u0623\u0641\u0636\u0644 \u0639\u0646 \u062f\u062e\u0644\u0643 \u0627\u0644\u0641\u0639\u0644\u064a. \u0642\u062f \u064a\u0633\u0627\u0639\u062f\u0643 \u062a\u062a\u0628\u0639 \u062f\u062e\u0644\u0643 \u0628\u062f\u0642\u0629 \u0648\u062a\u062d\u062f\u064a\u062b \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0628\u0627\u0646\u062a\u0638\u0627\u0645 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 \u0628\u0634\u0643\u0644 \u0623\u0643\u062b\u0631 \u0641\u0639\u0627\u0644\u064a\u0629.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading rds-Heading_1 u-spacingBlockMd\">\u0646\u0635\u064a\u062d\u0629 \u0642\u064a\u0651\u0645\u0629<\/h3>\r\n\r\n\r\n\r\n<p>\u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u0625\u0646\u0634\u0627\u0621 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0647\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0637\u0628\u064a\u0642 EveryDollar. \u0648\u0644\u0643\u0646 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0641\u0636\u0644 \u0627\u0644\u0628\u062f\u0621 \u0628\u0627\u0644\u0642\u0644\u0645 \u0648\u0627\u0644\u0648\u0631\u0642\u0629\u060c \u0641\u062c\u0631\u0651\u0628 \u0646\u0645\u0648\u0630\u062c \u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0644\u0644\u062f\u062e\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">2. \u0633\u062c\u0651\u0644 \u0646\u0641\u0642\u0627\u062a\u0643 (\u0645\u0639 \u0625\u0639\u0637\u0627\u0621 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629).<\/h3>\r\n\r\n\r\n\r\n<p>\u0628\u0645\u062c\u0631\u062f \u0623\u0646 \u062a\u062e\u0637\u0637 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0648\u0627\u0631\u062f\u0629\u060c \u0641\u0642\u062f \u062d\u0627\u0646 \u0627\u0644\u0648\u0642\u062a \u0644\u0644\u062a\u062d\u0636\u064a\u0631 \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062e\u0627\u0631\u062c\u0629 &#8211; \u0623\u064a \u0646\u0641\u0642\u0627\u062a\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u0629.<\/p>\r\n\r\n\r\n\r\n<p>\u0627\u0644\u0622\u0646\u060c \u0627\u0644\u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0641\u0639\u0644\u064a \u0627\u0644\u0630\u064a \u062a\u0642\u0648\u0645 \u0641\u064a\u0647 \u0628\u0645\u0648\u0627\u0632\u0646\u0629 \u0646\u0641\u0642\u0627\u062a\u0643 \u0647\u0648 \u0627\u0644\u0645\u0641\u062a\u0627\u062d\u060c \u062e\u0627\u0635\u0629 \u0645\u0639 \u0627\u0644\u062f\u062e\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645. \u062a\u0631\u064a\u062f \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u062a\u063a\u0637\u064a\u0629 \u0623\u0647\u0645 \u0627\u0644\u0623\u0634\u064a\u0627\u0621 <em>\u0623\u0648\u0644\u0627\u064b<\/em> \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a \u062f\u062e\u0644 \u0625\u0636\u0627\u0641\u064a \u0642\u062f \u064a\u0623\u062a\u064a \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u064a\u0627\u0621 \u063a\u064a\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629.<\/p>\r\n\r\n\r\n\r\n<p>\u0633\u062c\u0651\u0644 \u0646\u0641\u0642\u0627\u062a\u0643 \u0628\u0647\u0630\u0627 \u0627\u0644\u062a\u0631\u062a\u064a\u0628:<\/p>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>\u0627\u0644\u0639\u0637\u0627\u0621.<\/strong> \u0646\u0624\u0645\u0646 \u0628\u0628\u062f\u0621 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0628\u0627\u0644\u0643\u0631\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0639\u0637\u0627\u0621 10% \u0645\u0646 \u062f\u062e\u0644\u0643 \u0644\u0643\u0646\u064a\u0633\u062a\u0643 \u0623\u0648 \u0645\u0624\u0633\u0633\u0629 \u062e\u064a\u0631\u064a\u0629.<\/li>\r\n\r\n\r\n\r\n<li><strong>\u0627\u0644\u0627\u062f\u062e\u0627\u0631.<\/strong> \u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u062a\u0642\u0648\u0645 \u0628\u0628\u0646\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643 \u0623\u0648 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0644\u0647\u062f\u0641 \u0645\u0627\u0644\u064a \u0622\u062e\u0631\u060c \u062e\u0637\u0637 \u0644\u0644\u0627\u062f\u062e\u0627\u0631 \u0642\u0628\u0644 \u0627\u0644\u0625\u0646\u0641\u0627\u0642. (\u0645\u0644\u0627\u062d\u0638\u0629 \u062c\u0627\u0646\u0628\u064a\u0629: \u0625\u0630\u0627 \u0643\u0627\u0646 \u0644\u062f\u064a\u0643 \u062f\u064a\u0648\u0646\u060c \u0641\u0623\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0633\u062f\u0627\u062f\u0647\u0627 \u0642\u0628\u0644 \u0628\u0646\u0627\u0621 \u0645\u062f\u062e\u0631\u0627\u062a\u0643. \u0644\u0630\u0627 \u0627\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062a\u064a \u0643\u0646\u062a \u0633\u062a\u062f\u062e\u0631\u0647\u0627 \u0644\u0633\u062f\u0627\u062f \u0643\u0631\u0629 \u0627\u0644\u062b\u0644\u062c \u0644\u0644\u062f\u064e\u064a\u0646.)<\/li>\r\n\r\n\r\n\r\n<li><strong>\u0627\u0644\u062c\u062f\u0631\u0627\u0646 \u0627\u0644\u0623\u0631\u0628\u0639\u0629\u00a0\u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643.<\/strong> \u062a\u0623\u0643\u062f \u0645\u0646 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0637\u0639\u0627\u0645 \u0648\u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0648\u0627\u0644\u0645\u0623\u0648\u0649 \u0648\u0627\u0644\u0645\u0648\u0627\u0635\u0644\u0627\u062a \u0628\u0639\u062f \u0630\u0644\u0643.<\/li>\r\n\r\n\r\n\r\n<li><strong>\u0646\u0641\u0642\u0627\u062a \u0623\u0633\u0627\u0633\u064a\u0629 \u0623\u062e\u0631\u0649.<\/strong> \u064a\u0634\u0645\u0644 \u0630\u0644\u0643 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u0647\u0645\u0629 \u0645\u062b\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0648\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0623\u0637\u0641\u0627\u0644.<\/li>\r\n\r\n\r\n\r\n<li><strong>\u0646\u0641\u0642\u0627\u062a \u063a\u064a\u0631 \u0623\u0633\u0627\u0633\u064a\u0629<\/strong>. \u0623\u062e\u064a\u0631\u064b\u0627\u060c \u062e\u0635\u0635 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0644\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631\u064a\u0629 \u0645\u062b\u0644 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u062b \u0648\u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0648\u0631\u0633\u0648\u0645 \u062f\u0648\u0631\u064a \u0627\u0644\u0643\u0631\u0629 \u0627\u0644\u0637\u0627\u0626\u0631\u0629 \u0644\u0644\u0643\u0628\u0627\u0631 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0648\u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0634\u062e\u0635\u064a. \u0643\u0645\u0627 \u062a\u0631\u064a\u062f \u0623\u0646 \u062a\u0645\u0646\u062d \u0646\u0641\u0633\u0643 \u0628\u0646\u062f \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0645\u062a\u0646\u0648\u0639\u064b\u0627 \u0644\u062a\u0644\u0643 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0627\u0644\u062a\u064a \u0645\u0646 \u0627\u0644\u0645\u0624\u0643\u062f \u0623\u0646\u0647\u0627 \u0633\u062a\u0638\u0647\u0631.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<p>\u0627\u0644\u0622\u0646\u060c \u0625\u0630\u0627 \u0643\u0627\u0646 \u062f\u062e\u0644\u0643 \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639\u060c \u0641\u0642\u062f \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062a\u062e\u0637\u064a \u0628\u0639\u0636 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 (\u0627\u0644\u0645\u0632\u064a\u062f \u0639\u0646 \u0630\u0644\u0643 \u0628\u0639\u062f \u0642\u0644\u064a\u0644). \u0627\u0644\u0647\u062f\u0641 \u0647\u0648 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u062a\u063a\u0637\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0623\u0648\u0644\u0627\u064b \u062d\u062a\u0649 \u0644\u0627 \u064a\u0646\u062a\u0647\u064a \u0628\u0643 \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u0630\u0639\u0631 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0631\u0627\u062a\u0628\u0643 \u0623\u0642\u0644 \u0645\u0645\u0627 \u062e\u0637\u0637\u062a \u0644\u0647.<\/p>\r\n\r\n\r\n<div class=\"wp-block-image\">\r\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.dztecs.com\/money\/wp-content\/uploads\/sites\/11\/2025\/04\/everydollar-visual-cta-3.png\" alt=\"\" \/ width=\"671\" height=\"400\"><\/figure><\/div>\r\n\r\n\r\n<h3 class=\"wp-block-heading rds-Heading_1\">\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u0648\u0627\u0632\u0646\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0644\u0643<\/h3>\r\n\r\n\r\n\r\n<p>\u064a\u0645\u0646\u062d\u0643 EveryDollar \u062e\u0637\u0629 \u0645\u064f\u062d\u0643\u0645\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0627\u0644\u0643 &#8211; \u062d\u062a\u0649 \u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0628\u062b\u0642\u0629 \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0644\u0645\u0627 \u0647\u0648 \u0645\u0647\u0645!<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">3. \u0627\u0637\u0631\u062d \u0646\u0641\u0642\u0627\u062a\u0643 \u0645\u0646 \u062f\u062e\u0644\u0643 (\u0623\u0646\u0634\u0626 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0635\u0641\u0631\u064a\u0629).<\/h3>\r\n\r\n\r\n\r\n<p>\u0645\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0635\u0641\u0631\u064a\u0629 (Zero-based budget)\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0633\u0627\u0648\u064a \u062f\u062e\u0644\u0643 \u0645\u0637\u0631\u0648\u062d\u064b\u0627 \u0645\u0646\u0647 \u0646\u0641\u0642\u0627\u062a\u0643 \u0635\u0641\u0631\u064b\u0627. \u0647\u0630\u0627 \u0644\u0627 \u064a\u0639\u0646\u064a \u0623\u0646\u0643 \u062a\u062a\u0631\u0643 \u062d\u0633\u0627\u0628\u0643 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u064a\u0635\u0644 \u0625\u0644\u0649 0 \u062f\u0648\u0644\u0627\u0631 (\u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062f\u0627\u0626\u0645\u064b\u0627 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627\u0645\u0634 \u0623\u0645\u0627\u0646 \u064a\u062a\u0631\u0627\u0648\u062d \u0628\u064a\u0646 100 \u0648300 \u062f\u0648\u0644\u0627\u0631).<\/p>\r\n\r\n\r\n\r\n<p><em>\u0635\u0641\u0631\u064a\u0629<\/em> \u062a\u0639\u0646\u064a \u0628\u0628\u0633\u0627\u0637\u0629 \u0623\u0646 \u0643\u0644 \u062f\u0648\u0644\u0627\u0631 \u062a\u0643\u0633\u0628\u0647 \u064a\u062a\u0645 \u062a\u062e\u0635\u064a\u0635\u0647 \u0644\u063a\u0631\u0636 \u0645\u0639\u064a\u0646 &#8211; \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0644\u0644\u0639\u0637\u0627\u0621 \u0623\u0648 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0623\u0648 \u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0623\u0648 \u0627\u0644\u0625\u0646\u0641\u0627\u0642. \u0639\u0646\u062f\u0645\u0627 \u064a\u0643\u0648\u0646 \u0644\u0643\u0644 \u062f\u0648\u0644\u0627\u0631 \u0648\u0638\u064a\u0641\u0629\u060c \u062a\u0642\u0644 \u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0642\u064a\u0627\u0645\u0643 \u0628\u0640 \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0646\u062f\u0641\u0627\u0639\u064a\u0629 (Impulse purchases) \u0623\u0648 \u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062e\u0637\u0623 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0634\u0647\u0631.<\/p>\r\n\r\n\r\n\r\n<p>\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0645\u0627\u0644 \u0644\u064a\u0633 \u0623\u0645\u0631\u064b\u0627 \u0633\u064a\u0626\u064b\u0627. \u0644\u0643\u0646 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0628\u062f\u0648\u0646 \u062e\u0637\u0629\u061f \u0647\u0630\u0627 \u0645\u0627 \u0633\u064a\u0645\u0646\u0639\u0643 \u0645\u0646 \u0625\u062d\u0631\u0627\u0632 \u062a\u0642\u062f\u0645.<\/p>\r\n\r\n\r\n\r\n<h4 class=\"wp-block-heading\">\u0645\u0627\u0630\u0627 \u0644\u0648 \u062a\u0628\u0642\u0649 \u0644\u062f\u064a\u0643 \u0645\u0627\u0644\u061f<\/h4>\r\n\r\n\r\n\r\n<p>\u0625\u0630\u0627 \u0637\u0631\u062d\u062a \u0646\u0641\u0642\u0627\u062a\u0643 \u0645\u0646 \u062f\u062e\u0644\u0643 \u0648\u062a\u0628\u0642\u0649 \u0644\u062f\u064a\u0643 \u0645\u0627\u0644\u060c \u0641\u0627\u062d\u0631\u0635 \u0639\u0644\u0649 \u0645\u0643\u0627\u0641\u0623\u0629 \u0646\u0641\u0633\u0643! \u062b\u0645\u060c \u0636\u0639 \u0623\u064a \u0623\u0645\u0648\u0627\u0644 &#8220;\u0625\u0636\u0627\u0641\u064a\u0629&#8221; \u0646\u062d\u0648 \u062e\u0637\u0648\u062a\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0645\u0646 Baby Steps (\u0623\u064a \u0627\u0644\u062e\u0637\u0629 \u0627\u0644\u0645\u064f\u062b\u0628\u062a\u0629 \u0644\u0644\u0627\u062f\u062e\u0627\u0631\u060c \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646\u060c \u0648\u0628\u0646\u0627\u0621 \u0627\u0644\u062b\u0631\u0648\u0629). \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646\u060c \u0623\u0648 \u0628\u0646\u0627\u0621 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u060c \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0644\u0644\u062a\u0642\u0627\u0639\u062f\u060c \u0627\u062c\u0639\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0627\u0644 \u064a\u0639\u0645\u0644 \u0644\u0635\u0627\u0644\u062d\u0643 \u0648\u0644\u0635\u0627\u0644\u062d \u0623\u0647\u062f\u0627\u0641\u0643. \u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0627\u0644\u0642\u0635\u0648\u0649 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0625\u0636\u0627\u0641\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0642\u0635\u0649 \u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0645\u0643\u0646\u0629.<\/p>\r\n\r\n\r\n\r\n<h4 class=\"wp-block-heading\">\u0645\u0627\u0630\u0627 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\u062c\u0632\u0621 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0625\u0636\u0627\u0641\u064a \u0623\u0648 \u0627\u062f\u062e\u0627\u0631\u0647 \u0644\u0644\u0637\u0648\u0627\u0631\u0626 \u0644\u062a\u0642\u0648\u064a\u0629 \u0648\u0636\u0639\u0643 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">6. \u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 (\u0642\u0628\u0644 \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631).<\/h3>\r\n\r\n\r\n\r\n<p>\u0625\u0646 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0644\u064a\u0633\u062a \u0642\u062f\u0631\u064b\u0627 \u0636\u063a\u0637\u064a\u064b\u0627\u060c \u0641\u0644\u0627 \u064a\u0645\u0643\u0646\u0643 \u0648\u0636\u0639\u0647\u0627 \u0645\u0631\u0629 \u0648\u0627\u062d\u062f\u0629 \u062b\u0645 \u0646\u0633\u064a\u0627\u0646\u0647\u0627.<\/p>\r\n\r\n\r\n\r\n<p>\u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0645\u0631\u0627\u062c\u0639\u0629 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0648\u062a\u062a\u0628\u0639 \u0646\u0641\u0642\u0627\u062a\u0643 \u0637\u0648\u0627\u0644 \u0627\u0644\u0634\u0647\u0631. \u0639\u0644\u064a\u0643 \u0625\u062c\u0631\u0627\u0621 \u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0639\u0644\u0649 \u0637\u0648\u0644 \u0627\u0644\u0637\u0631\u064a\u0642. \u0648\u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0648\u0636\u0639 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0643\u0644 \u0634\u0647\u0631.<\/p>\r\n\r\n\r\n\r\n<p>\u0631\u0628\u0645\u0627 \u0644\u0646 \u062a\u062a\u063a\u064a\u0631 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0643\u062b\u064a\u0631\u064b\u0627 \u0645\u0646 \u0634\u0647\u0631 \u0644\u0622\u062e\u0631 &#8211; \u0644\u0643\u0646\u0647\u0627 \u0644\u0646 \u062a\u0643\u0648\u0646 \u0645\u062a\u0637\u0627\u0628\u0642\u0629 \u0628\u0646\u0633\u0628\u0629 100% \u0623\u0628\u062f\u064b\u0627. \u0644\u0630\u0644\u0643\u060c \u0627\u0646\u0633\u062e \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0647\u0630\u0627 \u0627\u0644\u0634\u0647\u0631 \u0644\u0644\u0634\u0647\u0631 \u0627\u0644\u062a\u0627\u0644\u064a\u060c \u062b\u0645 \u0642\u0645 \u0628\u062a\u0639\u062f\u064a\u0644\u0647\u0627 \u062d\u0633\u0628 \u062d\u0627\u062c\u062a\u0643. \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0625\u0636\u0627\u0641\u0629 \u0646\u0641\u0642\u0627\u062a \u062e\u0627\u0635\u0629 \u0628\u0643\u0644 \u0634\u0647\u0631\u060c \u0645\u062b\u0644 \u0639\u064a\u062f \u0645\u064a\u0644\u0627\u062f \u0635\u062f\u064a\u0642\u0643 \u0627\u0644\u0645\u0641\u0636\u0644 \u0623\u0648 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0632\u064a\u062a.<\/p>\r\n\r\n\r\n\r\n<p>\u0636\u0639 \u062f\u0627\u0626\u0645\u064b\u0627 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 <em>\u0642\u0628\u0644<\/em> \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u0634\u0647\u0631. \u0628\u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629\u060c \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u0634\u0639\u0648\u0631 \u0628\u0627\u0644\u062a\u0623\u062e\u0631\u060c \u064a\u0645\u0643\u0646\u0643 \u0628\u0627\u0644\u0641\u0639\u0644 \u0627\u0644\u062a\u0642\u062f\u0645 \u0639\u0644\u0649 \u0623\u0645\u0648\u0627\u0644\u0643 \u0648\u0627\u0644\u062a\u062d\u0643\u0645 \u0628\u0647\u0627 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u0645\u0648\u0627\u0632\u0646\u0629 \u0627\u0644\u062f\u062e\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645: EveryDollar<\/h2>\r\n\r\n\r\n\r\n<p>\u0628\u0627\u0644\u062a\u0623\u0643\u064a\u062f <em>\u064a\u0645\u0643\u0646\u0643<\/em> \u0625\u062f\u0627\u0631\u0629 \u062f\u062e\u0644\u0643 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645. \u0643\u0644 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c\u0647 \u0647\u0648 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u062c\u064a\u062f \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643. \u0648\u0647\u0630\u0627 \u0628\u0627\u0644\u0636\u0628\u0637 \u0645\u0627 \u064a\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u064a\u0647 \u062a\u0637\u0628\u064a\u0642 EveryDollar!<\/p>\r\n\r\n\r\n\r\n<p>\u064a\u064f\u0633\u0647\u0651\u0644 \u062a\u0637\u0628\u064a\u0642 EveryDollar \u0625\u0646\u0634\u0627\u0621 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0635\u0641\u0631\u064a\u0629 \u0648\u062a\u062a\u0628\u0639 \u0625\u0646\u0641\u0627\u0642\u0643\u060c \u062d\u062a\u0649 \u0645\u0639 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u062a\u063a\u064a\u0631. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u062a\u064f\u0646\u0638\u0651\u0645 \u0645\u064a\u0632\u0629 \u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0631\u0627\u062a\u0628 \u0645\u0635\u0627\u0631\u064a\u0641\u0643 \u062d\u0633\u0628 \u062a\u0648\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0647\u0627 \u0648\u062a\u064f\u0639\u0644\u0645\u0643 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u064f\u0646\u0641\u0642 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u0644\u0627\u0632\u0645. \u0625\u0646\u0647 \u0645\u062b\u0627\u0644\u064a \u0644\u0644\u0631\u0648\u0627\u062a\u0628 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629.<\/p>\r\n\r\n\r\n\r\n<p>\u062d\u0645\u0651\u0644 \u062a\u0637\u0628\u064a\u0642 EveryDollar \u0644\u0645\u0648\u0627\u0632\u0646\u0629 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u064a\u0648\u0645. \u0643\u0644\u0645\u0627 \u0628\u062f\u0623\u062a \u0641\u064a \u062a\u0646\u0638\u064a\u0645 \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644\u060c \u0643\u0644\u0645\u0627 \u062a\u0645\u0643\u0646\u062a \u0645\u0646 \u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0634\u0643\u0644 \u0623\u0633\u0631\u0639.<\/p>\r\n\r\n\r\n\r\n<p>\u0648\u062a\u0630\u0643\u0631\u060c \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0637\u0628\u064a\u0639\u0629 \u062f\u062e\u0644\u0643\u060c \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0623\u0645\u0631 \u062d\u0648\u0627\u0644\u064a 3 \u0623\u0634\u0647\u0631 \u0644\u0644\u062a\u0639\u0648\u062f \u0639\u0644\u0649 \u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629. \u0644\u0630\u0627 \u0627\u0644\u062a\u0632\u0645 \u0628\u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0648\u0627\u0633\u062a\u0645\u0631 \u0639\u0644\u064a\u0647\u0627. \u0623\u0646\u062a \u0642\u0627\u062f\u0631 \u0639\u0644\u0649 \u0630\u0644\u0643!\u00a0<\/p>\r\n\r\n\r\n\r\n<p>\u0647\u0644 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